Insurance Underwriters
Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.
105,420 people do this job in the US. $81,370 a year.
of the working time. Estimate.
- 100%
- 0%
- 0%
Measured, from Anthropic's usage data (2025). Counts help on part of a task.
On the chosen pace and reliability. Estimate.
Share of the working time within reach, now to 2030
What each choice means: , , , , . Every pace starts from .
At this date and pace, models finish tasks up to 4.4 h long four times in five.
How far this has come
With GPT-4, measured in March 2023, 0% of this job's working time was within reach at . With Claude 3.7 Sonnet, measured in February 2025, 1%. With Claude Mythos Preview (early), measured in April 2026, 74%. Today's estimate: 85%.
A backcast: today's task data with the best model METR had measured by each date. It shows how fast the models have moved, not what anyone forecast at the time.
The tasks
Sorted by . 7 tasks from .
| Task | Kind | |||
|---|---|---|---|---|
| Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.Done hourly or more by most who do it. | 41% | 1.3 h25 min to 3.3 h | 77%Half by now | |
| Evaluate possibility of losses due to catastrophe or excessive insurance.Done daily by most who do it. | 19% | 1.3 h25 min to 3.3 h | 77%Half by now | |
| Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.Done several times a day by most who do it. | 15% | 1.1 h25 min to 2.1 h | 95%Half by now | |
| Write to field representatives, medical personnel, or others to obtain further information, quote rates, or explain company underwriting policies.Done several times a day by most who do it. | 9% | 21 min8 min to 50 min | 100%Half by now | |
| Review company records to determine amount of insurance in force on single risk or group of closely related risks.Done several times a day by most who do it. | 8% | 29 min13 min to 1.3 h | 99%Half by now | |
| Authorize reinsurance of policy when risk is high.Done more than yearly by most who do it. | 4% | 50 min17 min to 2.5 h | 87%Half by now | |
| Decline excessive risks.Done more than weekly by most who do it. AI observed on this task. | 4% | 21 min8 min to 50 min | 100%Half by now |
Within reach, per task: the share of the task's time whose instances are short enough for a model to finish at the chosen date, pace and reliability. Half by: the date half of that time comes within reach.
Jobs that share skills with this one
From O*NET's related occupations. Within reach now and by the end of 2028, long-run pace, four in five.
Where this job works
The industry groups that employ the most of it (BLS, May 2025).
Where the most of these jobs are
The metro areas with the most people in it (BLS, May 2025).