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STRATUSWORKFORCE SCAN
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Sector, 52

Finance and Insurance

6,281,650 people work in this industry in the US, at mean pay of $100,840 a year (BLS, May 2025). What follows is how much of their working time the best AI models could finish, when, and in which jobs and tasks. Estimates.

now
43%

of the paid hours. Estimate.

$283B

a year: 5.5 billion hours at what they cost. Not a forecast of savings.

Kinds of work
  • 76%
  • 13%
  • 12%
12%

of the paid hours are within reach now in tasks people already bring to Claude. Another 31% is within reach in tasks not yet seen there.

Across the US: 24% within reach now and 39% by the end of 2028, on the long-run pace at four in five.

Share of the paid hours within reach, now to 2030

0%25%50%75%100%2027202820292030NowDesk work: 76% of the time
Chosen to Ceiling: the share
DateNow
NowEnd of 2030

What each choice means: , , , , . Every pace starts from .

How far this has come

With GPT-4, measured in March 2023, 0% of this industry's paid hours were within reach at . With Claude 3.7 Sonnet, measured in February 2025, 3%. With Claude Mythos Preview (early), measured in April 2026, 37%. Today's estimate: 43%.

0%10%20%30%40%50%2023202420252026GPT-4, March 2023: 0% within reachGPT-4 Turbo (Nov 2023), November 2023: 0% within reachGPT-4o, May 2024: 0% within reachClaude 3.5 Sonnet (June 2024), June 2024: 0% within reacho1-preview, September 2024: 0% within reachClaude 3.5 Sonnet (Oct 2024), October 2024: 0% within reacho1, December 2024: 1% within reachClaude 3.7 Sonnet, February 2025: 3% within reacho3, April 2025: 11% within reachGPT-5, August 2025: 14% within reachGemini 3 Pro, November 2025: 19% within reachClaude Opus 4.5, November 2025: 19% within reachGPT-5.2, December 2025: 22% within reachClaude Opus 4.6, February 2026: 23% within reachClaude Mythos Preview (early), April 2026: 37% within reachToday (estimate), September 2026: 43% within reach
Each step is a new best model measured by METR, four in five; the dashed end is today's estimate. Point at a dot for the model.

A backcast: today's task data with the best model METR had measured by each date. It shows how fast the models have moved, not what anyone forecast at the time.

Where the hours are

Jobs by hours within reach now. The 40 largest jobs hold 86% of the people.

PeoplePay here
Customer Service Representatives481,18067%666 million$48K
Securities, Commodities, and Financial Services Sales Agents462,79059%563 million$78K
Insurance Sales Agents464,33052%498 million$62K
Loan Officers230,62077%368 million$76K
Insurance Claims and Policy Processing Clerks170,64098%346 million$50K
Personal Financial Advisors248,38066%340 million$107K
Loan Interviewers and Clerks141,31082%242 million$50K
Tellers321,31035%234 million$43K
Claims Adjusters, Examiners, and Investigators244,76037%190 million$77K
Insurance Underwriters99,06085%175 million$81K
First-Line Supervisors of Office and Administrative Support Workers176,16047%172 million$75K
Bookkeeping, Accounting, and Auditing Clerks83,38076%133 million$51K

People: BLS counts for this industry, May 2025. Pay here: the median paid for the job in this industry, else its mean, else the national median. 251 smaller jobs (869,910 people) count in every total but are not listed. Task data covers 99% of the industry's people; the rest are in BLS "all other" groups with no task list, or in counts BLS does not publish.

The tasks with the most hours within reach by the end of 2028

Across the whole industry, on the chosen pace and reliability.

  1. Develop marketing strategies to compete with other individuals or companies who sell insurance.Insurance Sales Agents
    158 million hours99% of the task within reach
  2. Identify opportunities or develop channels for purchase or sale of securities or commodities.Securities, Commodities, and Financial Services Sales Agents
    124 million hours100% of the task within reach
  3. Determine customers' financial services needs and prepare proposals to sell services that address these needs.Securities, Commodities, and Financial Services Sales Agents
    113 million hours100% of the task within reach
  4. Develop financial plans, based on analysis of clients' financial status.Securities, Commodities, and Financial Services Sales Agents
    109 million hours99% of the task within reach
  5. Obtain and examine all relevant information to assess validity of complaints and to determine possible causes, such as extreme weather conditions that could increase utility bills.Customer Service Representatives
    109 million hours100% of the task within reach
  6. Devise trading, option, or hedge strategies.Securities, Commodities, and Financial Services Sales Agents
    109 million hours100% of the task within reach
  7. Contact customers to respond to inquiries or to notify them of claim investigation results or any planned adjustments.Customer Service Representatives
    105 million hours100% of the task within reach
  8. Evaluate financial reporting systems, accounting or collection procedures, or investment activities and make recommendations for changes to procedures, operating systems, budgets, or other financial control functions.Financial Managers
    102 million hours94% of the task within reach
  9. Complete contract forms, prepare change of address records, or issue service discontinuance orders, using computers.Customer Service Representatives
    100 million hours100% of the task within reach
  10. Customize insurance programs to suit individual customers, often covering a variety of risks.Insurance Sales Agents
    99 million hours100% of the task within reach

Scan a typical company in this industry

The industry's largest jobs, in the proportions BLS counts across the whole industry, at the pay it pays, run through the company scan. A starting point before you have a roster, or a benchmark for the one you have.

Inside this industry

Within reach now and by the end of 2028, long-run pace, four in five.

How it is built: BLS counts the people in each job in this industry; each job's tasks and their lengths give its share within reach at a date; the industry's share is those shares weighted by people. Value is pay times 1.43 for benefits and payroll costs. Seen in Claude use splits today's share by whether Anthropic saw people bring each task to Claude in 2025; other AI tools are not counted. How it works