World Acceptance Corporation (WRLD)

Small-loan branches with a counted corporate office. Read November 9, 2026 from the annual report for the period ending March 31, 2026, filed June 4, 2026. Ranked 136 of the 173 Financial Services companies read so far, by the share within reach now.

The filing states 2,907 full and part-time employees at March 31, 2026, 260 of them at its corporate office in Greenville and the rest in branches in 16 states, so the branch staff are read at nondepository credit and the counted corporate employees at management of companies.

The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.

What follows from the reading

Share of working time within reach of AI, on the long-run pace at four in five: 55% now, 66% at the end of 2027, 68% at the end of 2028, 68% at the end of 2030. By the patterns, the work is about 68% desk work, 28% people work and 4% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 32% of the working time stays with people (conversation, in-person and hands-on work), 60% becomes checking a model's work and 7% could be handed over with lighter checks, from the industries' own figures, not the company's roles.

Headcount

2,907 employees as of March 31, 2026 (stated). The filing places the 260 corporate employees in Greenville, South Carolina and the rest in branches in 16 states throughout the United States; recorded as 1, flagged because no figure is stated as a share.

The filing: “As of March 31, 2026, we employed 2,907 full and part-time employees, 260 of whom were corporate employees based out of our main corporate office in Greenville, South Carolina and the remaining of whom were branch-based employees located in 16 states throughout the United States.”

The workforce as industry patterns

What the filing says about the workforce: 2,907 full and part-time employees at March 31, 2026, 260 at the corporate office in Greenville, South Carolina and the rest in branches in 16 states; none in a union; the vast majority of field leadership promoted from within; a Top Workplaces USA winner from 2021 to 2025.

Companies read with the same leading pattern

Other companies whose largest staffing pattern is also Nondepository Credit Intermediation, largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five. Now is projected from METR's April 2026 measurement and Epoch's November 2026 index.

• American Express Company (AXP, 76,800 employees)56% now, 68% by 2028
• Rocket Companies, Inc. (RKT, 23,500 employees)52% now, 62% by 2028
• FirstCash Holdings, Inc (FCFS, 22,000 employees)55% now, 68% by 2028
• Synchrony Financial (SYF, 20,000 employees)56% now, 68% by 2028
• OneMain Holdings, Inc. (OMF, 9,300 employees)56% now, 68% by 2028
• UWM Holdings Corporation (UWMC, 9,100 employees)55% now, 69% by 2028
• EZCORP, Inc. (EZPW, 8,500 employees)56% now, 68% by 2028
• Rithm Capital Corp. (RITM, 7,240 employees)54% now, 66% by 2028

What the filing says about AI

15 sentences in the filing name AI. The filing names AI in its risk factors: AI tools may increase threat actors' ability to exploit vulnerabilities and launch attacks, including identity fraud through deepfakes, and the development, use or failure to adopt AI may bring legal, regulatory and reputational risks.

• “Artificial intelligence ("AI") tools may increase threat actors' ability to detect or exploit vulnerabilities, to develop ransomware or other malware, to launch cyberattacks, or to otherwise seek to attack systems, data, software, or code relied on by us or our service providers.”
• “The increasing sophistication of AI poses a greater risk of cyber-attacks, such as through identity fraud (such as via "deepfakes"), phishing, and/or social engineering, as malicious actors may exploit AI to create convincing false identities or manipulate internal controls and/or verification processes, or to develop novel or more sophisticated attacks on a more accelerated or larger-scale basis.”
• “The development, use, or failure to adopt AI and other emerging technologies may adversely affect our business and expose us to legal, regulatory, and reputational risks.”
• “The use, adoption, or governance of AI or other emerging technologies, whether in Company-developed tools, third-party vendor solutions, or by malicious actors targeting the Company, could result in inaccurate or biased outputs, unauthorized data exposure, regulatory noncompliance, intellectual property loss, or new attack vectors (including AI-enhanced phishing, deepfake social engineering, an...”
• “Even if using AI is necessary to compete in our industry, its use may introduce us to novel or intensified legal, regulatory, ethical, operational, reputational, or other risks.”

Its annual reports, year by year

Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector

• Fiscal 20210median 0
• Fiscal 20220median 0
• Fiscal 20230median 1
• Fiscal 20240median 4
• Fiscal 202515median 10

Headcount by filing year

As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.

Limits of this reading

• The U.S. share is recorded as 1 because every stated location is in the United States, though no share is stated.
• The data service's revenue geography (fiscal 2018, Mexico 8%) is stale and was not used.

Source: the company's annual report on EDGAR, accession 0000108385-26-000014, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.