Kemper Corporation (KMPR)
Specialty auto and life insurer, corporate functions counted. Read October 19, 2026 from the annual report for the period ending December 31, 2025, filed February 11, 2026. Ranked 86 of the 101 Financial Services companies read so far, by the share within reach now.
Within reach now
36%
End of 2028
67%
Employees, annual report
7,400
Leading staffing pattern
Insurance Carriers
Share of the working time within reach, long-run pace, four times in five
- Now36%
- End of 202757%
- End of 202867%
- End of 203070%
What changes for its people by the end of 2028, by its industries' figures
- Stays with people 30%
- Becomes checking a model's work 60%
- Handed over with lighter checks 7%
An insurer whose filing counts 2,550 and 2,800 employees in its two segments and the rest in corporate functions, so the carriers' pattern leads and the stated corporate remainder takes management of companies.
The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.
What follows from the reading
Share of working time within reach of AI, on the long-run pace at four in five: 36% now, 57% at the end of 2027, 67% at the end of 2028, 70% at the end of 2030. By the patterns, the work is about 70% desk work, 24% people work and 5% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 30% of the working time stays with people (conversation, in-person and hands-on work), 60% becomes checking a model's work and 7% could be handed over with lighter checks, from the industries' own figures, not the company's roles.
Headcount
7,400 employees as of December 31, 2025 (stated). Stated in words: employees are located across the country, with no count by country.
The filing: “As of December 31, 2025, we had approximately 7,400 employees, consisting of 7,300 full-time and 100 part-time employees, located across the country.”
The workforce as industry patterns
| Pattern | Share | Reason, from the filing |
|---|---|---|
| Insurance Carriers | 72% | By (a): the filing counts approximately 2,550 employees in the Specialty Property and Casualty Insurance segment and 2,800 in the Life Insurance segment, including nearly 2,200 career agents, 5,350 of 7,400 at insurance carriers. |
| Management of Companies and Enterprises | 28% | By (a) and subtraction: the filing states that the remainder beyond the two segments' counts, about 2,050 of 7,400, are employed in various corporate and other functions, a stated corporate remainder that takes the management pattern under rule 6. |
What the filing says about the workforce: Approximately 7,400 employees as of December 31, 2025 (7,300 full-time, 100 part-time), located across the country: about 2,550 in Specialty Property and Casualty, 2,800 in Life Insurance (nearly 2,200 career agents in 26 states and D.C.), the remainder in corporate and other functions; 3,223 volunteer hours.
Companies read with the same leading pattern
Other companies whose largest staffing pattern is also Insurance Carriers, largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five.
- UnitedHealth Group (UNH, 390,000 employees)33% now, 54% by 2028
- Elevance Health (ELV, 97,100 employees)36% now, 62% by 2028
- The Progressive Corporation (PGR, 70,000 employees)39% now, 68% by 2028
- Cigna Corporation (CI, 67,700 employees)37% now, 60% by 2028
- Humana Inc. (HUM, 67,060 employees)34% now, 54% by 2028
- Centene Corp. (CNC, 61,100 employees)39% now, 68% by 2028
- The Allstate Corporation (ALL, 53,000 employees)39% now, 68% by 2028
- MetLife, Inc. (MET, 46,000 employees)39% now, 68% by 2028
What the filing says about AI
2 sentences in the filing name AI. The filing says artificial intelligence technologies and the evolving AI regulatory framework are creating new privacy and security challenges and risks.
- “In addition, artificial intelligence technologies (AI) and the evolving AI regulatory framework are creating new privacy and security challenges and associated risks.”
- “Current laws and regulations affect a wide variety of matters, including policy forms, premium rates, licensing, market conduct, trade practices, claims handling practices, reserve and loss ratio requirements, investment standards, statutory capital and surplus requirements, restrictions on the payment of dividends, approvals of transactions involving a change in control of one or more insuranc...”
