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Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

266,800 people do this job in the US. $105,070 a year.

now
66%

of the working time. Estimate.

Kinds of work
  • 90%
  • 10%
  • 0%
35%

Measured, from Anthropic's usage data (2025). Counts help on part of a task.

Half the desk work within reach
Already

On the chosen pace and reliability. Estimate.

Share of the working time within reach, now to 2030

0%25%50%75%100%2027202820292030NowDesk work: 90% of the time
Chosen to Ceiling: the share
DateNow
NowEnd of 2030

What each choice means: , , , , . Every pace starts from .

At this date and pace, models finish tasks up to 4.4 h long four times in five.

How far this has come

With GPT-4, measured in March 2023, 0% of this job's working time was within reach at . With Claude 3.7 Sonnet, measured in February 2025, 0%. With Claude Mythos Preview (early), measured in April 2026, 55%. Today's estimate: 66%.

0%25%50%75%2023202420252026GPT-4, March 2023: 0% within reachGPT-4 Turbo (Nov 2023), November 2023: 0% within reachGPT-4o, May 2024: 0% within reachClaude 3.5 Sonnet (June 2024), June 2024: 0% within reacho1-preview, September 2024: 0% within reachClaude 3.5 Sonnet (Oct 2024), October 2024: 0% within reacho1, December 2024: 0% within reachClaude 3.7 Sonnet, February 2025: 0% within reacho3, April 2025: 5% within reachGPT-5, August 2025: 8% within reachGemini 3 Pro, November 2025: 14% within reachClaude Opus 4.5, November 2025: 14% within reachGPT-5.2, December 2025: 20% within reachClaude Opus 4.6, February 2026: 21% within reachClaude Mythos Preview (early), April 2026: 55% within reachToday (estimate), September 2026: 66% within reach
Each step is a new best model measured by METR, four in five; the dashed end is today's estimate. Point at a dot for the model.

A backcast: today's task data with the best model METR had measured by each date. It shows how fast the models have moved, not what anyone forecast at the time.

The tasks

Sorted by . 21 tasks from .

TaskKind
Analyze financial information obtained from clients to determine strategies for meeting clients' financial objectives.Done daily by most who do it. AI observed on this task.19%2.5 h50 min to 6.7 h46%Half by Oct 2026
Manage client portfolios, keeping client plans up-to-date.Done daily by most who do it. AI observed on this task.14%1.7 h25 min to 5 h51%Half by now
Review clients' accounts and plans regularly to determine whether life changes, economic changes, environmental concerns, or financial performance indicate a need for plan reassessment.Done more than yearly by most who do it. 9%1.3 h25 min to 2.5 h87%Half by now
Implement financial planning recommendations, or refer clients to someone who can assist them with plan implementation.Done more than weekly by most who do it. 8%1.3 h25 min to 3.3 h77%Half by now
Prepare or interpret for clients information, such as investment performance reports, financial document summaries, or income projections.Done more than weekly by most who do it. 7%1.1 h25 min to 2.5 h91%Half by now
Recommend to clients strategies in cash management, insurance coverage, investment planning, or other areas to help them achieve their financial goals.Done more than weekly by most who do it. 6%1.1 h25 min to 2.5 h91%Half by now
Monitor financial market trends to ensure that client plans are responsive.Done daily by most who do it. AI observed on this task.5%38 min17 min to 1.7 h98%Half by now
Interview clients to determine their current income, expenses, insurance coverage, tax status, financial objectives, risk tolerance, or other information needed to develop a financial plan.Done more than weekly by most who do it. 5%1.3 h38 min to 2.5 hStays with people
Recommend financial products, such as stocks, bonds, mutual funds, or insurance.Done more than weekly by most who do it. AI observed on this task.5%38 min13 min to 1.7 h95%Half by now
Investigate available investment opportunities to determine compatibility with client financial plans.Done more than yearly by most who do it. 4%1.3 h25 min to 3.3 h77%Half by now
Recruit and maintain client bases.Done more than monthly by most who do it. 4%1.7 h25 min to 5 hStays with people
Answer clients' questions about the purposes and details of financial plans and strategies.Done more than weekly by most who do it. AI observed on this task.2%25 min8 min to 1.3 h97%Half by now

Within reach, per task: the share of the task's time whose instances are short enough for a model to finish at the chosen date, pace and reliability. Half by: the date half of that time comes within reach.

Jobs that share skills with this one

From O*NET's related occupations. Within reach now and by the end of 2028, long-run pace, four in five.