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STRATUSWORKFORCE SCAN
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Subsector, 522

Credit Intermediation and Related Activities

2,510,490 people work in this industry in the US, at mean pay of $89,460 a year (BLS, May 2025). What follows is how much of their working time the best AI models could finish, when, and in which jobs and tasks. Estimates.

now
43%

of the paid hours. Estimate.

$103B

a year: 2.2 billion hours at what they cost. Not a forecast of savings.

Kinds of work
  • 73%
  • 13%
  • 14%
12%

of the paid hours are within reach now in tasks people already bring to Claude. Another 31% is within reach in tasks not yet seen there.

Across the US: 24% within reach now and 39% by the end of 2028, on the long-run pace at four in five.

Share of the paid hours within reach, now to 2030

0%25%50%75%100%2027202820292030NowDesk work: 73% of the time
Chosen to Ceiling: the share
DateNow
NowEnd of 2030

What each choice means: , , , , . Every pace starts from .

How far this has come

With GPT-4, measured in March 2023, 0% of this industry's paid hours were within reach at . With Claude 3.7 Sonnet, measured in February 2025, 4%. With Claude Mythos Preview (early), measured in April 2026, 38%. Today's estimate: 43%.

0%10%20%30%40%50%2023202420252026GPT-4, March 2023: 0% within reachGPT-4 Turbo (Nov 2023), November 2023: 0% within reachGPT-4o, May 2024: 0% within reachClaude 3.5 Sonnet (June 2024), June 2024: 0% within reacho1-preview, September 2024: 1% within reachClaude 3.5 Sonnet (Oct 2024), October 2024: 1% within reacho1, December 2024: 2% within reachClaude 3.7 Sonnet, February 2025: 4% within reacho3, April 2025: 13% within reachGPT-5, August 2025: 16% within reachGemini 3 Pro, November 2025: 21% within reachClaude Opus 4.5, November 2025: 21% within reachGPT-5.2, December 2025: 24% within reachClaude Opus 4.6, February 2026: 25% within reachClaude Mythos Preview (early), April 2026: 38% within reachToday (estimate), September 2026: 43% within reach
Each step is a new best model measured by METR, four in five; the dashed end is today's estimate. Point at a dot for the model.

A backcast: today's task data with the best model METR had measured by each date. It shows how fast the models have moved, not what anyone forecast at the time.

Where the hours are

Jobs by hours within reach now. The 40 largest jobs hold 91% of the people.

PeoplePay here
Loan Officers222,09077%355 million$76K
Securities, Commodities, and Financial Services Sales Agents281,28059%342 million$62K
Tellers317,34035%231 million$43K
Loan Interviewers and Clerks132,85082%227 million$50K
Customer Service Representatives153,40067%212 million$48K
First-Line Supervisors of Office and Administrative Support Workers102,99047%100 million$66K
Personal Financial Advisors46,24066%63 million$96K
Bookkeeping, Accounting, and Auditing Clerks39,60076%63 million$49K
Financial Managers136,85019%53 million$136K
New Accounts Clerks34,80061%44 million$48K
Bill and Account Collectors33,20063%44 million$49K
Credit Analysts40,37047%40 million$82K

People: BLS counts for this industry, May 2025. Pay here: the median paid for the job in this industry, else its mean, else the national median. 131 smaller jobs (229,330 people) count in every total but are not listed. Task data covers 98% of the industry's people; the rest are in BLS "all other" groups with no task list, or in counts BLS does not publish.

The tasks with the most hours within reach by the end of 2028

Across the whole industry, on the chosen pace and reliability.

  1. Identify opportunities or develop channels for purchase or sale of securities or commodities.Securities, Commodities, and Financial Services Sales Agents
    75 million hours100% of the task within reach
  2. Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.Loan Officers
    70 million hours100% of the task within reach
  3. Determine customers' financial services needs and prepare proposals to sell services that address these needs.Securities, Commodities, and Financial Services Sales Agents
    69 million hours100% of the task within reach
  4. Develop financial plans, based on analysis of clients' financial status.Securities, Commodities, and Financial Services Sales Agents
    67 million hours99% of the task within reach
  5. Devise trading, option, or hedge strategies.Securities, Commodities, and Financial Services Sales Agents
    66 million hours100% of the task within reach
  6. Evaluate financial reporting systems, accounting or collection procedures, or investment activities and make recommendations for changes to procedures, operating systems, budgets, or other financial control functions.Financial Managers
    52 million hours94% of the task within reach
  7. Track and analyze factors that affect price movement, such as trade policies, weather conditions, political developments, or supply and demand changes.Securities, Commodities, and Financial Services Sales Agents
    46 million hours100% of the task within reach
  8. Identify transaction mistakes when debits and credits do not balance.Tellers
    44 million hours100% of the task within reach
  9. Develop or analyze information to assess the current or future financial status of firms.Financial Managers
    42 million hours96% of the task within reach
  10. 40 million hours100% of the task within reach

Scan a typical company in this industry

The industry's largest jobs, in the proportions BLS counts across the whole industry, at the pay it pays, run through the company scan. A starting point before you have a roster, or a benchmark for the one you have.

Inside this industry

Within reach now and by the end of 2028, long-run pace, four in five.

How it is built: BLS counts the people in each job in this industry; each job's tasks and their lengths give its share within reach at a date; the industry's share is those shares weighted by people. Value is pay times 1.43 for benefits and payroll costs. Seen in Claude use splits today's share by whether Anthropic saw people bring each task to Claude in 2025; other AI tools are not counted. How it works