Principal Financial Group, Inc. (PFG)
Retirement, benefits and asset management. Read October 19, 2026 from the annual report for the period ending December 31, 2025, filed February 18, 2026. Ranked 27 of the 44 Financial Services companies read so far, by the share within reach now.
Within reach now
38%
End of 2028
69%
Employees, annual report
19,700
Leading staffing pattern
Insurance Carriers
Share of the working time within reach, long-run pace, four times in five
- Now38%
- End of 202760%
- End of 202869%
- End of 203072%
What changes for its people by the end of 2028, by its industries' figures
- Stays with people 28%
- Becomes checking a model's work 61%
- Handed over with lighter checks 7%
A financial services company whose filing states its total and its U.S. count but nothing by segment, so the insurance and investment patterns follow revenue and description.
The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.
What follows from the reading
Share of working time within reach of AI, on the long-run pace at four in five: 38% now, 60% at the end of 2027, 69% at the end of 2028, 72% at the end of 2030. By the patterns, the work is about 72% desk work, 24% people work and 4% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 28% of the working time stays with people (conversation, in-person and hands-on work), 61% becomes checking a model's work and 7% could be handed over with lighter checks, from the industries' own figures, not the company's roles.
Headcount
19,700 employees as of December 31, 2025 (stated). Approximately 11,600 of 19,700 employees work in the U.S. and 8,100 outside it, about 59% in the U.S.
The filing: “As of December 31, 2025, we employed approximately 19,700 people across the globe, including approximately 11,600 employees who work in the U.S. and 8,100 employees who work outside the U.S.”
The workforce as industry patterns
| Pattern | Share | Reason, from the filing |
|---|---|---|
| Insurance Carriers | 70% | By (c): the Benefits and Protection segment (30% of 2025 revenue) sells life, disability and dental insurance and the Retirement and Investor Services segment (50%) provides retirement plans and annuities, insurance carrier work; the filing counts employees by country, not by segment, so the share is read from revenue and description. |
| Securities, Commodity Contracts, and Other Financial Investments and Related Activities | 30% | By (c): Principal Asset Management (17% of 2025 revenue) and the investment work inside the retirement business are asset management, securities and investment work in this group, read above the asset management segment's revenue share by description. |
What the filing says about the workforce: About 19,700 employees, 11,600 in the U.S. and 8,100 abroad; average tenure 8.9 years globally and 11.6 years in the U.S.; annual turnover 16.1% globally and 10.4% in the U.S.; the filing describes enterprise-wide AI and data literacy training in 2025.
Companies read with the same leading pattern
Other companies whose largest staffing pattern is also Insurance Carriers, largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five.
- UnitedHealth Group (UNH, 390,000 employees)33% now, 54% by 2028
- Elevance Health (ELV, 97,100 employees)36% now, 62% by 2028
- The Progressive Corporation (PGR, 70,000 employees)39% now, 68% by 2028
- Cigna Corporation (CI, 67,700 employees)37% now, 60% by 2028
- Humana Inc. (HUM, 67,060 employees)34% now, 54% by 2028
- Centene Corp. (CNC, 61,100 employees)39% now, 68% by 2028
- The Allstate Corporation (ALL, 53,000 employees)39% now, 68% by 2028
- MetLife, Inc. (MET, 46,000 employees)39% now, 68% by 2028
What the filing says about AI
3 sentences in the filing name AI. The filing says it implemented enterprise-wide AI and data literacy training in 2025, names AI regulations such as the EU AI Act and the Colorado AI Act among the rules it must invest in, and says rapidly evolving AI may change the marketing, distribution, underwriting and pricing of financial products.
- “In 2025, we implemented enterprise-wide artificial intelligence and data literacy training.”
- “Ongoing global developments in artificial intelligence ("AI") regulations, such as the EU AI Act, Colorado AI Act, and other AI-related legislation will continue to increase and require attention and investments, Regulations such as these, which are designed to protect privacy and prevent misuse of personal information, are complex and change frequently.”
- “These changes, led by rapidly evolving AI capabilities, may lead to significant changes in the marketing, distribution, underwriting and pricing of financial services products.”
