The Hartford Insurance Group, Inc. (HIG)
Property, casualty and benefits insurer. Read October 19, 2026 from the annual report for the period ending December 31, 2025, filed February 20, 2026. Ranked 28 of the 51 Financial Services companies read so far, by the share within reach now.
Within reach now
39%
End of 2028
68%
Employees, annual report
19,200
Leading staffing pattern
Insurance Carriers
Share of the working time within reach, long-run pace, four times in five
- Now39%
- End of 202759%
- End of 202868%
- End of 203071%
What changes for its people by the end of 2028, by its industries' figures
- Stays with people 29%
- Becomes checking a model's work 61%
- Handed over with lighter checks 6%
19,200 employees at an insurer, read as one insurance carriers pattern since the filing counts no employees by function.
The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.
What follows from the reading
Share of working time within reach of AI, on the long-run pace at four in five: 39% now, 59% at the end of 2027, 68% at the end of 2028, 71% at the end of 2030. By the patterns, the work is about 71% desk work, 25% people work and 4% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 29% of the working time stays with people (conversation, in-person and hands-on work), 61% becomes checking a model's work and 6% could be handed over with lighter checks, from the industries' own figures, not the company's roles.
Headcount
19,200 employees as of December 31, 2025 (stated). The filing counts no employees by country.
The filing: “Human Capital Resources The Hartford has approximately 19,200 employees as of December 31, 2025.”
The workforce as industry patterns
| Pattern | Share | Reason, from the filing |
|---|---|---|
| Insurance Carriers | 100% | The filing describes one business, property and casualty, group benefits and mutual fund operations of an insurer, and counts no employees by function (c); one insurance carriers pattern. |
What the filing says about the workforce: 19,200 employees at December 31, 2025; early-career programs in actuarial, finance, underwriting, claims, operations, technology and data; over 60% of employees in an employee resource group; no hourly, part-time or union figures stated.
Companies read with the same leading pattern
Other companies whose largest staffing pattern is also Insurance Carriers, largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five.
- UnitedHealth Group (UNH, 390,000 employees)33% now, 54% by 2028
- Elevance Health (ELV, 97,100 employees)36% now, 62% by 2028
- The Progressive Corporation (PGR, 70,000 employees)39% now, 68% by 2028
- Cigna Corporation (CI, 67,700 employees)37% now, 60% by 2028
- Humana Inc. (HUM, 67,060 employees)34% now, 54% by 2028
- Centene Corp. (CNC, 61,100 employees)39% now, 68% by 2028
- The Allstate Corporation (ALL, 53,000 employees)39% now, 68% by 2028
- MetLife, Inc. (MET, 46,000 employees)39% now, 68% by 2028
What the filing says about AI
15 sentences in the filing name AI. The filing names AI in fifteen sentences: among its strategic priorities and capabilities, in its description of competitors and new entrants leveraging emerging artificial intelligence capabilities to sell business insurance to small businesses, and in its risk factors.
- “Risks Relating to Economic, Political and Global Market Conditions: ◦ challenges related to the Company's current operating environment, including global political, economic and market conditions, and the effect of financial market disruptions, economic downturns, changes in trade regulation including tariffs and other barriers or other potentially adverse macroeconomic developments on the dema...”
- “Our strategy to maximize value creation for all stakeholders remains consistent and focuses on the following priorities across our businesses: Embracing a culture of growth, innovation and cross-enterprise collaboration; Advancing leading underwriting capabilities across our portfolio to offer expanded products and services that solve for a broader range of customer needs; Maximizing distributi...”
- “Existing competitors and new entrants, including start-up and non-traditional carriers, are actively looking to expand sales of business insurance products to small businesses through increasing their underwriting appetite, deepening their relationships with distribution partners, leveraging emerging artificial intelligence capabilities, and through on-line and direct-to-consumer marketing.”
- “Emerging artificial intelligence-enabled capabilities are raising customer and distributor expectations for speed and automation and may further reshape how small business customers shop for coverage.”
- “Within this competitive environment, The Hartford is continuing to invest in its underwriting systems and capabilities, including investing in speed to market solutions, enhancing its digital experience, leveraging its sales and underwriting talent and expanding its use of data analytics, artificial intelligence capabilities and third party data to make expert risk selection and pricing decisio...”
