Huntington Bancshares Incorporated (HBAN)

A regional bank, average FTE count. Read October 19, 2026 from the annual report for the period ending December 31, 2025, filed February 13, 2026. Ranked 4 of the 44 Financial Services companies read so far, by the share within reach now.

A bank whose filing states only an average full-time equivalent count for the year and nothing by business line or country, so one banking pattern carries it.

The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.

What follows from the reading

Share of working time within reach of AI, on the long-run pace at four in five: 40% now, 58% at the end of 2027, 66% at the end of 2028, 68% at the end of 2030. By the patterns, the work is about 68% desk work, 23% people work and 9% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 32% of the working time stays with people (conversation, in-person and hands-on work), 60% becomes checking a model's work and 6% could be handed over with lighter checks, from the industries' own figures, not the company's roles.

Headcount

20,424 employees as of December 31, 2025 (full-time equivalent). No count by country is stated; the filing describes a bank with a footprint of U.S. states.

The filing: “Huntington had 20,424 average full-time equivalent colleagues during 2025, whom we encourage to support a shared purpose of making our colleagues' and customers' lives better, helping businesses thrive, and strengthening the communities we serve.”

The workforce as industry patterns

What the filing says about the workforce: 20,424 average full-time equivalent colleagues during 2025; a minimum hourly rate of $21; over 500,000 training hours completed in 2025; nearly 30,000 volunteer hours; no part-time or union count is stated.

Companies read with the same leading pattern

Other companies whose largest staffing pattern is also Credit Intermediation and Related Activities (5221 and 5223 only), largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five.

• JPMorgan Chase (JPM, 318,512 employees)37% now, 68% by 2028
• Citigroup (C, 226,000 employees)38% now, 68% by 2028
• Bank of America (BAC, 213,000 employees)39% now, 67% by 2028
• Wells Fargo (WFC, 205,000 employees)39% now, 67% by 2028
• Capital One Financial Corporation (COF, 76,300 employees)40% now, 66% by 2028
• U.S. Bancorp (USB, 68,520 employees)40% now, 66% by 2028
• The PNC Financial Services Group, Inc. (PNC, 55,333 employees)40% now, 66% by 2028
• Mastercard Incorporated (MA, 39,800 employees)40% now, 66% by 2028

What the filing says about AI

18 sentences in the filing name AI. The filing says it uses AI in connection with its business and operations, which exposes it to inherent risks that may cause material harm, and names AI among the terms in its glossary.

• “Form 10-K Summary 177 E xhibit Index 178 Signatures 180 4 Huntington Bancshares Incorporated Table of Contents Glossary of Acronyms and Terms The following listing provides a comprehensive reference of common acronyms and terms used throughout the document: 165(d) Resolution Plan A resolution plan submitted of the Federal Reserve and FDIC on behalf of a covered bank holding company pursuant to...”
• “We use AI in connection with our business and operations, which exposes us to inherent risks that may expose us to material harm.”
• “Despite efforts to ensure the integrity of our systems and implement controls, processes, policies, and other protective measures, we may not be able to anticipate all security breaches, nor may we be able to implement sufficient preventive measures against such cyber-attacks or other information or security breaches, which may result in material losses or consequences for us. 2025 Form 10-K 35...”
• “In addition, cybersecurity risks have significantly increased in recent years in part due to the increased sophistication and activities of cyber threat actors, such as organized crime affiliates, terrorist organizations, state-sponsored actors, hostile foreign governments, disgruntled employees or vendors, activists, and other external parties, including those involved in corporate espionage,...”
• “We use AI in connection with our business and operations, which exposes us to inherent risks that may expose us to material harm.”

Its annual reports, year by year

Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector

• Fiscal 20210median 0
• Fiscal 20220median 0
• Fiscal 20230median 1
• Fiscal 202416median 4
• Fiscal 202518median 10

Headcount by filing year

As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.

Limits of this reading

• The headcount is an average full-time equivalent count for 2025, the only count the filing states; the collector's pick was weak and is confirmed here (rule 2).
• One pattern by description (c); the filing counts no employees by business line.
• The U.S. share is not stated.

Source: the company's annual report on EDGAR, accession 0000049196-26-000015, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.