Fulton Financial Corporation (FULT)
A regional bank. Read November 8, 2026 from the annual report for the period ending December 31, 2025, filed February 27, 2026. Ranked 99 of the 173 Financial Services companies read so far, by the share within reach now.
Within reach now
56%
projected from METR's April 2026 measurement and Epoch's November 2026 index
End of 2028
68%
Employees, annual report
3,400
Leading staffing pattern
Credit Intermediation and Related Activities (5221 and 5223 only)
Share of the working time within reach, long-run pace, four times in five
Now is projected from METR's April 2026 measurement and Epoch's November 2026 index.
- Now56%
- End of 202766%
- End of 202868%
- End of 203068%
What changes for its people by the end of 2028, by its industries' figures
- Stays with people 32%
- Becomes checking a model's work 61%
- Handed over with lighter checks 6%
A regional bank holding company with about 3,400 employees in one banking pattern by description, its insurance sales subsidiary too small to stand apart.
The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.
What follows from the reading
Share of working time within reach of AI, on the long-run pace at four in five: 56% now, 66% at the end of 2027, 68% at the end of 2028, 68% at the end of 2030. By the patterns, the work is about 68% desk work, 23% people work and 9% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 32% of the working time stays with people (conversation, in-person and hands-on work), 61% becomes checking a model's work and 6% could be handed over with lighter checks, from the industries' own figures, not the company's roles.
Headcount
3,400 employees as of December 31, 2025 (stated). The filing describes a bank with financial centers in U.S. states and nothing abroad, so the U.S. share is recorded as 1, flagged.
The filing: “Our workforce, excluding temporary employees and interns, consisted of approximately 3,400 employees, at December 31, 2025.”
The workforce as industry patterns
| Pattern | Share | Reason, from the filing |
|---|---|---|
| Credit Intermediation and Related Activities (5221 and 5223 only) | 100% | By description (c): one regional bank, Fulton Bank, with its financial centers, fiduciary and trust, mortgage banking and a small life insurance sales subsidiary that folds under rule 5; no count by function. |
What the filing says about the workforce: Approximately 3,400 employees excluding temporary employees and interns; an annual engagement survey; a Learning and Development area.
Companies read with the same leading pattern
Other companies whose largest staffing pattern is also Credit Intermediation and Related Activities (5221 and 5223 only), largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five. Now is projected from METR's April 2026 measurement and Epoch's November 2026 index.
- JPMorgan Chase (JPM, 318,512 employees)56% now, 70% by 2028
- Citigroup (C, 226,000 employees)57% now, 70% by 2028
- Bank of America (BAC, 213,000 employees)57% now, 69% by 2028
- Wells Fargo (WFC, 205,000 employees)57% now, 69% by 2028
- Capital One Financial Corporation (COF, 76,300 employees)56% now, 68% by 2028
- U.S. Bancorp (USB, 68,520 employees)56% now, 68% by 2028
- The PNC Financial Services Group, Inc. (PNC, 55,333 employees)56% now, 68% by 2028
- Mastercard Incorporated (MA, 39,800 employees)56% now, 68% by 2028
What the filing says about AI
1 sentences in the filing name AI. One sentence, a risk factor: implementing new technologies such as artificial intelligence, machine learning and automated decision making in its business processes may have unintended consequences.
- “For example, our implementation of certain new technologies, such as those related to artificial intelligence, machine learning and automated decision making, in our business processes may have unintended consequences due to their limitations or our failure to use them effectively.”
Its annual reports, year by year
Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector
- Fiscal 20210median 0
- Fiscal 20220median 0
- Fiscal 20231median 1
- Fiscal 20241median 4
- Fiscal 20251median 10
Headcount by filing year
As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.
