SouthState Bank Corp. (SSB)
Regional bank across eight states, all U.S. Read October 19, 2026 from the annual report for the period ending December 31, 2025, filed February 20, 2026. Ranked 24 of the 101 Financial Services companies read so far, by the share within reach now.
Within reach now
40%
End of 2028
66%
Employees, annual report
6,393
Leading staffing pattern
Credit Intermediation and Related Activities (5221 and 5223 only)
Share of the working time within reach, long-run pace, four times in five
- Now40%
- End of 202758%
- End of 202866%
- End of 203068%
What changes for its people by the end of 2028, by its industries' figures
- Stays with people 32%
- Becomes checking a model's work 60%
- Handed over with lighter checks 6%
SouthState’s 6,393 full-time and part-time team members, all in the United States, run a commercial bank across an eight-state footprint, read as one banking pattern.
The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.
What follows from the reading
Share of working time within reach of AI, on the long-run pace at four in five: 40% now, 58% at the end of 2027, 66% at the end of 2028, 68% at the end of 2030. By the patterns, the work is about 68% desk work, 23% people work and 9% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 32% of the working time stays with people (conversation, in-person and hands-on work), 60% becomes checking a model's work and 6% could be handed over with lighter checks, from the industries' own figures, not the company's roles.
Headcount
6,393 employees as of December 31, 2025 (sum of stated parts). All team members live in the United States, by the filing; about 97% in the Bank’s eight-state branch footprint.
The filing: “As of December 31, 2025, we had 6,190 full-time employees (compared to 4,986 as of the same date in 2024) and 203 part-time team members.”
The workforce as industry patterns
| Pattern | Share | Reason, from the filing |
|---|---|---|
| Credit Intermediation and Related Activities (5221 and 5223 only) | 100% | By description (c): a commercial bank with branches in eight states, deposit, lending, trust and card services, depository credit intermediation; no count by function. |
What the filing says about the workforce: 6,190 full-time employees and 203 part-time team members, 6,317 full-time equivalents; about 97% in the eight-state footprint (Florida 26%, South Carolina 26%, Texas 14%, Georgia 14%); 1,786 hired in 2025; voluntary turnover 11.8%; no collective bargaining.
Companies read with the same leading pattern
Other companies whose largest staffing pattern is also Credit Intermediation and Related Activities (5221 and 5223 only), largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five.
- JPMorgan Chase (JPM, 318,512 employees)37% now, 68% by 2028
- Citigroup (C, 226,000 employees)38% now, 68% by 2028
- Bank of America (BAC, 213,000 employees)39% now, 67% by 2028
- Wells Fargo (WFC, 205,000 employees)39% now, 67% by 2028
- Capital One Financial Corporation (COF, 76,300 employees)40% now, 66% by 2028
- U.S. Bancorp (USB, 68,520 employees)40% now, 66% by 2028
- The PNC Financial Services Group, Inc. (PNC, 55,333 employees)40% now, 66% by 2028
- Mastercard Incorporated (MA, 39,800 employees)40% now, 66% by 2028
What the filing says about AI
28 sentences in the filing name AI. The filing names AI 28 times: an AI strategy to adopt capabilities internally and from vendors with controls, and AI among the technologies that may disrupt banking.
- “These risks include, but are not limited to, the following: Risks related to our Business and Business Strategy : ● our ability to continue to integrate and realize the benefits of the merger between SouthState and Independent; ● our ability to grow or to manage our growth effectively; ● our ability to realize the benefits expected from strategic initiatives; ● our ability to adequately anticip...”
- “Our current initiatives include, but are not limited to, organically growing our business in our core market and surrounding areas, continuing to grow our middle market and larger corporate banking and correspondent divisions, implementing an AI strategy to be able to adopt appropriate AI capabilities internally and from vendors to enhance our efficiency with appropriate controls in place to ma...”
- “Failure to successfully manage these risks in the development and implementation of new lines of business and/or new products or services could have a material adverse effect on our business and, in turn, our financial condition and results of operations. Technological changes, including artificial intelligence and online and mobile banking, have the potential of disrupting our business model...”
- “The financial services industry continues to undergo rapid technological changes with frequent introductions of new technology-driven products and services, including artificial intelligence tools to enhance efficiencies, as well as mobile and online banking services.”
- “In addition to serving clients better, investments in, and the effective use of, technology, including artificial intelligence, may increase efficiency and may enable financial institutions to reduce costs.”
