Truist Financial Corporation (TFC)
Regional bank, 38,711 teammates, 96% full-time. Read October 2, 2026 from the annual report for the period ending December 31, 2025, filed February 24, 2026. Ranked 4 of the 26 Financial Services companies read so far, by the share within reach now.
Within reach now
39%
End of 2028
66%
Employees, annual report
38,711
Leading staffing pattern
Credit Intermediation and Related Activities (5221 and 5223 only)
Share of the working time within reach, long-run pace, four times in five
- Now39%
- End of 202758%
- End of 202866%
- End of 203068%
What changes for its people by the end of 2028, by its industries' figures
- Stays with people 33%
- Becomes checking a model's work 59%
- Handed over with lighter checks 6%
The filing gives its people by status in a table (a) and nothing by business or country, so one banking pattern by description (c).
The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.
What follows from the reading
Share of working time within reach of AI, on the long-run pace at four in five: 39% now, 58% at the end of 2027, 66% at the end of 2028, 68% at the end of 2030. By the patterns, the work is about 68% desk work, 23% people work and 9% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 33% of the working time stays with people (conversation, in-person and hands-on work), 59% becomes checking a model's work and 6% could be handed over with lighter checks, from the industries' own figures, not the company's roles.
Headcount
38,711 employees as of December 31, 2025 (stated). The filing states no count by country.
The filing: “Table 2: Teammate Summary as of December 31, 2025: Full-Time 37,086 (95.8%), Part-Time 1,625 (4.2%), Total 38,711.”
The workforce as industry patterns
| Pattern | Share | Reason, from the filing |
|---|---|---|
| Credit Intermediation and Related Activities (5221 and 5223 only) | 100% | A regional bank; the filing counts teammates by full-time and part-time status (a) but not by business, so one banking pattern by description (c). |
What the filing says about the workforce: 38,711 teammates: 37,086 full-time and 1,625 part-time; a contingent workforce used and not counted in the table; a company-funded pension plan among the benefits.
Companies read with the same leading pattern
Other companies whose largest staffing pattern is also Credit Intermediation and Related Activities (5221 and 5223 only), largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five.
- JPMorgan Chase (JPM, 318,512 employees)35% now, 68% by 2028
- Citigroup (C, 226,000 employees)37% now, 68% by 2028
- Bank of America (BAC, 213,000 employees)38% now, 67% by 2028
- Wells Fargo (WFC, 205,000 employees)38% now, 67% by 2028
- Capital One Financial Corporation (COF, 76,300 employees)39% now, 66% by 2028
- U.S. Bancorp (USB, 68,520 employees)39% now, 66% by 2028
- The PNC Financial Services Group, Inc. (PNC, 55,333 employees)39% now, 66% by 2028
- Mastercard Incorporated (MA, 39,800 employees)39% now, 66% by 2028
What the filing says about AI
30 sentences in the filing name AI. Thirty sentences: AI defined in its glossary as including machine learning, upskilling teammates in the responsible use of AI, and AI in its risk and regulatory language.
- “Term Definition ACL Allowance for credit losses AFS Available-for-sale Agency MBS Mortgage-backed securities issued by a U.S. government agency or GSE AI Artificial intelligence, including machine learning and other types of artificial intelligence ALCO Asset and Liability Committee ALLL Allowance for loan and lease losses ALM Asset/Liability management AML Anti-money laundering AOCI Accumulate...”
- “While no list of assumptions, risks, and uncertainties could be complete, some of the factors that may cause actual results or other future events or circumstances to differ from those in forward-looking statements include: changes in monetary, fiscal, and trade laws or policies, including tariffs or interest rates; evolving political, geopolitical, business, social, economic, and market condit...”
- “Truist seeks to achieve a career destination culture through career mobility and pipeline strategies and programs, including Truist's Leadership Institute, which leverages developmental experiences, team optimization, executive coaching, and leadership development. 16 Truist Financial Corporation In addition to career development opportunities, Truist provides learning experiences to new and ex...”
- “The use of AI in our products and services, as well as our business and the industry more broadly, may negatively impact our business, operations, financial condition, results of operations, prospects, and reputation.”
- “The Company's expanding use of AI tools and related technologies introduces additional operational risks, including reliance on data integrity and model performance as well as third-party AI services that may fail, degrade, or produce inaccurate or unexpected outputs.”
