Valley National Bancorp (VLY)
Northeast and Florida regional bank. Read November 8, 2026 from the annual report for the period ending December 31, 2025, filed February 27, 2026. Ranked 122 of the 173 Financial Services companies read so far, by the share within reach now.
Within reach now
56%
projected from METR's April 2026 measurement and Epoch's November 2026 index
End of 2028
68%
Employees, annual report
3,675
Leading staffing pattern
Credit Intermediation and Related Activities (5221 and 5223 only)
Share of the working time within reach, long-run pace, four times in five
Now is projected from METR's April 2026 measurement and Epoch's November 2026 index.
- Now56%
- End of 202766%
- End of 202868%
- End of 203068%
What changes for its people by the end of 2028, by its industries' figures
- Stays with people 32%
- Becomes checking a model's work 61%
- Handed over with lighter checks 6%
Valley National Bancorp states 3,675 full and part time employees across its multi-state footprint, read whole at commercial banking.
The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.
What follows from the reading
Share of working time within reach of AI, on the long-run pace at four in five: 56% now, 66% at the end of 2027, 68% at the end of 2028, 68% at the end of 2030. By the patterns, the work is about 68% desk work, 23% people work and 9% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 32% of the working time stays with people (conversation, in-person and hands-on work), 61% becomes checking a model's work and 6% could be handed over with lighter checks, from the industries' own figures, not the company's roles.
Headcount
3,675 employees as of December 31, 2025 (stated). The filing describes a bank with a multi-state footprint in New Jersey, New York, Florida and Alabama and states no count by country; recorded as 1 with a flag.
The filing: “As of December 31, 2025, Valley employed 3,675 full and part time employees across our multi-state footprint.”
The workforce as industry patterns
| Pattern | Share | Reason, from the filing |
|---|---|---|
| Credit Intermediation and Related Activities (5221 and 5223 only) | 100% | By description (c): 3,675 full and part time employees staff a regional bank's branches, lending, deposit and wealth functions with no function counted apart, commercial banking, NAICS 5221 in the 5220A1 group, the SIC 6021 business. |
What the filing says about the workforce: 3,675 full and part time employees; 710 hired in 2025, voluntary turnover 15.1%, average tenure 7.9 years; no collective bargaining agreements.
Companies read with the same leading pattern
Other companies whose largest staffing pattern is also Credit Intermediation and Related Activities (5221 and 5223 only), largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five. Now is projected from METR's April 2026 measurement and Epoch's November 2026 index.
- JPMorgan Chase (JPM, 318,512 employees)56% now, 70% by 2028
- Citigroup (C, 226,000 employees)57% now, 70% by 2028
- Bank of America (BAC, 213,000 employees)57% now, 69% by 2028
- Wells Fargo (WFC, 205,000 employees)57% now, 69% by 2028
- Capital One Financial Corporation (COF, 76,300 employees)56% now, 68% by 2028
- U.S. Bancorp (USB, 68,520 employees)56% now, 68% by 2028
- The PNC Financial Services Group, Inc. (PNC, 55,333 employees)56% now, 68% by 2028
- Mastercard Incorporated (MA, 39,800 employees)56% now, 68% by 2028
What the filing says about AI
28 sentences in the filing name AI. The filing names AI in 28 sentences: rapid technological change in financial services with generative and agentic AI, the risks of its own use of AI, and AI among the technologies raising cybersecurity risk.
- “The financial services industry is continually undergoing rapid technological change with frequent introductions of new, technology-driven products and services which increase efficiency and enable financial institutions to better serve customers and to reduce costs and with the use of artificial intelligence, including generative and agentic artificial intelligence, machine learning, and simil...”
- “See the "Technology Risks" section below in this Item 1A for additional information regarding our risks related to technology and use of AI. 25 2025 Form 10-K Failure to successfully implement our growth strategies or strategic initiatives could cause us to incur substantial costs and expenses which may not be recouped and adversely affect our future profitability.”
- “Cybersecurity risks have increased because of the proliferation of new technologies, including artificial intelligence, and the increased sophistication and activities of threat actors, including organized criminal groups, "hacktivists," terrorists, nation states, nation-state supported actors and other external parties.”
- “Such threats may be difficult to detect for long periods of time and also may become more frequent or effective through threat actors' use of artificial intelligence.”
- “Cybersecurity risk exposure will remain elevated or increase in the future due to, among other things, the increasing size and prominence of Valley in the financial services industry, our expansion of internet and mobile banking tools and new products based on customer needs, use of new tools like artificial intelligence, and the system and customer account conversions associated with the integ...”
