Arch Capital Group Ltd. (ACGL)
Insurance, reinsurance and mortgage insurer, 8,000 employees. Read October 19, 2026 from the annual report for the period ending December 31, 2025, filed February 26, 2026. Ranked 46 of the 101 Financial Services companies read so far, by the share within reach now.
Within reach now
39%
End of 2028
68%
Employees, annual report
8,000
Leading staffing pattern
Insurance Carriers
Share of the working time within reach, long-run pace, four times in five
- Now39%
- End of 202759%
- End of 202868%
- End of 203071%
What changes for its people by the end of 2028, by its industries' figures
- Stays with people 29%
- Becomes checking a model's work 61%
- Handed over with lighter checks 6%
An insurer whose filing counts 8,000 employees by region and nothing by segment, so the whole workforce is read at insurance carriers.
The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.
What follows from the reading
Share of working time within reach of AI, on the long-run pace at four in five: 39% now, 59% at the end of 2027, 68% at the end of 2028, 71% at the end of 2030. By the patterns, the work is about 71% desk work, 25% people work and 4% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 29% of the working time stays with people (conversation, in-person and hands-on work), 61% becomes checking a model's work and 6% could be handed over with lighter checks, from the industries' own figures, not the company's roles.
Headcount
8,000 employees as of February 19, 2026 (stated). Not stated as the United States: approximately 4,300 employees in North America (the U.S., Canada and Bermuda), 1,700 in Europe and the U.K., 2,000 in the Philippines, India, Australia and the rest of the world.
The filing: “As of February 19, 2026, we had approximately 8,000 employees globally, compared to around 7,200 last year, which directly speaks to our ability to sustain our strong and unique culture as we grow, which is a key enabler to top talent retention.”
The workforce as industry patterns
| Pattern | Share | Reason, from the filing |
|---|---|---|
| Insurance Carriers | 100% | By description (c): the filing describes insurance, reinsurance and mortgage insurance segments underwritten by its employees, with counts only by region, so the whole workforce is read at insurance carriers. |
What the filing says about the workforce: Approximately 8,000 employees as of February 19, 2026 (about 7,200 a year earlier): about 4,300 in North America, 1,700 in Europe and the U.K., 2,000 in the Philippines, India, Australia and elsewhere; over 1,500 in employee networks.
Companies read with the same leading pattern
Other companies whose largest staffing pattern is also Insurance Carriers, largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five.
- UnitedHealth Group (UNH, 390,000 employees)33% now, 54% by 2028
- Elevance Health (ELV, 97,100 employees)36% now, 62% by 2028
- The Progressive Corporation (PGR, 70,000 employees)39% now, 68% by 2028
- Cigna Corporation (CI, 67,700 employees)37% now, 60% by 2028
- Humana Inc. (HUM, 67,060 employees)34% now, 54% by 2028
- Centene Corp. (CNC, 61,100 employees)39% now, 68% by 2028
- The Allstate Corporation (ALL, 53,000 employees)39% now, 68% by 2028
- MetLife, Inc. (MET, 46,000 employees)39% now, 68% by 2028
What the filing says about AI
59 sentences in the filing name AI. The filing says it employs artificial intelligence technology and analytics to drive data-driven decisions, streamline processes and serve customers and partners, vetted through its AI governance framework; it names AI in 59 sentences.
- “Important factors that could cause actual events or results to differ materially from those indicated in such statements are discussed below and elsewhere in this report and in our periodic reports filed with the Securities and Exchange Commission ("SEC"), and include: our ability to successfully implement our business strategy during "soft" as well as "hard" markets; acceptance of our business...”
- “We employ artificial intelligence ("AI") technology and analytics to drive data-driven decisions, streamline processes or help serve our customers and partners.”
- “The use of AI technology is vetted through our AI governance framework.”
- “We employ AI technology and analytics to drive data-driven decisions, streamline processes or help serve our customers and partners.”
- “The use of AI technology is vetted through our AI governance framework.”
