Old National Bancorp (ONB)
Midwest regional bank, 4,971 full-time equivalents. Read October 20, 2026 from the annual report for the period ending December 31, 2025, filed February 19, 2026. Ranked 25 of the 120 Financial Services companies read so far, by the share within reach now.
Within reach now
40%
End of 2028
66%
Employees, annual report
4,971
Leading staffing pattern
Credit Intermediation and Related Activities (5221 and 5223 only)
Share of the working time within reach, long-run pace, four times in five
- Now40%
- End of 202758%
- End of 202866%
- End of 203068%
What changes for its people by the end of 2028, by its industries' figures
- Stays with people 32%
- Becomes checking a model's work 60%
- Handed over with lighter checks 6%
The filing states 4,971 full-time equivalent team members of a Midwest and Southeast bank with nothing counted by business, so one bank pattern carries the workforce.
The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.
What follows from the reading
Share of working time within reach of AI, on the long-run pace at four in five: 40% now, 58% at the end of 2027, 66% at the end of 2028, 68% at the end of 2030. By the patterns, the work is about 68% desk work, 23% people work and 9% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 32% of the working time stays with people (conversation, in-person and hands-on work), 60% becomes checking a model's work and 6% could be handed over with lighter checks, from the industries' own figures, not the company's roles.
Headcount
4,971 employees as of December 31, 2025 (full-time equivalent). The filing describes a Midwest and Southeast banking footprint and no operations abroad (recorded as 1, flagged).
The filing: “At December 31, 2025, we employed 4,971 full-time equivalent team members.”
The workforce as industry patterns
| Pattern | Share | Reason, from the filing |
|---|---|---|
| Credit Intermediation and Related Activities (5221 and 5223 only) | 100% | By description (c): a community and commercial bank in the Midwest and Southeast, with wealth management inside; the filing counts no team members by business. |
What the filing says about the workforce: 4,971 full-time equivalents, up from 4,066 a year earlier after the acquisition of Bremer on May 1, 2025, which the filing describes; team members logged 67,700 volunteer hours.
Companies read with the same leading pattern
Other companies whose largest staffing pattern is also Credit Intermediation and Related Activities (5221 and 5223 only), largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five.
- JPMorgan Chase (JPM, 318,512 employees)37% now, 68% by 2028
- Citigroup (C, 226,000 employees)38% now, 68% by 2028
- Bank of America (BAC, 213,000 employees)39% now, 67% by 2028
- Wells Fargo (WFC, 205,000 employees)39% now, 67% by 2028
- Capital One Financial Corporation (COF, 76,300 employees)40% now, 66% by 2028
- U.S. Bancorp (USB, 68,520 employees)40% now, 66% by 2028
- The PNC Financial Services Group, Inc. (PNC, 55,333 employees)40% now, 66% by 2028
- Mastercard Incorporated (MA, 39,800 employees)40% now, 66% by 2028
What the filing says about AI
13 sentences in the filing name AI. The filing names AI among competitive risks, as technology that could affect competition for financial services, among cyber threats enhanced by AI, and among the rapid technological change in the industry.
- “In addition, the emergence, adoption and evolution of new technologies that do not require intermediation, including distributed ledgers, as well as advances in artificial intelligence and automation could significantly affect competition for financial services.”
- “Malicious actors, who are becoming increasingly sophisticated and may see their effectiveness enhanced by the use of artificial intelligence, deep-fake technologies, quantum computing and other novel technologies, may also attempt to fraudulently induce employees, customers or other users of our systems to disclose sensitive information, including passwords and other identifying information, in...”
- “The financial services industry is continually undergoing rapid technological change, including with respect to development and implementation of artificial intelligence solutions, and with frequent introductions of new technology-driven products and services.”
- “The development and use of artificial intelligence presents risks and challenges that may adversely impact Old National's business.”
- “The use and development of artificial intelligence, including digital employees and digital engineers, by Old National and its third party vendors, clients, counterparties, and other market participants in certain business processes, models, including generative artificial intelligence models, services, or products may expose Old National to risks and potential liabilities.”
