Credit Counselors
Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.
27,770 people do this job in the US. $52,230 a year.
of the working time. Estimate.
- 73%
- 27%
- 0%
Measured, from Anthropic's usage data (2025). Counts help on part of a task.
On the chosen pace and reliability. Estimate.
Share of the working time within reach, now to 2030
What each choice means: , , , , . Every pace starts from .
At this date and pace, models finish tasks up to 4.4 h long four times in five.
How far this has come
With GPT-4, measured in March 2023, 0% of this job's working time was within reach at . With Claude 3.7 Sonnet, measured in February 2025, 2%. With Claude Mythos Preview (early), measured in April 2026, 72%. Today's estimate: 73%.
A backcast: today's task data with the best model METR had measured by each date. It shows how fast the models have moved, not what anyone forecast at the time.
The tasks
Sorted by . 23 tasks from .
| Task | Kind | |||
|---|---|---|---|---|
| Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information.Done more than weekly by most who do it. | 10% | 50 min25 min to 1.7 h | 99%Half by now | |
| Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.Done more than weekly by most who do it. AI observed on this task. | 9% | 50 min25 min to 1.7 h | 99%Half by now | |
| Teach courses or seminars on topics, such as budgeting, management of personal finances, or financial literacy.Done more than yearly by most who do it. | 9% | 2.5 h1.3 h to 5 h | Stays with people | |
| Interview clients by telephone or in person to gather financial information.Done more than weekly by most who do it. | 8% | 38 min17 min to 1.3 h | Stays with people | |
| Recommend strategies for clients to meet their financial goals, such as borrowing money through loans or loan programs, declaring bankruptcy, making budget adjustments, or enrolling in debt management plans.Done more than weekly by most who do it. AI observed on this task. | 8% | 42 min17 min to 1.4 h | 99%Half by now | |
| Review changes to financial, family, or employment situations to determine whether changes to existing debt management plans, spending plans, or budgets are needed.Done more than monthly by most who do it. | 6% | 38 min17 min to 1.3 h | 100%Half by now | |
| Prioritize client debt repayment to avoid dire consequences, such as bankruptcy or foreclosure or to reduce overall costs, such as by paying high-interest or short-term loans first.Done more than weekly by most who do it. | 6% | 33 min13 min to 1.1 h | 100%Half by now | |
| Prepare written documents to establish contracts with or communicate financial recommendations to clients.Done more than monthly by most who do it. | 6% | 38 min17 min to 1.3 h | 100%Half by now | |
| Create action plans to assist clients in obtaining permanent housing via rent or mortgage programs.Done more than yearly by most who do it. | 5% | 50 min25 min to 1.7 h | 99%Half by now | |
| Explain general financial topics to clients, such as credit report ratings, bankruptcy laws, consumer protection laws, wage attachments, or collection actions.Done more than weekly by most who do it. AI observed on this task. | 5% | 25 min8 min to 50 min | 100%Half by now | |
| Advise clients on housing matters, such as housing rental, homeownership, mortgage delinquency, or foreclosure prevention.Done more than monthly by most who do it. | 4% | 50 min17 min to 1.7 h | Stays with people | |
| Advise clients or respond to inquiries about financial matters in person or via phone, email, Web site, or Internet chat.Done more than monthly by most who do it. | 4% | 17 min4 min to 38 min | Stays with people |
Within reach, per task: the share of the task's time whose instances are short enough for a model to finish at the chosen date, pace and reliability. Half by: the date half of that time comes within reach.
Jobs that share skills with this one
From O*NET's related occupations. Within reach now and by the end of 2028, long-run pace, four in five.
Where this job works
The industry groups that employ the most of it (BLS, May 2025).
Where the most of these jobs are
The metro areas with the most people in it (BLS, May 2025).