Unum Group (UNM)

Disability and benefits insurer, 84% U.S. Read October 19, 2026 from the annual report for the period ending December 31, 2025, filed February 17, 2026. Ranked 45 of the 88 Financial Services companies read so far, by the share within reach now.

Unum states 10,910 employees at December 31, 2025, 10,684 of them full-time and 84% in the United States, across Unum US, Colonial Life, Unum International and the Closed Block, all insurance businesses, so one pattern takes the whole workforce at insurance carriers by description (c).

The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.

What follows from the reading

Share of working time within reach of AI, on the long-run pace at four in five: 39% now, 59% at the end of 2027, 68% at the end of 2028, 71% at the end of 2030. By the patterns, the work is about 71% desk work, 25% people work and 4% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 29% of the working time stays with people (conversation, in-person and hands-on work), 61% becomes checking a model's work and 6% could be handed over with lighter checks, from the industries' own figures, not the company's roles.

Headcount

10,910 employees as of December 31, 2025 (stated). The filing states approximately 84 percent of employees in the United States and 16 percent international (the U.K., Poland and Ireland).

The filing: “As of December 31, 2025, we employed 10,910 employees, of which approximately 10,684 are full-time employees.”

The workforce as industry patterns

What the filing says about the workforce: 10,910 employees, 10,684 of them full-time (about 2% part-time); 84% in the United States; a hybrid office schedule with more in-office days in 2025; 65% identify as female.

Companies read with the same leading pattern

Other companies whose largest staffing pattern is also Insurance Carriers, largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five.

• UnitedHealth Group (UNH, 390,000 employees)33% now, 54% by 2028
• Elevance Health (ELV, 97,100 employees)36% now, 62% by 2028
• The Progressive Corporation (PGR, 70,000 employees)39% now, 68% by 2028
• Cigna Corporation (CI, 67,700 employees)37% now, 60% by 2028
• Humana Inc. (HUM, 67,060 employees)34% now, 54% by 2028
• Centene Corp. (CNC, 61,100 employees)39% now, 68% by 2028
• The Allstate Corporation (ALL, 53,000 employees)39% now, 68% by 2028
• MetLife, Inc. (MET, 46,000 employees)39% now, 68% by 2028

What the filing says about AI

13 sentences in the filing name AI. The filing names its own use of AI and changes in AI laws among its risks, with regulators' focus on insurers' use of AI, the NAIC model bulletin adopted by over twenty states and the EU AI Act.

• “Our use of artificial intelligence technology, as well as changes in artificial intelligence laws and regulations.”
• “U.S. and international insurance regulators continue to focus on insurers' use of artificial intelligence (AI), automated decision-making technologies, and external consumer data.”
• “For example, over twenty states have adopted the NAIC's Model Bulletin regarding the Use of Artificial Intelligence Systems by Insurers, other states have issued their own regulations governing insurance company use of AI, and the European Union's Artificial Intelligence Act has come into effect.”
• “We expect further regulatory activity in this area, including potential regulations governing individual rights with respect to the usage of AI.”
• “These laws and regulations may require changes in our operations that could result in increased compliance costs or unrealized benefits from our adoption of AI technologies.”

Its annual reports, year by year

Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector

• Fiscal 20210median 0
• Fiscal 20220median 0
• Fiscal 20232median 1
• Fiscal 202412median 4
• Fiscal 202513median 10

Headcount by filing year

As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.

Limits of this reading

• The universe's count was the full-time 10,684; the filing states 10,910 in all (rule 2).
• No count by segment: the one pattern is by description (c).

Source: the company's annual report on EDGAR, accession 0000005513-26-000008, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.