EVERTEC, Inc. (EVTC)

Payment processor and financial software, Brazil and Caribbean. Read October 20, 2026 from the annual report for the period ending December 31, 2025, filed March 2, 2026. Ranked 8 of the 222 Industrials companies read so far, by the share within reach now.

The filing states 5,327 employees by region, 45% in Brazil where its financial software businesses are, and describes payment processing and business solutions elsewhere, so the split follows the regions by description.

The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.

What follows from the reading

Share of working time within reach of AI, on the long-run pace at four in five: 31% now, 56% at the end of 2027, 68% at the end of 2028, 72% at the end of 2030. By the patterns, the work is about 72% desk work, 23% people work and 5% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 28% of the working time stays with people (conversation, in-person and hands-on work), 59% becomes checking a model's work and 8% could be handed over with lighter checks, from the industries' own figures, not the company's roles.

Headcount

5,327 employees as of December 31, 2025 (stated). The filing states 23% in Puerto Rico and the United States together; Puerto Rico is counted with the United States as the filing counts it.

The filing: “On December 31, 2025, we had approximately 5,327 employees, 45% located in Brazil, 23% in Puerto Rico and the United States, and 32% located across Latin America and the Caribbean, including the Dominican Republic, Mexico, Guatemala, Costa Rica, Panama, Colombia, Chile, Peru, Argentina and Uruguay.”

The workforce as industry patterns

What the filing says about the workforce: About 5,327 employees: 45% in Brazil, 23% in Puerto Rico and the United States, 32% across Latin America and the Caribbean; about 2,330 in Brazil are unionized under industry collective agreements and no others are represented.

Companies read with the same leading pattern

Other companies whose largest staffing pattern is also Credit Intermediation and Related Activities (5221 and 5223 only), largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five.

• JPMorgan Chase (JPM, 318,512 employees)37% now, 68% by 2028
• Citigroup (C, 226,000 employees)38% now, 68% by 2028
• Bank of America (BAC, 213,000 employees)39% now, 67% by 2028
• Wells Fargo (WFC, 205,000 employees)39% now, 67% by 2028
• Capital One Financial Corporation (COF, 76,300 employees)40% now, 66% by 2028
• U.S. Bancorp (USB, 68,520 employees)40% now, 66% by 2028
• The PNC Financial Services Group, Inc. (PNC, 55,333 employees)40% now, 66% by 2028
• Mastercard Incorporated (MA, 39,800 employees)40% now, 66% by 2028

What the filing says about AI

18 sentences in the filing name AI. The filing names AI among the value-added services it invests in, with predictive models, and among the techniques threat actors use in cyberattacks.

• “("Popular") for a significant portion of our revenues pursuant to our second Amended and Restated Master Services Agreement ("A&R MSA") with them, and as it may impact our ability to grow our business; our ability to renew our client contracts on terms favorable to us, including but not limited to the current term and any extension of the A&R MSA with Popular and Amended and Restated Independen...”
• “We also invest in value-added services such as API enablement, tokenization, loyalty, digital on-boarding, artificial intelligence and predictive models.”
• “Cybersecurity attacks are expected to accelerate on a global basis in frequency and magnitude as threat actors are becoming increasingly sophisticated in using techniques and tools - including artificial intelligence - that circumvent security controls, evade detection, and remove forensic evidence.”
• “Our use of artificial intelligence and machine learning tools may subject us to additional risks and may adversely impact our reputation and the performance of our products, service offerings and business.”
• “We currently use machine learning, artificial intelligence ("AI"), and automated decision-making technologies, including proprietary AI and machine learning algorithms throughout our business, and are making significant investments to continuously improve our use of such technologies.”

Its annual reports, year by year

Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector

• Fiscal 20210median 0
• Fiscal 20220median 0
• Fiscal 20235median 1
• Fiscal 202418median 4
• Fiscal 202518median 10

Headcount by filing year

As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.

Limits of this reading

• The U.S. share counts Puerto Rico with the United States, as the filing states them together.
• No count by segment; the Brazil location count is read as the software businesses there by description.
• The data service's segment table is from fiscal 2023 and is used only as a hint.

Source: the company's annual report on EDGAR, accession 0001559865-26-000012, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.