For lenders and insurers
A borrower's workforce, read for exposure to AI
Labor is often the largest cost in a service business, and the work AI can do changes faster than an annual review. For a private credit book or an underwriting portfolio, the Workforce Scan gives a dated reading of how much of each company's paid working time is of AI now and at the end of each year to 2030, with the method and the range, and reads it again each time a new measurement of the frontier is published.
1. Public borrowers: the Workforce AI Index
Each listed company is read from its own latest annual report on EDGAR: the headcount it states, the share in the US where it says, and its work as a blend of the staffing BLS counts in its industries. 168 companies are read so far, toward every US-listed company with 1,000 employees or more (1,827 in the universe). The headcount each listed company reported, filing year by filing year, is kept for 2,639 companies. Each page ranks the company in its sector, and each new annual report is read beside the earlier ones.
The IndexThe Index as a CSVThe API: a company's reading and headcount history
2. Private borrowers: the scan
Before a borrower shares anything, an industry page opens a typical company of its size, built from the staffing BLS counts in that industry. With a roster of titles and headcounts, the scan reads the company role by role: the hours and cost within reach, the tasks behind them, and what handing the work over would take. The roster is matched in your browser and never leaves it. The preview is free; the full report is $249 for one company.
3. The whole book: the portfolio view
With Pro ($299 a month, or $2,990 a year), every roster you scan can be saved in your browser and read again when the data changes, with what moved role by role. The portfolio view sets them side by side and ranks them by the hours within reach. The API, included in Pro, returns the Index's readings and a scan's numbers to your own models.
What the numbers are, and what they are not
Within reach means a model could finish work of that length at the chosen reliability. It is not a forecast of jobs lost, of savings, of a company's costs or of its ability to pay, and it is not a credit rating or an underwriting opinion. A company's figures come from its own filing or its own roster and from BLS, with a stated method and range; what a lender or an insurer makes of them is its own judgment. The method page gives the sources, and every change of method is dated there.
A reading of your book
To see the readings for a list of public tickers, or a full report on one private borrower before buying, write to info@stratussc.com.