Wintrust Financial Corporation (WTFC)

Chicago-area bank holding company, one pattern. Read October 19, 2026 from the annual report for the period ending December 31, 2025, filed February 26, 2026. Ranked 29 of the 101 Financial Services companies read so far, by the share within reach now.

Wintrust’s 5,902 full-time equivalent employees run community banks with wealth management, premium finance and mortgage businesses, read as one banking pattern.

The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.

What follows from the reading

Share of working time within reach of AI, on the long-run pace at four in five: 40% now, 58% at the end of 2027, 66% at the end of 2028, 68% at the end of 2030. By the patterns, the work is about 68% desk work, 23% people work and 9% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 32% of the working time stays with people (conversation, in-person and hands-on work), 60% becomes checking a model's work and 6% could be handed over with lighter checks, from the industries' own figures, not the company's roles.

Headcount

5,902 employees as of December 31, 2025 (full-time equivalent). Employees are in the U.S. and Canada, by the filing, with no count by country.

The filing: “As of December 31, 2025, Wintrust employed 5,902 full-time equivalent employees in the U.S. and Canada.”

The workforce as industry patterns

What the filing says about the workforce: 5,902 full-time equivalent employees in the U.S. and Canada, 98% full-time; 2,670 leaders in the Leadership Journey program; about 27% in business resource groups.

Companies read with the same leading pattern

Other companies whose largest staffing pattern is also Credit Intermediation and Related Activities (5221 and 5223 only), largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five.

• JPMorgan Chase (JPM, 318,512 employees)37% now, 68% by 2028
• Citigroup (C, 226,000 employees)38% now, 68% by 2028
• Bank of America (BAC, 213,000 employees)39% now, 67% by 2028
• Wells Fargo (WFC, 205,000 employees)39% now, 67% by 2028
• Capital One Financial Corporation (COF, 76,300 employees)40% now, 66% by 2028
• U.S. Bancorp (USB, 68,520 employees)40% now, 66% by 2028
• The PNC Financial Services Group, Inc. (PNC, 55,333 employees)40% now, 66% by 2028
• Mastercard Incorporated (MA, 39,800 employees)40% now, 66% by 2028

What the filing says about AI

14 sentences in the filing name AI. The filing names AI 14 times, as risks: keeping pace with AI and machine learning in financial services, and the development and use of AI by it or others.

• “Failure to successfully keep pace with technological change affecting the financial services industry, including the emerging use of artificial intelligence and machine learning, could cause a loss of customers and have a material adverse effect on our business.”
• “In addition, cybersecurity risks have significantly increased in recent years in part due to the increased sophistication and activities of organized crime affiliates, terrorist organizations, hostile foreign governments, nation states, nation state-supported actors, disgruntled employees or vendors, activists and other external parties, including those involved in corporate espionage, and any...”
• “The development and use of artificial intelligence by us or others, or our inability to effectively and timely implement its use, may adversely affect the Company.”
• “The use of artificial intelligence ("AI") in the banking industry is increasing.”
• “Our future success will depend, in part, upon our ability to invest in and use appropriate technology, which may include AI.”

Its annual reports, year by year

Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector

• Fiscal 20210median 0
• Fiscal 20220median 0
• Fiscal 20230median 1
• Fiscal 20241median 4
• Fiscal 202514median 10

Headcount by filing year

As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.

Limits of this reading

• The headcount is a full-time equivalent count.
• The U.S. share is null: the filing counts the U.S. and Canada together.
• The segment table is fiscal 2024 fee lines and was not used.

Source: the company's annual report on EDGAR, accession 0001015328-26-000007, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.