Its annual reports, year by year
Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector
- Fiscal 20211median 0
- Fiscal 20221median 0
- Fiscal 20237median 1
- Fiscal 202411median 4
- Fiscal 202515median 10
Headcount by filing year
As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.
| Period | Employees | Filed | Filing |
|---|---|---|---|
| 2025-12-31 | 19,200 | 2026-02-20 | 10-K |
| 2024-12-31 | 19,100 | 2025-02-21 | 10-K |
| 2023-12-31 | 18,700 | 2024-02-23 | 10-K |
| 2022-12-31 | 18,800 | 2023-02-24 | 10-K |
| 2021-12-31 | 18,100 | 2022-02-18 | 10-K |
| 2020-12-31 | 18,500 | 2021-02-19 | 10-K |
| 2019-12-31 | 19,500 | 2020-02-21 | 10-K |
| 2018-12-31 | 18,500 | 2019-02-22 | 10-K |
| 2017-12-31 | 16,400 | 2018-02-23 | 10-K |
| 2016-12-31 | 16,900 | 2017-02-24 | 10-K |
| 2015-12-31 | 17,400 | 2016-02-26 | 10-K |
| 2014-12-31 | 17,500 | 2015-02-27 | 10-K |
| 2013-12-31 | 18,800 | 2014-02-28 | 10-K |
| 2012-12-31 | 22,500 | 2013-03-01 | 10-K |
| 2011-12-31 | 24,400 | 2012-02-24 | 10-K |
| 2010-12-31 | 26,800 | 2011-02-25 | 10-K |
| 2009-12-31 | 28,000 | 2010-02-23 | 10-K |
| 2008-12-31 | 31,000 | 2009-02-12 | 10-K |
| 2007-12-31 | 31,000 | 2008-02-22 | 10-K |
| 2006-12-31 | 31,000 | 2007-02-23 | 10-K |
| 2005-12-31 | 30,000 | 2006-02-24 | 10-K |
| 2004-12-31 | 30,000 | 2005-02-28 | 10-K |
| 2003-12-31 | 30,000 | 2004-02-27 | 10-K |
| 2002-12-31 | 29,000 | 2003-03-03 | 10-K |
| 2001-12-31 | 27,400 | 2002-03-20 | 10-K |
| 2000-12-31 | 26,600 | 2001-03-23 | 10-K |
| 1999-12-31 | 26,000 | 2000-03-24 | 10-K |
| 1998-12-31 | 25,000 | 1999-03-26 | 10-K |
| 1997-12-31 | 25,000 | 1998-03-27 | 10-K |
| 1996-12-31 | 22,000 | 1997-03-28 | 10-K |
Limits of this reading
- The U.S. share is not stated.
Source: the company's annual report on EDGAR, accession 0000874766-26-000012, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.
The report on The Hartford Insurance Group, Inc., $29
This page as a document to keep, with what it does not show: the share within reach at every date on three paces and two reliabilities, a typical workforce of this shape at the stated headcount role by role and task by task (the industries' staffing, never the company's roster), where to start, what changes for the people and what they would learn, every sentence in the filing that names AI, the headcount by year, the companies read with the same leading pattern, the method and a citation line. To print or save as a PDF, open again in your browser for a year.
See the report, $29See the sample first: Walmart's report is free
Questions about this company
- How much of The Hartford Insurance Group, Inc.'s working time is within reach of AI?
- An estimated 39% now and 68% by the end of 2028, on METR's long-run pace at four in five, from the workforce The Hartford Insurance Group, Inc.'s own annual report describes and BLS staffing patterns for its industries, never from a roster. It is an estimate with a stated method. It is not a forecast of jobs lost or of savings, and it says nothing about what the company will do.
- How many people does The Hartford Insurance Group, Inc. employ?
- 19,200 as of December 31, 2025, as its annual report for the period ending December 31, 2025 states.
- What kinds of work make up The Hartford Insurance Group, Inc.'s workforce?
- Read from its annual report as a blend of 1 industry staffing pattern, the largest Insurance Carriers; by those patterns the work is about 71% desk work, 25% people work and 4% body work. Each share has a one-sentence reason on this page that can be checked against the filing.
- What does The Hartford Insurance Group, Inc.'s annual report say about AI?
- 15 sentences in the filing name AI. Its annual reports for fiscal 2021 to 2025 name it in 1, 1, 7, 11 and 15 sentences, year by year. They are counted and quoted on this page, never judged: a count says how much a filing talks about AI, not what the company does with it.
- How is this estimated?
- Claude Fable 5.1 read the annual report under the Index's written rubric (version 1) on October 19, 2026: the stated headcount, the share in the U.S. when stated, and the workforce as a blend of industry staffing patterns. The estimates are the site's industry estimates weighted by those shares, from O*NET tasks with estimated lengths and METR's measurements of how long a task AI models can finish. A company can write to info@stratussc.com to have its reading checked against its filing.
Embed these figures on your site
A small card with the share of working time within reach now and at the end of 2027, 2028 and 2030, the date and a link back. Free under CC BY 4.0; the card carries the credit.