Rithm Capital Corp. (RITM)
Mortgage servicer, asset manager and property owner. Read October 19, 2026 from the annual report for the period ending December 31, 2025, filed February 19, 2026. Ranked 1 of the 15 Real Estate companies read so far, by the share within reach now.
Within reach now
38%
End of 2028
64%
Employees, annual report
7,240
Leading staffing pattern
Nondepository Credit Intermediation
Share of the working time within reach, long-run pace, four times in five
- Now38%
- End of 202757%
- End of 202864%
- End of 203066%
What changes for its people by the end of 2028, by its industries' figures
- Stays with people 34%
- Becomes checking a model's work 56%
- Handed over with lighter checks 7%
A real estate and financial company whose filing counts 5,630 of 7,240 employees in mortgage origination and servicing, so nondepository lending leads and the rest is split between asset management and property operations by description.
The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.
What follows from the reading
Share of working time within reach of AI, on the long-run pace at four in five: 38% now, 57% at the end of 2027, 64% at the end of 2028, 66% at the end of 2030. By the patterns, the work is about 66% desk work, 27% people work and 7% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 34% of the working time stays with people (conversation, in-person and hands-on work), 56% becomes checking a model's work and 7% could be handed over with lighter checks, from the industries' own figures, not the company's roles.
Headcount
7,240 employees as of December 31, 2025 (stated). Not stated: the filing counts no employees by country; the mortgage operations and the acquired office properties are in the United States and the asset manager has offices abroad.
The filing: “As of December 31, 2025, we employed approximately 7,240 employees, of which 5,630 employees were in Origination and Servicing.”
The workforce as industry patterns
| Pattern | Share | Reason, from the filing |
|---|---|---|
| Nondepository Credit Intermediation | 78% | By (a): the filing counts 5,630 of its 7,240 employees in Origination and Servicing, the Newrez mortgage lending and servicing business, 78%, read at nondepository credit intermediation as Rocket's lenders were. |
| Securities, Commodity Contracts, and Other Financial Investments and Related Activities | 12% | By description (c): the asset management business (23% of revenue) that manages funds and the REIT's investment staff are read at the securities and investment pattern, with no count beyond the origination and servicing figure. |
| Real Estate | 10% | By (a) for the counted union staff and description (c): the filing counts about 175 employees of a subsidiary under Local 94 engineers' and 32BJ security guards' agreements, the office properties' building staff, so the property operations are read at real estate at a tenth. |
What the filing says about the workforce: Approximately 7,240 employees as of December 31, 2025 (6,045 a year earlier), 5,630 in Origination and Servicing; about 175 employees of one subsidiary covered by Local 94 and 32BJ collective bargaining agreements.
Companies read with the same leading pattern
Other companies whose largest staffing pattern is also Nondepository Credit Intermediation, largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five.
- American Express Company (AXP, 76,800 employees)41% now, 66% by 2028
- Rocket Companies, Inc. (RKT, 23,500 employees)37% now, 61% by 2028
- FirstCash Holdings, Inc (FCFS, 22,000 employees)39% now, 66% by 2028
- Synchrony Financial (SYF, 20,000 employees)41% now, 66% by 2028
- OneMain Holdings, Inc. (OMF, 9,300 employees)41% now, 66% by 2028
- UWM Holdings Corporation (UWMC, 9,100 employees)37% now, 67% by 2028
- EZCORP, Inc. (EZPW, 8,500 employees)41% now, 66% by 2028
- Bread Financial Holdings, Inc. (BFH, 6,000 employees)41% now, 66% by 2028
What the filing says about AI
19 sentences in the filing name AI. The filing says the servicing platform it is migrating to will be subject to risks associated with AI, and that the development and use of AI technology could lead to legal or regulatory actions or harm its reputation; it names AI in 19 sentences.
- “("Paramount"), including, but not limited to, integration risk and the increased exposure to risks in the commercial real estate industry; risks associated with our sponsorship of and investment in Rithm Acquisition Corp., a special purpose acquisition company (the "SPAC"); risks related to the fact that we do not have legal title to the MSRs underlying our Excess MSRs or certain of our service...”
- “The platform will additionally be subject to risks associated with AI.”
