Payoneer Global Inc. (PAYO)

Cross-border payments platform, mostly Israel. Read November 9, 2026 from the annual report for the period ending December 31, 2025, filed February 26, 2026. Ranked 6 of the 238 Technology companies read so far, by the share within reach now.

The filing states approximately 2,540 individuals at December 31, 2025, about 51% in Israel, and describes one cross-border payments business, so the whole count is read at the payments group by description with the consultants flagged.

The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.

What follows from the reading

Share of working time within reach of AI, on the long-run pace at four in five: 56% now, 66% at the end of 2027, 68% at the end of 2028, 68% at the end of 2030. By the patterns, the work is about 68% desk work, 23% people work and 9% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 32% of the working time stays with people (conversation, in-person and hands-on work), 61% becomes checking a model's work and 6% could be handed over with lighter checks, from the industries' own figures, not the company's roles.

Headcount

2,540 employees as of December 31, 2025 (stated). Not stated; about 51% of the workforce is in Israel, with 43 locations in 36 countries and no U.S. count.

The filing: “As of December 31, 2025, we employed approximately 2,540 individuals (including full-time, part-time, temporary employees and full-time consultants) across 43 locations in 36 countries; approximately 51% of our workforce is based in Israel.”

The workforce as industry patterns

What the filing says about the workforce: Approximately 2,540 individuals at December 31, 2025 including full-time, part-time and temporary employees and full-time consultants, across 43 locations in 36 countries, about 51% in Israel; contractors engaged for specific needs; measures tracked include revenue per headcount and labor cost efficiency.

Companies read with the same leading pattern

Other companies whose largest staffing pattern is also Credit Intermediation and Related Activities (5221 and 5223 only), largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five. Now is projected from METR's April 2026 measurement and Epoch's November 2026 index.

• JPMorgan Chase (JPM, 318,512 employees)56% now, 70% by 2028
• Citigroup (C, 226,000 employees)57% now, 70% by 2028
• Bank of America (BAC, 213,000 employees)57% now, 69% by 2028
• Wells Fargo (WFC, 205,000 employees)57% now, 69% by 2028
• Capital One Financial Corporation (COF, 76,300 employees)56% now, 68% by 2028
• U.S. Bancorp (USB, 68,520 employees)56% now, 68% by 2028
• The PNC Financial Services Group, Inc. (PNC, 55,333 employees)56% now, 68% by 2028
• Mastercard Incorporated (MA, 39,800 employees)56% now, 68% by 2028

What the filing says about AI

16 sentences in the filing name AI. The filing says it is investing in AI capabilities to improve customer experience and increase operating efficiency as part of its platform strategy, and uses machine learning models in underwriting and risk management.

• “We make significant and ongoing investments in our cybersecurity infrastructure and processes and are also investing in AI capabilities both to improve customer experience and to increase the efficiency of our operations. 5 Table of Contents Trusted Global Brand Supported by Local Teams Payoneer's customers are located in more than 190 countries and territories.”
• “We leverage machine learning models and underwriting processes to effectively manage risk while providing a valuable service to our customers.”
• “As part of our platform strategy we are investing in AI capabilities both to improve customer experience, and to increase the efficiency of our operations.”
• “At the same time, AI-driven capabilities are redefining how products are built and deployed, while regulatory changes open doors to alternative payment models and cross-border solutions.”
• “We compete against a wide range of businesses, including those that are larger than we are, serve consumers as well as businesses to increase revenues, have greater name recognition, longer operating histories, or a dominant or more secure position, or offer other products and services to customers that we do not offer, as well as smaller or younger companies that may be more agile in respondin...”

Its annual reports, year by year

Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector

• Fiscal 20213median 0
• Fiscal 20223median 0
• Fiscal 20237median 1
• Fiscal 20248median 4
• Fiscal 202516median 10

Headcount by filing year

As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.

Limits of this reading

• The stated 2,540 includes temporary employees and full-time consultants the filing counts with its people, recorded as stated and flagged (rule 8).
• The U.S. share is not stated.
• No count by function; one pattern by description (c).

Source: the company's annual report on EDGAR, accession 0001104659-26-020487, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.