Its annual reports, year by year
Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector
- Fiscal 20210median 0
- Fiscal 20220median 0
- Fiscal 20230median 1
- Fiscal 20242median 4
- Fiscal 20252median 10
Headcount by filing year
As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.
| Period | Employees | Filed | Filing |
|---|---|---|---|
| 2025-12-31 | 7,300 | 2026-02-11 | 10-K |
| 2024-12-31 | 7,400 | 2025-02-07 | 10-K |
| 2023-12-31 | 8,100 | 2024-02-07 | 10-K |
| 2022-12-31 | 9,500 | 2023-02-09 | 10-K |
| 2021-12-31 | 10,300 | 2022-02-10 | 10-K |
| 2020-12-31 | 9,500 | 2021-02-10 | 10-K |
| 2019-12-31 | 8,900 | 2020-02-14 | 10-K |
| 2018-12-31 | 4,800 | 2019-02-20 | 10-K |
| 2017-12-31 | 2,300 | 2018-02-13 | 10-K |
| 2016-12-31 | 1,800 | 2017-02-13 | 10-K |
| 2015-12-31 | 2,200 | 2016-02-12 | 10-K |
| 2014-12-31 | 2,400 | 2015-02-12 | 10-K |
| 2013-12-31 | 2,400 | 2014-02-14 | 10-K |
| 2012-12-31 | 2,900 | 2013-02-15 | 10-K |
| 2011-12-31 | 2,700 | 2012-02-17 | 10-K |
| 2010-12-31 | 2,600 | 2011-02-03 | 10-K |
| 2009-12-31 | 2,500 | 2010-02-01 | 10-K |
| 2008-12-31 | 2,700 | 2009-02-04 | 10-K |
| 2007-12-31 | 1,000 | 2008-02-04 | 10-K |
| 2006-12-31 | 2,400 | 2007-02-02 | 10-K |
| 2005-12-31 | 2,500 | 2006-02-01 | 10-K |
| 2004-12-31 | 2,900 | 2005-02-03 | 10-K |
| 2003-12-31 | 2,900 | 2004-01-30 | 10-K |
| 2002-12-31 | 2,900 | 2003-01-30 | 10-K |
| 2001-12-31 | 2,900 | 2002-02-01 | 10-K405 |
| 2000-12-31 | 7,500 | 2001-02-01 | 10-K405 |
| 1999-12-31 | 7,800 | 2000-02-03 | 10-K405 |
| 1998-12-31 | 7,500 | 1999-03-18 | 10-K405 |
| 1997-12-31 | 6,866 | 1998-03-06 | 10-K |
| 1996-12-31 | 7,400 | 1997-02-27 | 10-K |
Limits of this reading
- The corporate and other functions count is the filing's stated remainder after its two segment counts, read at management of companies under rule 6.
- The U.S. share is recorded as 1 from the filing's words, across the country.
Source: the company's annual report on EDGAR, accession 0000860748-26-000014, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.
The report on Kemper Corporation, $29
This page as a document to keep, with what it does not show: the share within reach at every date on three paces and two reliabilities, a typical workforce of this shape at the stated headcount role by role and task by task (the industries' staffing, never the company's roster), where to start, what changes for the people and what they would learn, every sentence in the filing that names AI, the headcount by year, the companies read with the same leading pattern, the method and a citation line. To print or save as a PDF, open again in your browser for a year.
See the report, $29See the sample first: Walmart's report is free
Questions about this company
- How much of Kemper Corporation's working time is within reach of AI?
- An estimated 36% now and 67% by the end of 2028, on METR's long-run pace at four in five, from the workforce Kemper Corporation's own annual report describes and BLS staffing patterns for its industries, never from a roster. It is an estimate with a stated method. It is not a forecast of jobs lost or of savings, and it says nothing about what the company will do.
- How many people does Kemper Corporation employ?
- 7,400 as of December 31, 2025, as its annual report for the period ending December 31, 2025 states. About 100% in the U.S.
- What kinds of work make up Kemper Corporation's workforce?
- Read from its annual report as a blend of 2 industry staffing patterns, the largest Insurance Carriers; by those patterns the work is about 70% desk work, 24% people work and 5% body work. Each share has a one-sentence reason on this page that can be checked against the filing.
- What does Kemper Corporation's annual report say about AI?
- 2 sentences in the filing name AI. Its annual reports for fiscal 2021 to 2025 name it in 0, 0, 0, 2 and 2 sentences, year by year. They are counted and quoted on this page, never judged: a count says how much a filing talks about AI, not what the company does with it.
- How is this estimated?
- Claude Fable 5.1 read the annual report under the Index's written rubric (version 1) on October 19, 2026: the stated headcount, the share in the U.S. when stated, and the workforce as a blend of industry staffing patterns. The estimates are the site's industry estimates weighted by those shares, from O*NET tasks with estimated lengths and METR's measurements of how long a task AI models can finish. A company can write to info@stratussc.com to have its reading checked against its filing.
Embed these figures on your site
A small card with the share of working time within reach now and at the end of 2027, 2028 and 2030, the date and a link back. Free under CC BY 4.0; the card carries the credit.