| Period | Employees | Filed | Filing |
|---|---|---|---|
| 2025-12-31 | 3,400 | 2026-02-27 | 10-K |
| 2024-12-31 | 3,400 | 2025-02-28 | 10-K |
| 2023-12-31 | 3,400 | 2024-03-01 | 10-K |
| 2022-12-31 | 3,300 | 2023-03-01 | 10-K |
| 2021-12-31 | 3,200 | 2022-02-28 | 10-K |
| 2020-12-31 | 3,300 | 2021-03-01 | 10-K |
| 2019-12-31 | 3,500 | 2020-02-21 | 10-K |
| 2018-12-31 | 3,500 | 2019-03-01 | 10-K |
| 2017-12-31 | 3,700 | 2018-03-01 | 10-K |
| 2016-12-31 | 3,500 | 2017-02-27 | 10-K |
| 2015-12-31 | 3,460 | 2016-02-26 | 10-K |
| 2014-12-31 | 3,560 | 2015-02-27 | 10-K |
| 2013-12-31 | 3,620 | 2014-03-03 | 10-K |
| 2012-12-31 | 3,570 | 2013-02-28 | 10-K |
| 2011-12-31 | 3,530 | 2012-02-29 | 10-K |
| 2010-12-31 | 3,530 | 2011-03-01 | 10-K |
| 2009-12-31 | 3,560 | 2010-03-01 | 10-K |
| 2008-12-31 | 3,630 | 2009-03-02 | 10-K |
| 2007-12-31 | 3,680 | 2008-02-29 | 10-K |
| 2006-12-31 | 4,400 | 2007-03-01 | 10-K |
| 2005-12-31 | 2,900 | 2006-03-16 | 10-K |
| 2004-12-31 | 2,900 | 2005-03-16 | 10-K |
| 2003-12-31 | 2,950 | 2004-03-15 | 10-K |
| 2002-12-31 | 2,906 | 2003-03-27 | 10-K |
| 2001-12-31 | 2,818 | 2002-03-29 | 10-K |
| 2000-12-31 | 2,438 | 2001-03-20 | 10-K405 |
| 1999-12-31 | 2,083 | 2000-03-29 | 10-K |
| 1998-12-31 | 2,067 | 1999-03-26 | 10-K |
| 1997-12-31 | 1,670 | 1998-03-19 | 10-K |
| 1996-12-31 | 1,401 | 1997-03-27 | 10-K |
| 1995-12-31 | 1,370 | 1996-03-27 | 10-K |
Limits of this reading
- Temporary employees and interns are outside the stated count, as the filing counts them.
- The U.S. share is read from the filing's description, not stated as a share.
Source: the company's annual report on EDGAR, accession 0000700564-26-000006, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.
The report on Fulton Financial Corporation, $29
This page as a document to keep, with what it does not show: the share within reach at every date on three paces and two reliabilities, a typical workforce of this shape at the stated headcount role by role and task by task (the industries' staffing, never the company's roster), where to start, what changes for the people and what they would learn, every sentence in the filing that names AI, the headcount by year, the companies read with the same leading pattern, the method and a citation line. To print or save as a PDF, open again in your browser for a year.
See the report, $29See the sample first: Walmart's report is free
Questions about this company
- How much of Fulton Financial Corporation's working time is within reach of AI?
- An estimated 56% now and 68% by the end of 2028, on METR's long-run pace at four in five, from the workforce Fulton Financial Corporation's own annual report describes and BLS staffing patterns for its industries, never from a roster. It is an estimate with a stated method. It is not a forecast of jobs lost or of savings, and it says nothing about what the company will do.
- How many people does Fulton Financial Corporation employ?
- 3,400 as of December 31, 2025, as its annual report for the period ending December 31, 2025 states. About 100% in the U.S.
- What kinds of work make up Fulton Financial Corporation's workforce?
- Read from its annual report as a blend of 1 industry staffing pattern, the largest Credit Intermediation and Related Activities (5221 and 5223 only); by those patterns the work is about 68% desk work, 23% people work and 9% body work. Each share has a one-sentence reason on this page that can be checked against the filing.
- What does Fulton Financial Corporation's annual report say about AI?
- 1 sentence in the filing name AI. Its annual reports for fiscal 2021 to 2025 name it in 0, 0, 1, 1 and 1 sentences, year by year. They are counted and quoted on this page, never judged: a count says how much a filing talks about AI, not what the company does with it.
- How is this estimated?
- Claude Fable 5.1 read the annual report under the Index's written rubric (version 1) on November 8, 2026: the stated headcount, the share in the U.S. when stated, and the workforce as a blend of industry staffing patterns. The estimates are the site's industry estimates weighted by those shares, from O*NET tasks with estimated lengths and METR's measurements of how long a task AI models can finish. A company can write to info@stratussc.com to have its reading checked against its filing.
Embed these figures on your site
A small card with the share of working time within reach now and at the end of 2027, 2028 and 2030, the date and a link back. Free under CC BY 4.0; the card carries the credit.