WEX Inc. (WEX)
Payments processor and industrial bank, 77% U.S. Read October 19, 2026 from the annual report for the period ending December 31, 2025, filed February 13, 2026. Ranked 14 of the 155 Technology companies read so far, by the share within reach now.
Within reach now
40%
End of 2028
66%
Employees, annual report
6,600
Leading staffing pattern
Credit Intermediation and Related Activities (5221 and 5223 only)
Share of the working time within reach, long-run pace, four times in five
- Now40%
- End of 202758%
- End of 202866%
- End of 203068%
What changes for its people by the end of 2028, by its industries' figures
- Stays with people 32%
- Becomes checking a model's work 60%
- Handed over with lighter checks 6%
WEX’s approximately 6,600 full-time employees, 5,100 in the United States, run fleet, corporate and benefits payment platforms and WEX Bank, read whole as one transaction processing pattern.
The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.
What follows from the reading
Share of working time within reach of AI, on the long-run pace at four in five: 40% now, 58% at the end of 2027, 66% at the end of 2028, 68% at the end of 2030. By the patterns, the work is about 68% desk work, 23% people work and 9% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 32% of the working time stays with people (conversation, in-person and hands-on work), 60% becomes checking a model's work and 6% could be handed over with lighter checks, from the industries' own figures, not the company's roles.
Headcount
6,600 employees as of December 31, 2025 (stated). Approximately 5,100 of 6,600 full-time employees are in the United States, by the filing.
The filing: “As of December 31, 2025, we had a workforce of approximately 6,600 full time employees, of which approximately 5,100 were located in the United States.”
The workforce as industry patterns
| Pattern | Share | Reason, from the filing |
|---|---|---|
| Credit Intermediation and Related Activities (5221 and 5223 only) | 100% | By description (c): payment cards, payment processing, account servicing and WEX Bank, an industrial bank, with the benefits administration business inside; a processor read whole, no count by segment. |
What the filing says about the workforce: Approximately 6,600 full-time employees, about 5,100 in the United States; global voluntary turnover about 10% in 2025; flexible and remote work; no counts by segment or union.
Companies read with the same leading pattern
Other companies whose largest staffing pattern is also Credit Intermediation and Related Activities (5221 and 5223 only), largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five.
- JPMorgan Chase (JPM, 318,512 employees)37% now, 68% by 2028
- Citigroup (C, 226,000 employees)38% now, 68% by 2028
- Bank of America (BAC, 213,000 employees)39% now, 67% by 2028
- Wells Fargo (WFC, 205,000 employees)39% now, 67% by 2028
- Capital One Financial Corporation (COF, 76,300 employees)40% now, 66% by 2028
- U.S. Bancorp (USB, 68,520 employees)40% now, 66% by 2028
- The PNC Financial Services Group, Inc. (PNC, 55,333 employees)40% now, 66% by 2028
- Mastercard Incorporated (MA, 39,800 employees)40% now, 66% by 2028
What the filing says about AI
37 sentences in the filing name AI. The filing names AI 37 times: AI-driven tools deployed in fraud prevention, product development, credit management and customer support, and shared platforms for data and AI across its product suites.
- “The following factors, among others, could cause actual results to differ materially from those contained in forward-looking statements made in this Annual Report and in oral statements made by our authorized officers: the impact of fluctuations in the amount of fuel purchased and sold by our customers and retail partners, respectively, fuel price volatility, and the actual price of fuel, inclu...”
- “WEX continued to deploy artificial intelligence (AI)-driven tools within areas such as fraud prevention, product development, credit management, and customer support, where the technology has, among other things, boosted productivity and increased product innovation velocity.”
- “Our ability to expand the customer segments we serve and the features we offer is enabled by continued advancement of our shared platforms for data, AI, security, and development pipelines, where improvements to a singular platform can benefit multiple product suites.”
- “See Part I - Item 1C - Cybersecurity for information on our processes and procedures in place for managing cybersecurity risk and overseeing the use and development of artificial intelligence in accordance with our AI Governance Framework.”
- “This foundation also supports the development and deployment of AI capabilities within our products and internal processes.”
