loanDepot, Inc. (LDI)

Mortgage lender, 4,700 employees and 960 contractors. Read October 20, 2026 from the annual report for the period ending December 31, 2025, filed March 12, 2026. Ranked 6 of the 120 Financial Services companies read so far, by the share within reach now.

The filing states 4,700 employees and keeps 960 independent contractors apart in one mortgage lending business, so one nondepository credit pattern carries the workforce.

The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.

What follows from the reading

Share of working time within reach of AI, on the long-run pace at four in five: 41% now, 59% at the end of 2027, 66% at the end of 2028, 68% at the end of 2030. By the patterns, the work is about 68% desk work, 28% people work and 4% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 32% of the working time stays with people (conversation, in-person and hands-on work), 59% becomes checking a model's work and 7% could be handed over with lighter checks, from the industries' own figures, not the company's roles.

Headcount

4,700 employees as of December 31, 2025 (stated). The filing describes mortgage lending and servicing in the United States and no operations abroad (recorded as 1, flagged).

The filing: “As of December 31, 2025, we had approximately 4,700 employees and 960 independent contractors.”

The workforce as industry patterns

What the filing says about the workforce: About 4,700 employees and 960 independent contractors, not counted; the headcount fell from 11,307 in 2021.

Companies read with the same leading pattern

Other companies whose largest staffing pattern is also Nondepository Credit Intermediation, largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five.

• American Express Company (AXP, 76,800 employees)41% now, 66% by 2028
• Rocket Companies, Inc. (RKT, 23,500 employees)37% now, 61% by 2028
• FirstCash Holdings, Inc (FCFS, 22,000 employees)39% now, 66% by 2028
• Synchrony Financial (SYF, 20,000 employees)41% now, 66% by 2028
• OneMain Holdings, Inc. (OMF, 9,300 employees)41% now, 66% by 2028
• UWM Holdings Corporation (UWMC, 9,100 employees)37% now, 67% by 2028
• EZCORP, Inc. (EZPW, 8,500 employees)41% now, 66% by 2028
• Rithm Capital Corp. (RITM, 7,240 employees)38% now, 64% by 2028

What the filing says about AI

24 sentences in the filing name AI. The filing names its use of AI in the business among its forward-looking subjects and says challenges with properly managing that use could result in harm, in its risk factors.

• “Examples of forward-looking statements include, but are not limited to: information concerning our possible or assumed future results of operations, liquidity, financial covenants, expenses, business strategies, technology developments, artificial intelligence, financing and investment plans, dividend policy, competitive position, industry and regulatory environment, potential growth opportunit...”
• “In particular, we are required to comply with: 8 T a b l e o f C o n t e n t s Title V of the GLBA and Regulation P, FCRA and Regulation V, CCPA/CPRA and other state privacy laws which outline various privacy requirements, including initial and periodic communication with consumers on privacy matters, the maintenance of privacy regarding certain consumer data in our possession, and sharing info...”
• “Our use of artificial intelligence in our business, and challenges with properly managing its use could result in harm.”
• “If we are unable to execute on our business strategies we may face significant challenges in: securing funding to maintain our operations and future growth; maintaining and improving our loan retention and recapture rates; maintaining and scaling adequate financial, business and risk controls; implementing new or updated information and financial systems and procedures; effectively applying eme...”
• “Flawed models or uses of models, including those that rely on artificial intelligence ("AI"), may result in, among other consequences, erroneous, biased or misleading outputs, inappropriate business decisions, inadequate risk management or enhanced regulatory supervision, which could have a material adverse effect on the Company's results of operations, financial condition and reputation.”

Its annual reports, year by year

Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector

• Fiscal 20212median 0
• Fiscal 20220median 0
• Fiscal 20235median 1
• Fiscal 202421median 4
• Fiscal 202524median 10

Headcount by filing year

As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.

Limits of this reading

• The 960 independent contractors are not counted (rule 8).
• The U.S. share is recorded as 1 because the filing describes U.S. lending only; it states no count by country.

Source: the company's annual report on EDGAR, accession 0001831631-26-000028, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.