Reinsurance Group of America, Incorporated (RGA)
Life and health reinsurer, 4,300 employees. Read October 20, 2026 from the annual report for the period ending December 31, 2025, filed February 20, 2026. Ranked 61 of the 120 Financial Services companies read so far, by the share within reach now.
Within reach now
39%
End of 2028
68%
Employees, annual report
4,300
Leading staffing pattern
Insurance Carriers
Share of the working time within reach, long-run pace, four times in five
- Now39%
- End of 202759%
- End of 202868%
- End of 203071%
What changes for its people by the end of 2028, by its industries' figures
- Stays with people 29%
- Becomes checking a model's work 61%
- Handed over with lighter checks 6%
The filing states 4,300 employees of one reinsurance business with nothing counted by segment or country, so one carrier pattern carries the workforce.
The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.
What follows from the reading
Share of working time within reach of AI, on the long-run pace at four in five: 39% now, 59% at the end of 2027, 68% at the end of 2028, 71% at the end of 2030. By the patterns, the work is about 71% desk work, 25% people work and 4% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 29% of the working time stays with people (conversation, in-person and hands-on work), 61% becomes checking a model's work and 6% could be handed over with lighter checks, from the industries' own figures, not the company's roles.
Headcount
4,300 employees as of December 31, 2025 (stated). The filing counts no employees by country; the Americas are 53% of revenue, and the pay study covers countries with more than 50 employees.
The filing: “The Company's global team of approximately 4,300 employees as of December 31, 2025, consistently develop innovative solutions for its clients, deliver long-term returns for its investors, and create a meaningful impact in the communities where its employees live and work.”
The workforce as industry patterns
| Pattern | Share | Reason, from the filing |
|---|---|---|
| Insurance Carriers | 100% | By description (c): a life and health reinsurer whose underwriting, actuarial, claims and investment employees all do carrier work; the filing counts no employees by segment, and the data service's table is not usable. |
What the filing says about the workforce: About 4,300 employees worldwide, up from 3,600 in 2020; an annual pay equity study covers about 95.6% of employees.
Companies read with the same leading pattern
Other companies whose largest staffing pattern is also Insurance Carriers, largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five.
- UnitedHealth Group (UNH, 390,000 employees)33% now, 54% by 2028
- Elevance Health (ELV, 97,100 employees)36% now, 62% by 2028
- The Progressive Corporation (PGR, 70,000 employees)39% now, 68% by 2028
- Cigna Corporation (CI, 67,700 employees)37% now, 60% by 2028
- Humana Inc. (HUM, 67,060 employees)34% now, 54% by 2028
- Centene Corp. (CNC, 61,100 employees)39% now, 68% by 2028
- The Allstate Corporation (ALL, 53,000 employees)39% now, 68% by 2028
- MetLife, Inc. (MET, 46,000 employees)39% now, 68% by 2028
What the filing says about AI
19 sentences in the filing name AI. The filing names regulators' growing scrutiny of insurers' use of AI and predictive models in underwriting and pricing, and AI-enabled cyber risks.
- “Unfair Discrimination and Bias Regulation Federal and state regulators are increasing their scrutiny of insurers' underwriting and pricing practices, including the use of artificial intelligence, predictive models, and non-traditional data sources due to concerns that such practices may create unfair discrimination or disparate impacts on certain groups.”
- “Federal and state regulators are increasing their scrutiny of insurers' underwriting, and pricing practices, including the use of artificial intelligence, predictive models, and non-traditional data sources, due to concerns that such practices may create unfair discrimination or disparate impacts on certain groups.”
- “In addition, the rapid evolution and increased adoption of artificial intelligence technologies may heighten our cybersecurity risks by making cybersecurity attacks more difficult to detect, contain and mitigate.”
- “The development and adoption of artificial intelligence and its use and anticipated use by us or by third parties on whom we rely, may increase the operational risks discussed above or create new operational risks that we are not currently anticipating, which may otherwise adversely impact us .”
- “Artificial intelligence technologies offer potential benefits in areas such as customer service personalization and process automation, and we use, and expect to increasingly use, artificial intelligence to help deliver products and services and support critical functions.”
