PRA Group, Inc. (PRAA)

Debt buyer and collector, FTE count. Read November 9, 2026 from the annual report for the period ending December 31, 2025, filed March 2, 2026. Ranked 146 of the 173 Financial Services companies read so far, by the share within reach now.

The filing states 2,615 full-time equivalents at December 31, 2025, 60% in the U.S., and describes one nonperforming loan collection business, so the whole workforce is read at business support services by description.

The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.

What follows from the reading

Share of working time within reach of AI, on the long-run pace at four in five: 55% now, 59% at the end of 2027, 60% at the end of 2028, 60% at the end of 2030. By the patterns, the work is about 60% desk work, 31% people work and 10% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 41% of the working time stays with people (conversation, in-person and hands-on work), 40% becomes checking a model's work and 18% could be handed over with lighter checks, from the industries' own figures, not the company's roles.

Headcount

2,615 employees as of December 31, 2025 (full-time equivalent). Approximately 60% of the workforce in the U.S., 35% in Europe and 5% in other markets (stated).

The filing: “As of December 31, 2025, we employed 2,615 full-time equivalents globally, with approximately 60% of our workforce located in the U.S., 35% in Europe and 5% in our other markets.”

The workforce as industry patterns

What the filing says about the workforce: 2,615 full-time equivalents at December 31, 2025, down from 3,115; about 60% in the U.S., 35% in Europe and 5% in other markets; no U.S. union representation, works councils in Europe and collective bargaining agreements in Finland and Spain; training offerings in multiple languages.

Companies read with the same leading pattern

Other companies whose largest staffing pattern is also Business Support Services, largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five. Now is projected from METR's April 2026 measurement and Epoch's November 2026 index.

• Concentrix Corporation (CNXC, 455,000 employees)54% now, 62% by 2028
• Genpact Limited (G, 146,500 employees)52% now, 66% by 2028
• TaskUs, Inc. (TASK, 65,500 employees)55% now, 60% by 2028
• ExlService Holdings, Inc. (EXLS, 65,000 employees)52% now, 65% by 2028
• Conduent Incorporated (CNDT, 51,000 employees)55% now, 60% by 2028
• TTEC Holdings, Inc. (TTEC, 51,000 employees)55% now, 60% by 2028
• Maximus, Inc. (MMS, 37,200 employees)55% now, 60% by 2028
• IBEX Limited (IBEX, 35,000 employees)55% now, 60% by 2028

What the filing says about AI

21 sentences in the filing name AI. The filing names leveraging technology standardization and AI among its operations and technology priorities, beside optimizing in-house and external collections and enhancing data and analytics, and notes that state and local rules regulate AI in collection activity.

• “Our results could differ materially from those expressed or implied by such forward-looking statements, or our forward-looking statements could be wrong as a result of risks, uncertainties and assumptions, including the following: a deterioration in general business and economic conditions; our ability to purchase a sufficient volume of nonperforming loans at favorable pricing; our ability to c...”
• “Operations, technology and data - advance our core systems and infrastructure, becoming more efficient, flexible and technology - driven: optimize the mix of in-house and external collections capabilities; leverage technology standardization and AI; enhance data and analytics, generating better customer insights; and maintain disciplined cost management. 3.”
• “These state and local rules regulate, among other things, collection activity, AI, data privacy, data collection and use, legal recovery and post-judgment processes, and licensing and bonding.”
• “EU Regulation 2024/1689 (the Artificial Intelligence Act ("AI Act")) , which introduces a risk-based framework categorizing AI systems into four tiers: unacceptable risk (banned, e.g., social scoring, manipulative AI); high-risk (subject to strict obligations such as risk assessments, data quality, transparency, human oversight and pre-market conformity assessments); limited-risk (e.g., chatbot...”
• “It also mandates specific rules for general-purpose AI models, including documentation, incident reporting, cybersecurity measures and dataset transparency.”

Its annual reports, year by year

Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector

• Fiscal 20210median 0
• Fiscal 20220median 0
• Fiscal 20231median 1
• Fiscal 20249median 4
• Fiscal 202521median 10

Headcount by filing year

As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.

Limits of this reading

• The headcount is a full-time equivalent figure (rule 2).
• No count by function; one pattern by description (c).

Source: the company's annual report on EDGAR, accession 0001185348-26-000006, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.