- “See "-The development and use of AI technology could lead to legal or regulatory actions, harm our reputation, or have a significant negative impact on our business." The multi-year migration process also presents operational and execution risks, including risks related to data conversion, system integration, change management, and the potential need to operate multiple servicing systems concur...”
- “The development and use of AI technology could lead to legal or regulatory actions, harm our reputation, or have a significant negative impact on our business.”
- “We currently integrate, and may continue to integrate, AI into some of our products, services and operations, including in our mortgage origination, including underwriting, and servicing operations and customer interactions.”
Its annual reports, year by year
Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector
- Fiscal 20210median 0
- Fiscal 20220median 0
- Fiscal 20231median 1
- Fiscal 202413median 4
- Fiscal 202519median 10
Headcount by filing year
As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.
| Period | Employees | Filed | Filing |
|---|---|---|---|
| 2025-12-31 | 7,240 | 2026-02-19 | 10-K |
| 2024-12-31 | 6,045 | 2025-02-18 | 10-K |
| 2023-12-31 | 6,570 | 2024-02-20 | 10-K |
| 2022-12-31 | 5,763 | 2023-02-17 | 10-K |
| 2021-12-31 | 12,296 | 2022-02-17 | 10-K |
| 2020-12-31 | 5,667 | 2021-02-16 | 10-K |
| 2019-12-31 | 3,387 | 2020-02-20 | 10-K |
| 2018-12-31 | 2,357 | 2019-02-19 | 10-K |
| 2017-12-31 | not read | 2018-02-15 | 10-K |
| 2016-12-31 | not read | 2017-02-22 | 10-K |
| 2015-12-31 | not read | 2016-02-26 | 10-K |
| 2014-12-31 | not read | 2015-03-02 | 10-K |
| 2013-12-31 | not read | 2014-03-28 | 10-K |
Limits of this reading
- The U.S. share is not stated.
- The 1,610 employees outside Origination and Servicing are split between asset management and property operations by description (c).
Source: the company's annual report on EDGAR, accession 0001556593-26-000012, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.
The report on Rithm Capital Corp., $29
This page as a document to keep, with what it does not show: the share within reach at every date on three paces and two reliabilities, a typical workforce of this shape at the stated headcount role by role and task by task (the industries' staffing, never the company's roster), where to start, what changes for the people and what they would learn, every sentence in the filing that names AI, the headcount by year, the companies read with the same leading pattern, the method and a citation line. To print or save as a PDF, open again in your browser for a year.
See the report, $29See the sample first: Walmart's report is free
Questions about this company
- How much of Rithm Capital Corp.'s working time is within reach of AI?
- An estimated 38% now and 64% by the end of 2028, on METR's long-run pace at four in five, from the workforce Rithm Capital Corp.'s own annual report describes and BLS staffing patterns for its industries, never from a roster. It is an estimate with a stated method. It is not a forecast of jobs lost or of savings, and it says nothing about what the company will do.
- How many people does Rithm Capital Corp. employ?
- 7,240 as of December 31, 2025, as its annual report for the period ending December 31, 2025 states.
- What kinds of work make up Rithm Capital Corp.'s workforce?
- Read from its annual report as a blend of 3 industry staffing patterns, the largest Nondepository Credit Intermediation; by those patterns the work is about 66% desk work, 27% people work and 7% body work. Each share has a one-sentence reason on this page that can be checked against the filing.
- What does Rithm Capital Corp.'s annual report say about AI?
- 19 sentences in the filing name AI. Its annual reports for fiscal 2021 to 2025 name it in 0, 0, 1, 13 and 19 sentences, year by year. They are counted and quoted on this page, never judged: a count says how much a filing talks about AI, not what the company does with it.
- How is this estimated?
- Claude Fable 5.1 read the annual report under the Index's written rubric (version 1) on October 19, 2026: the stated headcount, the share in the U.S. when stated, and the workforce as a blend of industry staffing patterns. The estimates are the site's industry estimates weighted by those shares, from O*NET tasks with estimated lengths and METR's measurements of how long a task AI models can finish. A company can write to info@stratussc.com to have its reading checked against its filing.
Embed these figures on your site
A small card with the share of working time within reach now and at the end of 2027, 2028 and 2030, the date and a link back. Free under CC BY 4.0; the card carries the credit.