Its annual reports, year by year
Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector
- Fiscal 20210median 0
- Fiscal 20220median 0
- Fiscal 20230median 1
- Fiscal 20241median 4
- Fiscal 202513median 10
Headcount by filing year
As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.
| Period | Employees | Filed | Filing |
|---|---|---|---|
| 2025-12-31 | 4,971 | 2026-02-19 | 10-K |
| 2024-12-31 | 4,066 | 2025-02-19 | 10-K |
| 2023-12-31 | 3,940 | 2024-02-22 | 10-K |
| 2022-12-31 | 3,967 | 2023-02-22 | 10-K |
| 2021-12-31 | 2,374 | 2022-02-10 | 10-K |
| 2020-12-31 | 2,445 | 2021-02-10 | 10-K |
| 2019-12-31 | 2,709 | 2020-02-12 | 10-K |
| 2018-12-31 | 2,892 | 2019-02-12 | 10-K |
| 2017-12-31 | 2,801 | 2018-02-15 | 10-K |
| 2016-12-31 | 2,733 | 2017-02-16 | 10-K |
| 2015-12-31 | 2,652 | 2016-02-26 | 10-K |
| 2014-12-31 | 2,938 | 2015-02-25 | 10-K |
| 2013-12-31 | 2,608 | 2014-02-25 | 10-K |
| 2012-12-31 | 2,684 | 2013-02-26 | 10-K |
| 2011-12-31 | 2,551 | 2012-02-27 | 10-K |
| 2010-12-31 | 2,491 | 2011-02-25 | 10-K |
| 2009-12-31 | 2,812 | 2010-02-26 | 10-K |
| 2008-12-31 | 2,507 | 2009-02-27 | 10-K |
| 2007-12-31 | 2,494 | 2008-02-27 | 10-K |
| 2006-12-31 | 2,568 | 2007-03-01 | 10-K |
| 2005-12-31 | 2,572 | 2006-03-08 | 10-K |
| 2004-12-31 | 2,743 | 2005-03-16 | 10-K |
| 2003-12-31 | 3,019 | 2004-03-15 | 10-K |
| 2002-12-31 | 2,941 | 2003-03-12 | 10-K |
| 2001-12-31 | 2,741 | 2002-03-14 | 10-K |
| 2000-12-31 | 2,873 | 2001-03-08 | 10-K |
| 1999-12-31 | 2,451 | 2000-03-15 | 10-K |
| 1998-12-31 | 2,174 | 1999-03-31 | 10-K405 |
| 1997-12-31 | not read | 1998-03-31 | 10-K405 |
| 1996-12-31 | not read | 1997-03-31 | 10-K405 |
| 1995-12-31 | not read | 1996-03-29 | 10-K |
Limits of this reading
- The count is full-time equivalents (rule 2).
- The U.S. share is recorded as 1 because the filing describes only a U.S. footprint; it states no count by country.
- The data service's segment table is from fiscal 2021.
Source: the company's annual report on EDGAR, accession 0000707179-26-000010, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.
The report on Old National Bancorp, $29
This page as a document to keep, with what it does not show: the share within reach at every date on three paces and two reliabilities, a typical workforce of this shape at the stated headcount role by role and task by task (the industries' staffing, never the company's roster), where to start, what changes for the people and what they would learn, every sentence in the filing that names AI, the headcount by year, the companies read with the same leading pattern, the method and a citation line. To print or save as a PDF, open again in your browser for a year.
See the report, $29See the sample first: Walmart's report is free
Questions about this company
- How much of Old National Bancorp's working time is within reach of AI?
- An estimated 40% now and 66% by the end of 2028, on METR's long-run pace at four in five, from the workforce Old National Bancorp's own annual report describes and BLS staffing patterns for its industries, never from a roster. It is an estimate with a stated method. It is not a forecast of jobs lost or of savings, and it says nothing about what the company will do.
- How many people does Old National Bancorp employ?
- 4,971 as of December 31, 2025, as its annual report for the period ending December 31, 2025 states, in full-time equivalents. About 100% in the U.S.
- What kinds of work make up Old National Bancorp's workforce?
- Read from its annual report as a blend of 1 industry staffing pattern, the largest Credit Intermediation and Related Activities (5221 and 5223 only); by those patterns the work is about 68% desk work, 23% people work and 9% body work. Each share has a one-sentence reason on this page that can be checked against the filing.
- What does Old National Bancorp's annual report say about AI?
- 13 sentences in the filing name AI. Its annual reports for fiscal 2021 to 2025 name it in 0, 0, 0, 1 and 13 sentences, year by year. They are counted and quoted on this page, never judged: a count says how much a filing talks about AI, not what the company does with it.
- How is this estimated?
- Claude Fable 5.1 read the annual report under the Index's written rubric (version 1) on October 20, 2026: the stated headcount, the share in the U.S. when stated, and the workforce as a blend of industry staffing patterns. The estimates are the site's industry estimates weighted by those shares, from O*NET tasks with estimated lengths and METR's measurements of how long a task AI models can finish. A company can write to info@stratussc.com to have its reading checked against its filing.
Embed these figures on your site
A small card with the share of working time within reach now and at the end of 2027, 2028 and 2030, the date and a link back. Free under CC BY 4.0; the card carries the credit.