MetLife, Inc. (MET)
Life and benefits insurer, 46,000 employees. Read October 2, 2026 from the annual report for the period ending December 31, 2025, filed February 19, 2026. Ranked 12 of the 26 Financial Services companies read so far, by the share within reach now.
Within reach now
38%
End of 2028
68%
Employees, annual report
46,000
Leading staffing pattern
Insurance Carriers
Share of the working time within reach, long-run pace, four times in five
- Now38%
- End of 202759%
- End of 202868%
- End of 203071%
What changes for its people by the end of 2028, by its industries' figures
- Stays with people 29%
- Becomes checking a model's work 61%
- Handed over with lighter checks 7%
The filing states one total and nothing by segment or country, so the whole workforce takes the insurance carrier pattern by description (c).
The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.
What follows from the reading
Share of working time within reach of AI, on the long-run pace at four in five: 38% now, 59% at the end of 2027, 68% at the end of 2028, 71% at the end of 2030. By the patterns, the work is about 71% desk work, 25% people work and 4% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 29% of the working time stays with people (conversation, in-person and hands-on work), 61% becomes checking a model's work and 7% could be handed over with lighter checks, from the industries' own figures, not the company's roles.
Headcount
46,000 employees as of December 31, 2025 (stated). A global workforce; the filing states no count by country.
The filing: “At December 31, 2025, we had approximately 46,000 employees.”
The workforce as industry patterns
| Pattern | Share | Reason, from the filing |
|---|---|---|
| Insurance Carriers | 100% | A life and benefits insurer whose filing describes a global workforce of professional, technical, management and business skills and states nothing by segment or kind of work, so one carrier pattern by description (c), the investment management arm inside it. |
What the filing says about the workforce: About 46,000 employees worldwide; an annual MyVoice survey; a global talent marketplace, MyPath; AI-driven focus skills in its MyLearning platform.
Companies read with the same leading pattern
Other companies whose largest staffing pattern is also Insurance Carriers, largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five.
- UnitedHealth Group (UNH, 390,000 employees)33% now, 54% by 2028
- Elevance Health (ELV, 97,100 employees)35% now, 62% by 2028
- The Progressive Corporation (PGR, 70,000 employees)38% now, 68% by 2028
- Cigna Corporation (CI, 67,700 employees)36% now, 60% by 2028
- Humana Inc. (HUM, 67,060 employees)33% now, 54% by 2028
- Centene Corp. (CNC, 61,100 employees)38% now, 68% by 2028
- The Allstate Corporation (ALL, 53,000 employees)38% now, 68% by 2028
- Chubb Limited (CB, 45,000 employees)38% now, 68% by 2028
What the filing says about AI
13 sentences in the filing name AI. Thirteen sentences: AI among the laws and regulatory issues the company says apply to its operations and that it expects to remain important to regulators, and AI-driven focus skills in its learning platform.
- “Furthermore, consumer protection laws, big data, artificial intelligence ("AI"), cybersecurity, privacy and data protection, anti-money laundering, securities, commodities, broker-dealer and investment adviser regulations, environmental and unclaimed property laws and regulations, and the Employee Retirement Income Security Act of 1974 ("ERISA") also apply to some of MetLife's operations, produ...”
- “We are also subject to increasingly restrictive laws in other jurisdictions that address and impose strict requirements on cross-border data transfers. 18 Table of Contents Innovation and Technology We expect big data and AI technologies to remain important issues for the NAIC and state, federal and international regulators.”
- “We cannot predict what, if any, changes to laws or regulations may be enacted with regard to big data or AI technologies in the U.S. or outside of the U.S.”
- “Further, the European Union's Artificial Intelligence Act ("EU AI Act") became effective in 2024 with general application beginning in August 2026.”
- “Among other things, the EU AI Act prohibits certain "unacceptable" AI practices while seeking to boost innovation and ensure fundamental rights are not infringed by the technology.”
