Hilltop Holdings Inc. (HTH)

Bank, mortgage lender and broker-dealer holding. Read November 8, 2026 from the annual report for the period ending December 31, 2025, filed February 13, 2026. Ranked 35 of the 173 Financial Services companies read so far, by the share within reach now.

Hilltop Holdings states about 3,500 full-time employees, about 1,030 of them at PlainsCapital Bank read at commercial banking, with its PrimeLending mortgage business read at nondepository credit and HilltopSecurities at securities by description.

The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.

What follows from the reading

Share of working time within reach of AI, on the long-run pace at four in five: 57% now, 67% at the end of 2027, 69% at the end of 2028, 70% at the end of 2030. By the patterns, the work is about 70% desk work, 25% people work and 5% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 30% of the working time stays with people (conversation, in-person and hands-on work), 62% becomes checking a model's work and 7% could be handed over with lighter checks, from the industries' own figures, not the company's roles.

Headcount

3,500 employees as of December 31, 2025 (stated). The filing describes a Texas bank, a national mortgage originator and a broker-dealer with U.S. offices and states no count by country; recorded as 1 with a flag.

The filing: “At December 31, 2025 we employed approximately 3,500 full-time employees and less than 50 part-time employees.”

The workforce as industry patterns

What the filing says about the workforce: About 3,500 full-time and fewer than 50 part-time employees; the Bank about 1,030; no collective bargaining; 39% of staff with ten or more years of service; the count has fallen from 4,900 in 2021 with the mortgage business.

Companies read with the same leading pattern

Other companies whose largest staffing pattern is also Nondepository Credit Intermediation, largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five. Now is projected from METR's April 2026 measurement and Epoch's November 2026 index.

• American Express Company (AXP, 76,800 employees)56% now, 68% by 2028
• Rocket Companies, Inc. (RKT, 23,500 employees)52% now, 62% by 2028
• FirstCash Holdings, Inc (FCFS, 22,000 employees)55% now, 68% by 2028
• Synchrony Financial (SYF, 20,000 employees)56% now, 68% by 2028
• OneMain Holdings, Inc. (OMF, 9,300 employees)56% now, 68% by 2028
• UWM Holdings Corporation (UWMC, 9,100 employees)55% now, 69% by 2028
• EZCORP, Inc. (EZPW, 8,500 employees)56% now, 68% by 2028
• Rithm Capital Corp. (RITM, 7,240 employees)54% now, 66% by 2028

What the filing says about AI

7 sentences in the filing name AI. The filing names AI among the techniques and tools cyber attackers use to circumvent security controls and evade detection, in seven sentences.

• “We seek to distinguish ourselves from our competitors through our commitment to personalized customer service and responsiveness to customer needs while providing a range of competitive mortgage loan products and services. ​ We seek to distinguish ourselves from our competitors through our commitment to personalized customer service and responsiveness to customer needs while providing a range o...”
• “Although we were not directly affected by these historical bank failures, in the future, events such as these bank failures or negative news or the public perception thereof, could have an adverse effect on our financial condition and results of operations, either directly or through an adverse impact on certain of our customers. ​ Our operational systems and networks have been, and will contin...”
• “Such cyber incidents, which are becoming increasingly sophisticated through the use of techniques and tools-including artificial intelligence that circumvent security controls, evade detection and remove forensic evidence, or other disruption or failure in our information systems, could result in failures or disruptions in our customer relationship management, securities trading, general ledger...”
• “Evolving technologies and the increased use of artificial intelligence and automation by third parties further increase the risk of cyber-attacks and threats of cyber-attacks against us or those third parties that we depend upon.”
• “The financial services industry is continually undergoing rapid technology change with frequent introductions of new technology-driven products and services, including increased usage of artificial intelligence and automation.”

Its annual reports, year by year

Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector

• Fiscal 20210median 0
• Fiscal 20220median 0
• Fiscal 20230median 1
• Fiscal 20245median 4
• Fiscal 20257median 10

Headcount by filing year

As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.

Limits of this reading

• The part-time count is stated only as fewer than 50 and is not summed; the headcount is the stated full-time 3,500.
• The mortgage and securities shares are by description (c); only the Bank's employees are counted.
• The U.S. share of 1 rests on the filing's description of U.S. businesses, not a stated count.

Source: the company's annual report on EDGAR, accession 0001104659-26-015264, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.