Simmons First National Corporation (SFNC)

Regional bank, FTE count. Read November 9, 2026 from the annual report for the period ending December 31, 2025, filed February 25, 2026. Ranked 114 of the 173 Financial Services companies read so far, by the share within reach now.

The filing states approximately 2,917 full-time equivalent associates at December 31, 2025 and describes one bank holding company with no count by segment, so the whole workforce is read at the banking group by description.

The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.

What follows from the reading

Share of working time within reach of AI, on the long-run pace at four in five: 56% now, 66% at the end of 2027, 68% at the end of 2028, 68% at the end of 2030. By the patterns, the work is about 68% desk work, 23% people work and 9% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 32% of the working time stays with people (conversation, in-person and hands-on work), 61% becomes checking a model's work and 6% could be handed over with lighter checks, from the industries' own figures, not the company's roles.

Headcount

2,917 employees as of December 31, 2025 (full-time equivalent). The filing describes a bank holding company regulated under federal and state law with no operations abroad; recorded as 1 without a stated figure, flagged.

The filing: “As of December 31, 2025, the Company and its subsidiaries had approximately 2,917 full time equivalent associates.”

The workforce as industry patterns

What the filing says about the workforce: Approximately 2,917 full-time equivalent associates at December 31, 2025; none represented by a union; a banker trainee program and student internships; a Next Generation Leadership Program.

Companies read with the same leading pattern

Other companies whose largest staffing pattern is also Credit Intermediation and Related Activities (5221 and 5223 only), largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five. Now is projected from METR's April 2026 measurement and Epoch's November 2026 index.

• JPMorgan Chase (JPM, 318,512 employees)56% now, 70% by 2028
• Citigroup (C, 226,000 employees)57% now, 70% by 2028
• Bank of America (BAC, 213,000 employees)57% now, 69% by 2028
• Wells Fargo (WFC, 205,000 employees)57% now, 69% by 2028
• Capital One Financial Corporation (COF, 76,300 employees)56% now, 68% by 2028
• U.S. Bancorp (USB, 68,520 employees)56% now, 68% by 2028
• The PNC Financial Services Group, Inc. (PNC, 55,333 employees)56% now, 68% by 2028
• Mastercard Incorporated (MA, 39,800 employees)56% now, 68% by 2028

What the filing says about AI

4 sentences in the filing name AI. The filing names AI in its risk factors: rapid developments in artificial intelligence, including agentic AI, in financial services; third-party AI models bring risks in how they are developed, trained and deployed; and the legal and regulatory environment for AI is uncertain.

• “Recently, the financial services industry has experienced rapid developments in artificial intelligence, including agentic artificial intelligence.”
• “The use of artificial intelligence models developed by third parties introduces risks related to how those models are developed, trained, and deployed, including unauthorized material in training data and limited visibility into risk mitigation steps.”
• “The legal and regulatory environment for artificial intelligence is uncertain and rapidly involving, potentially increasing compliance costs and risks of noncompliance.”
• “We may be exposed to the risk that generative artificial intelligence models may produce incorrect outputs, release confidential information, reflect biases, or otherwise cause harm.”

Its annual reports, year by year

Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector

• Fiscal 20210median 0
• Fiscal 20220median 0
• Fiscal 20230median 1
• Fiscal 20240median 4
• Fiscal 20254median 10

Headcount by filing year

As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.

Limits of this reading

• The headcount is a full-time equivalent figure (rule 2).
• The U.S. share is recorded as 1 because the filing describes only U.S. operations, without stating it.

Source: the company's annual report on EDGAR, accession 0001628280-26-011618, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.