Its annual reports, year by year
Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector
- Fiscal 20210median 0
- Fiscal 20220median 0
- Fiscal 202310median 1
- Fiscal 202413median 4
- Fiscal 202513median 10
Headcount by filing year
As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.
| Period | Employees | Filed | Filing |
|---|---|---|---|
| 2025-12-31 | 46,000 | 2026-02-19 | 10-K |
| 2024-12-31 | 45,000 | 2025-02-21 | 10-K |
| 2023-12-31 | 45,000 | 2024-02-16 | 10-K |
| 2022-12-31 | 45,000 | 2023-02-23 | 10-K |
| 2021-12-31 | 43,000 | 2022-02-18 | 10-K |
| 2020-12-31 | 46,500 | 2021-02-19 | 10-K |
| 2019-12-31 | 49,000 | 2020-02-21 | 10-K |
| 2018-12-31 | 48,000 | 2019-02-22 | 10-K |
| 2017-12-31 | 49,000 | 2018-03-01 | 10-K |
| 2016-12-31 | 58,000 | 2017-03-01 | 10-K |
| 2015-12-31 | 69,000 | 2016-02-25 | 10-K |
| 2014-12-31 | 68,000 | 2015-02-27 | 10-K |
| 2013-12-31 | 65,000 | 2014-02-27 | 10-K |
| 2012-12-31 | 64,000 | 2013-02-27 | 10-K |
| 2011-12-31 | 67,000 | 2012-02-28 | 10-K |
| 2010-12-31 | 66,000 | 2011-02-25 | 10-K |
| 2009-12-31 | 54,000 | 2010-02-26 | 10-K |
| 2008-12-31 | 57,000 | 2009-03-02 | 10-K |
| 2007-12-31 | 49,000 | 2008-02-28 | 10-K |
| 2006-12-31 | 47,000 | 2007-03-01 | 10-K |
| 2005-12-31 | 65,500 | 2006-02-28 | 10-K |
| 2004-12-31 | 54,000 | 2005-03-07 | 10-K |
| 2003-12-31 | 49,000 | 2004-03-05 | 10-K |
| 2002-12-31 | 48,500 | 2003-03-19 | 10-K |
| 2001-12-31 | 46,000 | 2002-03-18 | 10-K405 |
| 2000-12-31 | 46,700 | 2001-03-14 | 10-K405 |
Limits of this reading
- No count by segment or by country: one carrier pattern by description (c).
Source: the company's annual report on EDGAR, accession 0001099219-26-000013, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.
Questions about this company
- How much of MetLife, Inc.'s working time is within reach of AI?
- An estimated 38% now and 68% by the end of 2028, on METR's long-run pace at four in five, from the workforce MetLife, Inc.'s own annual report describes and BLS staffing patterns for its industries, never from a roster. It is an estimate with a stated method. It is not a forecast of jobs lost or of savings, and it says nothing about what the company will do.
- How many people does MetLife, Inc. employ?
- 46,000 as of December 31, 2025, as its annual report for the period ending December 31, 2025 states.
- What kinds of work make up MetLife, Inc.'s workforce?
- Read from its annual report as a blend of 1 industry staffing pattern, the largest Insurance Carriers; by those patterns the work is about 71% desk work, 25% people work and 4% body work. Each share has a one-sentence reason on this page that can be checked against the filing.
- What does MetLife, Inc.'s annual report say about AI?
- 13 sentences in the filing name AI. Its annual reports for fiscal 2021 to 2025 name it in 0, 0, 10, 13 and 13 sentences, year by year. They are counted and quoted on this page, never judged: a count says how much a filing talks about AI, not what the company does with it.
- How is this estimated?
- Claude Fable 5.1 read the annual report under the Index's written rubric (version 1) on October 2, 2026: the stated headcount, the share in the U.S. when stated, and the workforce as a blend of industry staffing patterns. The estimates are the site's industry estimates weighted by those shares, from O*NET tasks with estimated lengths and METR's measurements of how long a task AI models can finish. A company can write to info@stratussc.com to have its reading checked against its filing.
Embed these figures on your site
A small card with the share of working time within reach now and at the end of 2027, 2028 and 2030, the date and a link back. Free under CC BY 4.0; the card carries the credit.