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STRATUSWORKFORCE SCAN
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Subsector, 524

Insurance Carriers and Related Activities

2,617,090 people work in this industry in the US, at mean pay of $91,090 a year (BLS, May 2025). What follows is how much of their working time the best AI models could finish, when, and in which jobs and tasks. Estimates.

now
44%

of the paid hours. Estimate.

$112B

a year: 2.4 billion hours at what they cost. Not a forecast of savings.

Kinds of work
  • 76%
  • 13%
  • 11%
11%

of the paid hours are within reach now in tasks people already bring to Claude. Another 33% is within reach in tasks not yet seen there.

Across the US: 24% within reach now and 39% by the end of 2028, on the long-run pace at four in five.

Share of the paid hours within reach, now to 2030

0%25%50%75%100%2027202820292030NowDesk work: 76% of the time
Chosen to Ceiling: the share
DateNow
NowEnd of 2030

What each choice means: , , , , . Every pace starts from .

How far this has come

With GPT-4, measured in March 2023, 0% of this industry's paid hours were within reach at . With Claude 3.7 Sonnet, measured in February 2025, 3%. With Claude Mythos Preview (early), measured in April 2026, 39%. Today's estimate: 44%.

0%25%50%2023202420252026GPT-4, March 2023: 0% within reachGPT-4 Turbo (Nov 2023), November 2023: 0% within reachGPT-4o, May 2024: 0% within reachClaude 3.5 Sonnet (June 2024), June 2024: 0% within reacho1-preview, September 2024: 0% within reachClaude 3.5 Sonnet (Oct 2024), October 2024: 0% within reacho1, December 2024: 1% within reachClaude 3.7 Sonnet, February 2025: 3% within reacho3, April 2025: 12% within reachGPT-5, August 2025: 16% within reachGemini 3 Pro, November 2025: 21% within reachClaude Opus 4.5, November 2025: 21% within reachGPT-5.2, December 2025: 23% within reachClaude Opus 4.6, February 2026: 24% within reachClaude Mythos Preview (early), April 2026: 39% within reachToday (estimate), September 2026: 44% within reach
Each step is a new best model measured by METR, four in five; the dashed end is today's estimate. Point at a dot for the model.

A backcast: today's task data with the best model METR had measured by each date. It shows how fast the models have moved, not what anyone forecast at the time.

Where the hours are

Jobs by hours within reach now. The 40 largest jobs hold 88% of the people.

PeoplePay here
Insurance Sales Agents459,42052%493 million$62K
Customer Service Representatives292,83067%405 million$47K
Insurance Claims and Policy Processing Clerks169,09098%343 million$50K
Claims Adjusters, Examiners, and Investigators241,68037%188 million$77K
Insurance Underwriters97,60085%172 million$81K
First-Line Supervisors of Office and Administrative Support Workers59,07047%58 million$79K
Office Clerks, General46,12058%56 million$46K
Bookkeeping, Accounting, and Auditing Clerks31,95076%51 million$52K
General and Operations Managers85,84019%33 million$140K
Secretaries and Administrative Assistants, Except Legal, Medical, and Executive36,49039%30 million$48K
Registered Nurses54,33021%24 million$92K
Receptionists and Information Clerks13,55083%23 million$39K

People: BLS counts for this industry, May 2025. Pay here: the median paid for the job in this industry, else its mean, else the national median. 206 smaller jobs (320,300 people) count in every total but are not listed. Task data covers 99% of the industry's people; the rest are in BLS "all other" groups with no task list, or in counts BLS does not publish.

The tasks with the most hours within reach by the end of 2028

Across the whole industry, on the chosen pace and reliability.

  1. Develop marketing strategies to compete with other individuals or companies who sell insurance.Insurance Sales Agents
    156 million hours99% of the task within reach
  2. Customize insurance programs to suit individual customers, often covering a variety of risks.Insurance Sales Agents
    98 million hours100% of the task within reach
  3. Seek out new clients and develop clientele by networking to find new customers and generate lists of prospective clients.Insurance Sales Agents
    96 million hours100% of the task within reach
  4. Plan and oversee incorporation of insurance program into bookkeeping system of company.Insurance Sales Agents
    88 million hours100% of the task within reach
  5. Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.Insurance Underwriters
    83 million hours100% of the task within reach
  6. Obtain and examine all relevant information to assess validity of complaints and to determine possible causes, such as extreme weather conditions that could increase utility bills.Customer Service Representatives
    66 million hours100% of the task within reach
  7. Call on policyholders to deliver and explain policy, to analyze insurance program and suggest additions or changes, or to change beneficiaries.Insurance Sales Agents
    64 million hours100% of the task within reach
  8. Contact customers to respond to inquiries or to notify them of claim investigation results or any planned adjustments.Customer Service Representatives
    64 million hours100% of the task within reach
  9. Investigate, evaluate, and settle claims, applying technical knowledge and human relations skills to effect fair and prompt disposal of cases and to contribute to a reduced loss ratio.Claims Adjusters, Examiners, and Investigators
    62 million hours100% of the task within reach
  10. Complete contract forms, prepare change of address records, or issue service discontinuance orders, using computers.Customer Service Representatives
    61 million hours100% of the task within reach

Scan a typical company in this industry

The industry's largest jobs, in the proportions BLS counts across the whole industry, at the pay it pays, run through the company scan. A starting point before you have a roster, or a benchmark for the one you have.

Inside this industry

Within reach now and by the end of 2028, long-run pace, four in five.

How it is built: BLS counts the people in each job in this industry; each job's tasks and their lengths give its share within reach at a date; the industry's share is those shares weighted by people. Value is pay times 1.43 for benefits and payroll costs. Seen in Claude use splits today's share by whether Anthropic saw people bring each task to Claude in 2025; other AI tools are not counted. How it works