Its annual reports, year by year
Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector
- Fiscal 20210median 0
- Fiscal 20220median 0
- Fiscal 20233median 1
- Fiscal 20243median 4
- Fiscal 202519median 10
Headcount by filing year
As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.
| Period | Employees | Filed | Filing |
|---|---|---|---|
| 2025-12-31 | 4,300 | 2026-02-20 | 10-K |
| 2024-12-31 | 4,100 | 2025-02-21 | 10-K |
| 2023-12-31 | 3,900 | 2024-02-26 | 10-K |
| 2022-12-31 | 3,800 | 2023-02-24 | 10-K |
| 2021-12-31 | 3,500 | 2022-02-25 | 10-K |
| 2020-12-31 | 3,600 | 2021-02-26 | 10-K |
| 2019-12-31 | 3,188 | 2020-02-27 | 10-K |
| 2018-12-31 | 2,767 | 2019-02-27 | 10-K |
| 2017-12-31 | 2,640 | 2018-02-27 | 10-K |
| 2016-12-31 | 2,482 | 2017-02-28 | 10-K |
| 2015-12-31 | 2,201 | 2016-02-29 | 10-K |
| 2014-12-31 | 2,070 | 2015-03-02 | 10-K |
| 2013-12-31 | 1,890 | 2014-02-27 | 10-K |
| 2012-12-31 | 1,766 | 2013-03-01 | 10-K |
| 2011-12-31 | 1,655 | 2012-02-29 | 10-K |
| 2010-12-31 | 1,535 | 2011-02-28 | 10-K |
| 2009-12-31 | 1,367 | 2010-02-26 | 10-K |
| 2008-12-31 | 1,222 | 2009-03-02 | 10-K |
| 2007-12-31 | 1,066 | 2008-02-28 | 10-K |
| 2006-12-31 | 978 | 2007-02-27 | 10-K |
| 2005-12-31 | 880 | 2006-02-27 | 10-K |
| 2004-12-31 | 778 | 2005-03-03 | 10-K |
| 2003-12-31 | 702 | 2004-03-12 | 10-K |
| 2002-12-31 | 684 | 2003-03-20 | 10-K |
| 2001-12-31 | 678 | 2002-03-20 | 10-K405 |
| 2000-12-31 | 601 | 2001-03-16 | 10-K |
| 1999-12-31 | 679 | 2000-03-24 | 10-K405 |
| 1998-12-31 | 421 | 1999-03-30 | 10-K |
| 1997-12-31 | 379 | 1998-03-25 | 10-K405 |
| 1996-12-31 | 338 | 1997-03-24 | 10-K |
Limits of this reading
- No count by segment or country.
Source: the company's annual report on EDGAR, accession 0000898174-26-000006, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.
The report on Reinsurance Group of America, Incorporated, $29
This page as a document to keep, with what it does not show: the share within reach at every date on three paces and two reliabilities, a typical workforce of this shape at the stated headcount role by role and task by task (the industries' staffing, never the company's roster), where to start, what changes for the people and what they would learn, every sentence in the filing that names AI, the headcount by year, the companies read with the same leading pattern, the method and a citation line. To print or save as a PDF, open again in your browser for a year.
See the report, $29See the sample first: Walmart's report is free
Questions about this company
- How much of Reinsurance Group of America, Incorporated's working time is within reach of AI?
- An estimated 39% now and 68% by the end of 2028, on METR's long-run pace at four in five, from the workforce Reinsurance Group of America, Incorporated's own annual report describes and BLS staffing patterns for its industries, never from a roster. It is an estimate with a stated method. It is not a forecast of jobs lost or of savings, and it says nothing about what the company will do.
- How many people does Reinsurance Group of America, Incorporated employ?
- 4,300 as of December 31, 2025, as its annual report for the period ending December 31, 2025 states.
- What kinds of work make up Reinsurance Group of America, Incorporated's workforce?
- Read from its annual report as a blend of 1 industry staffing pattern, the largest Insurance Carriers; by those patterns the work is about 71% desk work, 25% people work and 4% body work. Each share has a one-sentence reason on this page that can be checked against the filing.
- What does Reinsurance Group of America, Incorporated's annual report say about AI?
- 19 sentences in the filing name AI. Its annual reports for fiscal 2021 to 2025 name it in 0, 0, 3, 3 and 19 sentences, year by year. They are counted and quoted on this page, never judged: a count says how much a filing talks about AI, not what the company does with it.
- How is this estimated?
- Claude Fable 5.1 read the annual report under the Index's written rubric (version 1) on October 20, 2026: the stated headcount, the share in the U.S. when stated, and the workforce as a blend of industry staffing patterns. The estimates are the site's industry estimates weighted by those shares, from O*NET tasks with estimated lengths and METR's measurements of how long a task AI models can finish. A company can write to info@stratussc.com to have its reading checked against its filing.
Embed these figures on your site
A small card with the share of working time within reach now and at the end of 2027, 2028 and 2030, the date and a link back. Free under CC BY 4.0; the card carries the credit.