Its annual reports, year by year
Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector
- Fiscal 20212median 0
- Fiscal 20221median 0
- Fiscal 202319median 1
- Fiscal 202430median 4
- Fiscal 202537median 10
Headcount by filing year
As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.
| Period | Employees | Filed | Filing |
|---|---|---|---|
| 2025-12-31 | 6,600 | 2026-02-13 | 10-K |
| 2024-12-31 | 6,500 | 2025-02-20 | 10-K |
| 2023-12-31 | 7,200 | 2024-02-23 | 10-K |
| 2022-12-31 | 6,100 | 2023-02-28 | 10-K |
| 2021-12-31 | 5,600 | 2022-03-01 | 10-K |
| 2020-12-31 | 5,300 | 2021-03-01 | 10-K |
| 2019-12-31 | 5,000 | 2020-02-28 | 10-K |
| 2018-12-31 | 3,700 | 2019-03-18 | 10-K |
| 2017-12-31 | 3,300 | 2018-03-01 | 10-K |
| 2016-12-31 | 2,600 | 2017-03-06 | 10-K |
| 2015-12-31 | 2,265 | 2016-02-26 | 10-K |
| 2014-12-31 | 2,004 | 2015-02-26 | 10-K |
| 2013-12-31 | 1,431 | 2014-02-27 | 10-K |
| 2012-12-31 | 1,302 | 2013-03-01 | 10-K |
| 2011-12-31 | 899 | 2012-02-28 | 10-K |
| 2010-12-31 | 881 | 2011-02-28 | 10-K |
| 2009-12-31 | 725 | 2010-02-26 | 10-K |
| 2008-12-31 | 703 | 2009-02-27 | 10-K |
| 2007-12-31 | 694 | 2008-02-28 | 10-K |
| 2006-12-31 | 685 | 2007-02-28 | 10-K |
| 2005-12-31 | 650 | 2006-03-15 | 10-K |
Limits of this reading
- No count by segment; the benefits business stays inside the one processing pattern.
- The revenue table’s lines are revenue types, not segments, and were not used.
Source: the company's annual report on EDGAR, accession 0001309108-26-000010, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.
The report on WEX Inc., $29
This page as a document to keep, with what it does not show: the share within reach at every date on three paces and two reliabilities, a typical workforce of this shape at the stated headcount role by role and task by task (the industries' staffing, never the company's roster), where to start, what changes for the people and what they would learn, every sentence in the filing that names AI, the headcount by year, the companies read with the same leading pattern, the method and a citation line. To print or save as a PDF, open again in your browser for a year.
See the report, $29See the sample first: Walmart's report is free
Questions about this company
- How much of WEX Inc.'s working time is within reach of AI?
- An estimated 40% now and 66% by the end of 2028, on METR's long-run pace at four in five, from the workforce WEX Inc.'s own annual report describes and BLS staffing patterns for its industries, never from a roster. It is an estimate with a stated method. It is not a forecast of jobs lost or of savings, and it says nothing about what the company will do.
- How many people does WEX Inc. employ?
- 6,600 as of December 31, 2025, as its annual report for the period ending December 31, 2025 states. About 77% in the U.S.
- What kinds of work make up WEX Inc.'s workforce?
- Read from its annual report as a blend of 1 industry staffing pattern, the largest Credit Intermediation and Related Activities (5221 and 5223 only); by those patterns the work is about 68% desk work, 23% people work and 9% body work. Each share has a one-sentence reason on this page that can be checked against the filing.
- What does WEX Inc.'s annual report say about AI?
- 37 sentences in the filing name AI. Its annual reports for fiscal 2021 to 2025 name it in 2, 1, 19, 30 and 37 sentences, year by year. They are counted and quoted on this page, never judged: a count says how much a filing talks about AI, not what the company does with it.
- How is this estimated?
- Claude Fable 5.1 read the annual report under the Index's written rubric (version 1) on October 19, 2026: the stated headcount, the share in the U.S. when stated, and the workforce as a blend of industry staffing patterns. The estimates are the site's industry estimates weighted by those shares, from O*NET tasks with estimated lengths and METR's measurements of how long a task AI models can finish. A company can write to info@stratussc.com to have its reading checked against its filing.
Embed these figures on your site
A small card with the share of working time within reach now and at the end of 2027, 2028 and 2030, the date and a link back. Free under CC BY 4.0; the card carries the credit.