Its annual reports, year by year
Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector
- Fiscal 20210median 0
- Fiscal 20220median 0
- Fiscal 20232median 1
- Fiscal 202419median 4
- Fiscal 202528median 10
Headcount by filing year
As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.
| Period | Employees | Filed | Filing |
|---|---|---|---|
| 2025-12-31 | 3,675 | 2026-02-27 | 10-K |
| 2024-12-31 | 3,732 | 2025-02-28 | 10-K |
| 2023-12-31 | 3,749 | 2024-02-29 | 10-K |
| 2022-12-31 | 3,826 | 2023-03-01 | 10-K |
| 2021-12-31 | 3,370 | 2022-02-28 | 10-K |
| 2020-12-31 | 3,155 | 2021-02-26 | 10-K |
| 2019-12-31 | 3,174 | 2020-03-10 | 10-K |
| 2018-12-31 | 3,192 | 2019-02-28 | 10-K |
| 2017-12-31 | 2,842 | 2018-03-01 | 10-K |
| 2016-12-31 | 2,828 | 2017-02-28 | 10-K |
| 2015-12-31 | 2,929 | 2016-02-29 | 10-K |
| 2014-12-31 | 2,907 | 2015-02-27 | 10-K |
| 2013-12-31 | 2,908 | 2014-03-03 | 10-K |
| 2012-12-31 | 2,910 | 2013-02-28 | 10-K |
| 2011-12-31 | 2,754 | 2012-02-28 | 10-K |
| 2010-12-31 | 2,720 | 2011-03-01 | 10-K |
| 2009-12-31 | 2,727 | 2010-02-26 | 10-K |
| 2008-12-31 | 2,783 | 2009-02-27 | 10-K |
| 2007-12-31 | 2,562 | 2008-02-28 | 10-K |
| 2006-12-31 | 2,489 | 2007-02-28 | 10-K |
| 2005-12-31 | 2,433 | 2006-03-01 | 10-K |
| 2004-12-31 | 2,345 | 2005-03-07 | 10-K |
| 2003-12-31 | 2,264 | 2004-03-04 | 10-K |
| 2002-12-31 | 2,257 | 2003-03-06 | 10-K |
| 2001-12-31 | 2,129 | 2002-03-06 | 10-K405 |
| 2000-12-31 | 1,858 | 2001-03-01 | 10-K |
| 1999-12-31 | 1,863 | 2000-03-01 | 10-K |
| 1998-12-31 | 1,752 | 1999-03-04 | 10-K |
| 1997-12-31 | 1,636 | 1998-03-04 | 10-K |
| 1996-12-31 | 1,396 | 1997-02-28 | 10-K405 |
| 1995-12-31 | 1,304 | 1996-02-29 | 10-K |
| 1994-12-31 | 1,168 | 1995-02-28 | 10-K |
| 1993-12-31 | 1,081 | 1994-03-30 | 10-K |
Limits of this reading
- The U.S. share of 1 rests on the filing's description of a U.S. bank, not a stated count.
- The data service's segment table shows revenue types, not segments, and is not usable.
Source: the company's annual report on EDGAR, accession 0000714310-26-000017, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.
The report on Valley National Bancorp, $29
This page as a document to keep, with what it does not show: the share within reach at every date on three paces and two reliabilities, a typical workforce of this shape at the stated headcount role by role and task by task (the industries' staffing, never the company's roster), where to start, what changes for the people and what they would learn, every sentence in the filing that names AI, the headcount by year, the companies read with the same leading pattern, the method and a citation line. To print or save as a PDF, open again in your browser for a year.
See the report, $29See the sample first: Walmart's report is free
Questions about this company
- How much of Valley National Bancorp's working time is within reach of AI?
- An estimated 56% now and 68% by the end of 2028, on METR's long-run pace at four in five, from the workforce Valley National Bancorp's own annual report describes and BLS staffing patterns for its industries, never from a roster. It is an estimate with a stated method. It is not a forecast of jobs lost or of savings, and it says nothing about what the company will do.
- How many people does Valley National Bancorp employ?
- 3,675 as of December 31, 2025, as its annual report for the period ending December 31, 2025 states. About 100% in the U.S.
- What kinds of work make up Valley National Bancorp's workforce?
- Read from its annual report as a blend of 1 industry staffing pattern, the largest Credit Intermediation and Related Activities (5221 and 5223 only); by those patterns the work is about 68% desk work, 23% people work and 9% body work. Each share has a one-sentence reason on this page that can be checked against the filing.
- What does Valley National Bancorp's annual report say about AI?
- 28 sentences in the filing name AI. Its annual reports for fiscal 2021 to 2025 name it in 0, 0, 2, 19 and 28 sentences, year by year. They are counted and quoted on this page, never judged: a count says how much a filing talks about AI, not what the company does with it.
- How is this estimated?
- Claude Fable 5.1 read the annual report under the Index's written rubric (version 1) on November 8, 2026: the stated headcount, the share in the U.S. when stated, and the workforce as a blend of industry staffing patterns. The estimates are the site's industry estimates weighted by those shares, from O*NET tasks with estimated lengths and METR's measurements of how long a task AI models can finish. A company can write to info@stratussc.com to have its reading checked against its filing.
Embed these figures on your site
A small card with the share of working time within reach now and at the end of 2027, 2028 and 2030, the date and a link back. Free under CC BY 4.0; the card carries the credit.