Its annual reports, year by year
Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector
- Fiscal 20210median 0
- Fiscal 20220median 0
- Fiscal 20230median 1
- Fiscal 20242median 4
- Fiscal 20253median 10
Headcount by filing year
As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.
| Period | Employees | Filed | Filing |
|---|---|---|---|
| 2025-12-31 | 19,700 | 2026-02-18 | 10-K |
| 2024-12-31 | 19,700 | 2025-02-19 | 10-K |
| 2023-12-31 | 19,800 | 2024-02-20 | 10-K |
| 2022-12-31 | 19,300 | 2023-02-16 | 10-K |
| 2021-12-31 | 18,600 | 2022-02-11 | 10-K |
| 2020-12-31 | 17,400 | 2021-02-12 | 10-K |
| 2019-12-31 | 17,601 | 2020-02-14 | 10-K |
| 2018-12-31 | 16,475 | 2019-02-13 | 10-K |
| 2017-12-31 | 15,378 | 2018-02-09 | 10-K |
| 2016-12-31 | 14,854 | 2017-02-08 | 10-K |
| 2015-12-31 | 14,895 | 2016-02-10 | 10-K |
| 2014-12-31 | 14,873 | 2015-02-11 | 10-K |
| 2013-12-31 | 14,792 | 2014-02-12 | 10-K |
| 2012-12-31 | 13,373 | 2013-02-13 | 10-K |
| 2011-12-31 | 13,257 | 2012-02-15 | 10-K |
| 2010-12-31 | 13,627 | 2011-02-16 | 10-K |
| 2009-12-31 | 14,487 | 2010-02-17 | 10-K |
| 2008-12-31 | 16,234 | 2009-02-18 | 10-K |
| 2007-12-31 | 16,585 | 2008-02-27 | 10-K |
| 2006-12-31 | 15,289 | 2007-02-28 | 10-K |
| 2005-12-31 | 14,507 | 2006-03-02 | 10-K |
| 2004-12-31 | 13,976 | 2005-03-04 | 10-K |
| 2003-12-31 | 14,976 | 2004-03-03 | 10-K |
| 2002-12-31 | 15,038 | 2003-03-05 | 10-K |
| 2001-12-31 | 17,138 | 2002-03-12 | 10-K |
Limits of this reading
- The collector's pick of 3,300,000 was the count of employees covered by the company's benefits plans; the human capital section's 19,700 replaces it (rule 2).
- Pattern shares rest on segment revenue and description (c); the filing counts employees by country, not by segment.
- About 41% of employees are outside the United States; the patterns apply abroad because the work is the same (rule 7).
Source: the company's annual report on EDGAR, accession 0001104659-26-017031, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.
The report on Principal Financial Group, Inc., $29
This page as a document to keep, with what it does not show: the share within reach at every date on three paces and two reliabilities, a typical workforce of this shape at the stated headcount role by role and task by task (the industries' staffing, never the company's roster), where to start, what changes for the people and what they would learn, every sentence in the filing that names AI, the headcount by year, the companies read with the same leading pattern, the method and a citation line. To print or save as a PDF, open again in your browser for a year.
See the report, $29See the sample first: Walmart's report is free
Questions about this company
- How much of Principal Financial Group, Inc.'s working time is within reach of AI?
- An estimated 38% now and 69% by the end of 2028, on METR's long-run pace at four in five, from the workforce Principal Financial Group, Inc.'s own annual report describes and BLS staffing patterns for its industries, never from a roster. It is an estimate with a stated method. It is not a forecast of jobs lost or of savings, and it says nothing about what the company will do.
- How many people does Principal Financial Group, Inc. employ?
- 19,700 as of December 31, 2025, as its annual report for the period ending December 31, 2025 states. About 59% in the U.S.
- What kinds of work make up Principal Financial Group, Inc.'s workforce?
- Read from its annual report as a blend of 2 industry staffing patterns, the largest Insurance Carriers; by those patterns the work is about 72% desk work, 24% people work and 4% body work. Each share has a one-sentence reason on this page that can be checked against the filing.
- What does Principal Financial Group, Inc.'s annual report say about AI?
- 3 sentences in the filing name AI. Its annual reports for fiscal 2021 to 2025 name it in 0, 0, 0, 2 and 3 sentences, year by year. They are counted and quoted on this page, never judged: a count says how much a filing talks about AI, not what the company does with it.
- How is this estimated?
- Claude Fable 5.1 read the annual report under the Index's written rubric (version 1) on October 19, 2026: the stated headcount, the share in the U.S. when stated, and the workforce as a blend of industry staffing patterns. The estimates are the site's industry estimates weighted by those shares, from O*NET tasks with estimated lengths and METR's measurements of how long a task AI models can finish. A company can write to info@stratussc.com to have its reading checked against its filing.
Embed these figures on your site
A small card with the share of working time within reach now and at the end of 2027, 2028 and 2030, the date and a link back. Free under CC BY 4.0; the card carries the credit.