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Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

67,830 people do this job in the US. $94,160 a year.

now
6%

of the working time. Estimate.

Kinds of work
  • 81%
  • 19%
  • 1%
4%

Measured, from Anthropic's usage data (2025). Counts help on part of a task.

Half the desk work within reach
December 2027

On the chosen pace and reliability. Estimate.

Share of the working time within reach, now to 2030

0%25%50%75%100%2027202820292030NowDesk work: 81% of the time
Chosen to Ceiling: the share
DateNow
NowEnd of 2030

What each choice means: , , , , . Every pace starts from .

At this date and pace, models finish tasks up to 4.4 h long four times in five.

How far this has come

With GPT-4, measured in March 2023, 0% of this job's working time was within reach at . With Claude 3.7 Sonnet, measured in February 2025, 0%. With Claude Mythos Preview (early), measured in April 2026, 3%. Today's estimate: 6%.

0%5%10%2023202420252026GPT-4, March 2023: 0% within reachGPT-4 Turbo (Nov 2023), November 2023: 0% within reachGPT-4o, May 2024: 0% within reachClaude 3.5 Sonnet (June 2024), June 2024: 0% within reacho1-preview, September 2024: 0% within reachClaude 3.5 Sonnet (Oct 2024), October 2024: 0% within reacho1, December 2024: 0% within reachClaude 3.7 Sonnet, February 2025: 0% within reacho3, April 2025: 0% within reachGPT-5, August 2025: 0% within reachGemini 3 Pro, November 2025: 0% within reachClaude Opus 4.5, November 2025: 0% within reachGPT-5.2, December 2025: 0% within reachClaude Opus 4.6, February 2026: 0% within reachClaude Mythos Preview (early), April 2026: 3% within reachToday (estimate), September 2026: 6% within reach
Each step is a new best model measured by METR, four in five; the dashed end is today's estimate. Point at a dot for the model.

A backcast: today's task data with the best model METR had measured by each date. It shows how fast the models have moved, not what anyone forecast at the time.

The tasks

Sorted by . 17 tasks from .

TaskKind
Investigate activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency.Done more than yearly by most who do it. 21%2.1 work days6.7 h to 1 work week0%Half by Feb 2028
Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities.Done more than monthly by most who do it. 17%6.7 h1.7 h to 2.5 work days8%Half by Sep 2027
Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts.Done more than monthly by most who do it. 9%1.7 work days3.3 h to 4.2 work days2%Half by Feb 2028
Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions.Done more than monthly by most who do it. 9%1.3 work days3.3 h to 3.1 work days3%Half by Oct 2027
Train other examiners in the financial examination process.Done more than yearly by most who do it. 9%6.7 h1.7 h to 2.1 work daysStays with people
Establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation.Done more than yearly by most who do it. 9%1.7 work days3.3 h to 4.2 work days2%Half by Feb 2028
Plan, supervise, and review work of assigned subordinates.Done more than yearly by most who do it. 7%3.3 h50 min to 1 work dayStays with people
Evaluate data processing applications for institutions under examination to develop recommendations for coordinating existing systems with examination procedures.Done more than yearly by most who do it. 3%5 h1.7 h to 2.1 work days15%Half by Jun 2027
Review applications for mergers, acquisitions, establishment of new institutions, acceptance in Federal Reserve System, or registration of securities sales to determine their public interest value and conformance to regulations, and recommend acceptance or rejection.Done more than yearly by most who do it. 3%2.1 work days3.3 h to 1.3 work weeks1%Half by Jul 2028
Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings.Done more than weekly by most who do it. 2%1.7 h50 min to 3.3 hStays with people
Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions.Done more than monthly by most who do it. 2%2.5 h50 min to 6.7 h46%Half by Oct 2026
Review audit reports of internal and external auditors to monitor adequacy of scope of reports or to discover specific weaknesses in internal routines.Done more than monthly by most who do it. 2%3.3 h50 min to 6.7 h32%Half by Jan 2027

Within reach, per task: the share of the task's time whose instances are short enough for a model to finish at the chosen date, pace and reliability. Half by: the date half of that time comes within reach.

Jobs that share skills with this one

From O*NET's related occupations. Within reach now and by the end of 2028, long-run pace, four in five.