Its annual reports, year by year
Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector
- Fiscal 20210median 0
- Fiscal 20220median 0
- Fiscal 202318median 1
- Fiscal 202423median 4
- Fiscal 202528median 10
Headcount by filing year
As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.
| Period | Employees | Filed | Filing |
|---|---|---|---|
| 2025-12-31 | 6,190 | 2026-02-20 | 10-K |
| 2024-12-31 | 4,986 | 2025-02-21 | 10-K |
| 2023-12-31 | 5,070 | 2024-03-04 | 10-K |
| 2022-12-31 | 4,921 | 2023-02-24 | 10-K |
| 2021-12-31 | 4,929 | 2022-02-25 | 10-K |
| 2020-12-31 | 5,184 | 2021-02-26 | 10-K |
| 2019-12-31 | 2,547 | 2020-02-21 | 10-K |
| 2018-12-31 | 2,602 | 2019-02-22 | 10-K |
| 2017-12-31 | not read | 2018-02-23 | 10-K |
| 2016-12-31 | not read | 2017-02-24 | 10-K |
| 2015-12-31 | 2,058 | 2016-02-24 | 10-K |
| 2014-12-31 | 2,081 | 2015-02-27 | 10-K |
| 2013-12-31 | 2,106 | 2014-02-28 | 10-K |
| 2012-12-31 | 1,324 | 2013-03-04 | 10-K |
| 2011-12-31 | 1,071 | 2012-03-09 | 10-K |
| 2010-12-31 | 1,015 | 2011-03-16 | 10-K |
| 2009-12-31 | 700 | 2010-03-12 | 10-K |
| 2008-12-31 | 692 | 2009-03-16 | 10-K |
| 2007-12-31 | 701 | 2008-03-17 | 10-K |
| 2006-12-31 | 634 | 2007-03-16 | 10-K |
| 2005-12-31 | 590 | 2006-03-16 | 10-K |
| 2004-12-31 | 513 | 2005-03-15 | 10-K |
| 2003-12-31 | 514 | 2004-03-12 | 10-K |
| 2002-12-31 | 480 | 2003-03-21 | 10-K |
| 2001-12-31 | 442 | 2002-03-29 | 10-K |
| 2000-12-31 | 402 | 2001-03-30 | 10-K405 |
| 1999-12-31 | 426 | 2000-03-30 | 10-K405 |
| 1998-12-31 | 353 | 1999-03-31 | 10-K405 |
| 1997-12-31 | 281 | 1998-03-31 | 10-K405 |
| 1996-12-31 | 281 | 1997-03-28 | 10-K |
| 1995-12-31 | 253 | 1996-03-29 | 10-K |
Limits of this reading
- The collector’s 6,190 was the full-time count; the filing also states 203 part-time team members, summed (rule 2); 6,317 full-time equivalents is also stated.
- The headcount series jumps from 4,986 to 6,190 with the merger with Independent; the years are not like for like.
Source: the company's annual report on EDGAR, accession 0001104659-26-017884, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.
The report on SouthState Bank Corp., $29
This page as a document to keep, with what it does not show: the share within reach at every date on three paces and two reliabilities, a typical workforce of this shape at the stated headcount role by role and task by task (the industries' staffing, never the company's roster), where to start, what changes for the people and what they would learn, every sentence in the filing that names AI, the headcount by year, the companies read with the same leading pattern, the method and a citation line. To print or save as a PDF, open again in your browser for a year.
See the report, $29See the sample first: Walmart's report is free
Questions about this company
- How much of SouthState Bank Corp.'s working time is within reach of AI?
- An estimated 40% now and 66% by the end of 2028, on METR's long-run pace at four in five, from the workforce SouthState Bank Corp.'s own annual report describes and BLS staffing patterns for its industries, never from a roster. It is an estimate with a stated method. It is not a forecast of jobs lost or of savings, and it says nothing about what the company will do.
- How many people does SouthState Bank Corp. employ?
- 6,393 as of December 31, 2025, as its annual report for the period ending December 31, 2025 states as the sum of the parts it gives. About 100% in the U.S.
- What kinds of work make up SouthState Bank Corp.'s workforce?
- Read from its annual report as a blend of 1 industry staffing pattern, the largest Credit Intermediation and Related Activities (5221 and 5223 only); by those patterns the work is about 68% desk work, 23% people work and 9% body work. Each share has a one-sentence reason on this page that can be checked against the filing.
- What does SouthState Bank Corp.'s annual report say about AI?
- 28 sentences in the filing name AI. Its annual reports for fiscal 2021 to 2025 name it in 0, 0, 18, 23 and 28 sentences, year by year. They are counted and quoted on this page, never judged: a count says how much a filing talks about AI, not what the company does with it.
- How is this estimated?
- Claude Fable 5.1 read the annual report under the Index's written rubric (version 1) on October 19, 2026: the stated headcount, the share in the U.S. when stated, and the workforce as a blend of industry staffing patterns. The estimates are the site's industry estimates weighted by those shares, from O*NET tasks with estimated lengths and METR's measurements of how long a task AI models can finish. A company can write to info@stratussc.com to have its reading checked against its filing.
Embed these figures on your site
A small card with the share of working time within reach now and at the end of 2027, 2028 and 2030, the date and a link back. Free under CC BY 4.0; the card carries the credit.