Credit Authorizers, Checkers, and Clerks
Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.
12,030 people do this job in the US. $50,080 a year.
of the working time. Estimate.
- 86%
- 10%
- 3%
Measured, from Anthropic's usage data (2025). Counts help on part of a task.
On the chosen pace and reliability. Estimate.
Share of the working time within reach, now to 2030
What each choice means: , , , , . Every pace starts from .
At this date and pace, models finish tasks up to 4.4 h long four times in five.
How far this has come
With GPT-4, measured in March 2023, 0% of this job's working time was within reach at . With Claude 3.7 Sonnet, measured in February 2025, 3%. With Claude Mythos Preview (early), measured in April 2026, 66%. Today's estimate: 75%.
A backcast: today's task data with the best model METR had measured by each date. It shows how fast the models have moved, not what anyone forecast at the time.
The tasks
Sorted by . 16 tasks from .
| Task | Kind | |||
|---|---|---|---|---|
| Compile and analyze credit information gathered by investigation.Done daily by most who do it. | 41% | 1.3 h25 min to 3.3 h | 77%Half by now | |
| Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.Done several times a day by most who do it. | 7% | 25 min8 min to 50 min | 100%Half by now | |
| Prepare reports of findings and recommendations. AI observed on this task. | 7% | 50 min17 min to 2.5 h | 87%Half by now | |
| Review individual or commercial customer files to identify and select delinquent accounts for collection. | 7% | 50 min25 min to 2.5 h | 95%Half by now | |
| Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.Done daily by most who do it. | 7% | 25 min13 min to 50 min | Stays with people | |
| Contact former employers and other acquaintances to verify applicants' references, employment, health history, or social behavior. | 6% | 38 min13 min to 1.7 h | 95%Half by now | |
| Examine city directories and public records to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.Done daily by most who do it. | 4% | 50 min17 min to 2.5 h | 87%Half by now | |
| Evaluate customers' computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.Done hourly or more by most who do it. | 4% | 13 min4 min to 33 min | 100%Half by now | |
| Keep records of customers' charges and payments.Done daily by most who do it. | 4% | 13 min4 min to 38 min | 99%Half by now | |
| Consult with customers to resolve complaints or verify financial or credit transactions. | 4% | 25 min13 min to 50 min | Stays with people | |
| Call customers to collect payment on delinquent accounts. | 2% | 17 min8 min to 38 min | 100%Half by now | |
| Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.Done daily by most who do it. AI observed on this task. | 2% | 8 min4 min to 21 min | 100%Half by now |
Within reach, per task: the share of the task's time whose instances are short enough for a model to finish at the chosen date, pace and reliability. Half by: the date half of that time comes within reach.
Jobs that share skills with this one
From O*NET's related occupations. Within reach now and by the end of 2028, long-run pace, four in five.
Where this job works
The industry groups that employ the most of it (BLS, May 2025).
- Credit Intermediation and Related Activities (5221 and 5223 only)1,570 people
- Nondepository Credit Intermediation1,560 people
- Management of Companies and Enterprises1,390 people
- Furniture and Home Furnishings Retailers1,350 people
- Merchant Wholesalers, Durable Goods (4232, 4233, 4235, 4236, 4237, and 4239 only)840 people
Where the most of these jobs are
The metro areas with the most people in it (BLS, May 2025).