Its annual reports, year by year
Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector
- Fiscal 20210median 0
- Fiscal 20220median 0
- Fiscal 20233median 1
- Fiscal 20247median 4
- Fiscal 202530median 10
Headcount by filing year
As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.
| Period | Employees | Filed | Filing |
|---|---|---|---|
| 2025-12-31 | not read | 2026-02-24 | 10-K |
| 2024-12-31 | 38,335 | 2025-02-25 | 10-K |
| 2023-12-31 | 49,037 | 2024-02-27 | 10-K |
| 2022-12-31 | 55,126 | 2023-02-28 | 10-K |
| 2021-12-31 | 50,283 | 2022-02-23 | 10-K |
| 2020-12-31 | 52,294 | 2021-02-24 | 10-K |
| 2019-12-31 | 59,000 | 2020-03-03 | 10-K |
| 2018-12-31 | 35,852 | 2019-02-26 | 10-K |
| 2017-12-31 | 36,484 | 2018-02-21 | 10-K |
| 2016-12-31 | 37,500 | 2017-02-21 | 10-K |
| 2015-12-31 | 37,200 | 2016-02-25 | 10-K |
| 2014-12-31 | 33,400 | 2015-02-25 | 10-K |
| 2013-12-31 | 33,700 | 2014-02-26 | 10-K |
| 2012-12-31 | 34,000 | 2013-03-01 | 10-K |
| 2011-12-31 | 31,800 | 2012-02-27 | 10-K |
| 2010-12-31 | 31,400 | 2011-02-25 | 10-K |
| 2009-12-31 | 32,400 | 2010-02-26 | 10-K |
| 2008-12-31 | 29,600 | 2009-02-27 | 10-K |
| 2007-12-31 | 29,400 | 2008-02-28 | 10-K |
| 2006-12-31 | 29,300 | 2007-02-27 | 10-K |
| 2005-12-31 | 27,700 | 2006-03-10 | 10-K |
| 2004-12-31 | 26,100 | 2005-03-07 | 10-K |
| 2003-12-31 | 26,300 | 2004-03-08 | 10-K |
| 2002-12-31 | 22,500 | 2003-03-07 | 10-K |
| 2001-12-31 | 20,400 | 2002-03-15 | 10-K |
| 2000-12-31 | 17,500 | 2001-03-16 | 10-K |
| 1999-12-31 | 13,700 | 2000-03-14 | 10-K |
| 1998-12-31 | 10,400 | 1999-03-19 | 10-K |
| 1997-12-31 | 9,800 | 1998-03-18 | 10-K |
| 1996-12-31 | 7,800 | 1997-03-17 | 10-K |
| 1995-12-31 | 7,700 | 1996-03-18 | 10-K |
| 1994-12-31 | 3,609 | 1995-03-30 | 10-K405 |
| 1993-12-31 | 2,549 | 1994-03-31 | 10-K |
Limits of this reading
- The collector found no count in the text; the total is the filing's teammate table (38,711).
- A contingent workforce is used and not counted (rule 8).
- No count by business or country: one banking pattern by description (c).
Source: the company's annual report on EDGAR, accession 0000092230-26-000030, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.
Questions about this company
- How much of Truist Financial Corporation's working time is within reach of AI?
- An estimated 39% now and 66% by the end of 2028, on METR's long-run pace at four in five, from the workforce Truist Financial Corporation's own annual report describes and BLS staffing patterns for its industries, never from a roster. It is an estimate with a stated method. It is not a forecast of jobs lost or of savings, and it says nothing about what the company will do.
- How many people does Truist Financial Corporation employ?
- 38,711 as of December 31, 2025, as its annual report for the period ending December 31, 2025 states.
- What kinds of work make up Truist Financial Corporation's workforce?
- Read from its annual report as a blend of 1 industry staffing pattern, the largest Credit Intermediation and Related Activities (5221 and 5223 only); by those patterns the work is about 68% desk work, 23% people work and 9% body work. Each share has a one-sentence reason on this page that can be checked against the filing.
- What does Truist Financial Corporation's annual report say about AI?
- 30 sentences in the filing name AI. Its annual reports for fiscal 2021 to 2025 name it in 0, 0, 3, 7 and 30 sentences, year by year. They are counted and quoted on this page, never judged: a count says how much a filing talks about AI, not what the company does with it.
- How is this estimated?
- Claude Fable 5.1 read the annual report under the Index's written rubric (version 1) on October 2, 2026: the stated headcount, the share in the U.S. when stated, and the workforce as a blend of industry staffing patterns. The estimates are the site's industry estimates weighted by those shares, from O*NET tasks with estimated lengths and METR's measurements of how long a task AI models can finish. A company can write to info@stratussc.com to have its reading checked against its filing.
Embed these figures on your site
A small card with the share of working time within reach now and at the end of 2027, 2028 and 2030, the date and a link back. Free under CC BY 4.0; the card carries the credit.