Its annual reports, year by year
Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector
- Fiscal 20210median 0
- Fiscal 20220median 0
- Fiscal 202330median 1
- Fiscal 202440median 4
- Fiscal 202559median 10
Headcount by filing year
As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.
| Period | Employees | Filed | Filing |
|---|---|---|---|
| 2025-12-31 | 8,000 | 2026-02-26 | 10-K |
| 2024-12-31 | 7,200 | 2025-02-27 | 10-K |
| 2023-12-31 | 6,400 | 2024-02-23 | 10-K |
| 2022-12-31 | 5,800 | 2023-02-24 | 10-K |
| 2021-12-31 | 5,200 | 2022-02-25 | 10-K |
| 2020-12-31 | 4,500 | 2021-02-26 | 10-K |
| 2019-12-31 | 4,300 | 2020-02-28 | 10-K |
| 2018-12-31 | 3,642 | 2019-02-28 | 10-K |
| 2017-12-31 | 3,140 | 2018-02-28 | 10-K |
| 2016-12-31 | 3,250 | 2017-03-01 | 10-K |
| 2015-12-31 | 2,030 | 2016-02-26 | 10-K |
| 2014-12-31 | 1,920 | 2015-02-27 | 10-K |
| 2013-12-31 | 1,820 | 2014-03-03 | 10-K |
| 2012-12-31 | 1,450 | 2013-03-01 | 10-K |
| 2011-12-31 | 1,380 | 2012-02-29 | 10-K |
| 2010-12-31 | 1,340 | 2011-02-28 | 10-K |
| 2009-12-31 | 1,345 | 2010-02-26 | 10-K |
| 2008-12-31 | 1,200 | 2009-03-02 | 10-K |
| 2007-12-31 | 1,215 | 2008-02-29 | 10-K |
| 2006-12-31 | 1,100 | 2007-03-01 | 10-K |
| 2005-12-31 | 980 | 2006-03-13 | 10-K |
| 2004-12-31 | 900 | 2005-03-15 | 10-K |
| 2003-12-31 | 860 | 2004-03-10 | 10-K |
| 2002-12-31 | 650 | 2003-03-31 | 10-K |
| 2001-12-31 | not read | 2002-03-18 | 10-K |
| 2000-12-31 | not read | 2001-04-02 | 10-K405 |
| 1999-12-31 | 29 | 2000-03-30 | 10-K |
| 1998-12-31 | 40 | 1999-03-30 | 10-K |
| 1997-12-31 | 37 | 1998-03-27 | 10-K405 |
| 1996-12-31 | 26 | 1997-03-31 | 10-K |
Limits of this reading
- The U.S. share is not stated: the filing counts North America, including Bermuda and Canada, at 4,300.
- The count is as of February 19, 2026, not the fiscal year end.
Source: the company's annual report on EDGAR, accession 0000947484-26-000017, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.
The report on Arch Capital Group Ltd., $29
This page as a document to keep, with what it does not show: the share within reach at every date on three paces and two reliabilities, a typical workforce of this shape at the stated headcount role by role and task by task (the industries' staffing, never the company's roster), where to start, what changes for the people and what they would learn, every sentence in the filing that names AI, the headcount by year, the companies read with the same leading pattern, the method and a citation line. To print or save as a PDF, open again in your browser for a year.
See the report, $29See the sample first: Walmart's report is free
Questions about this company
- How much of Arch Capital Group Ltd.'s working time is within reach of AI?
- An estimated 39% now and 68% by the end of 2028, on METR's long-run pace at four in five, from the workforce Arch Capital Group Ltd.'s own annual report describes and BLS staffing patterns for its industries, never from a roster. It is an estimate with a stated method. It is not a forecast of jobs lost or of savings, and it says nothing about what the company will do.
- How many people does Arch Capital Group Ltd. employ?
- 8,000 as of February 19, 2026, as its annual report for the period ending December 31, 2025 states.
- What kinds of work make up Arch Capital Group Ltd.'s workforce?
- Read from its annual report as a blend of 1 industry staffing pattern, the largest Insurance Carriers; by those patterns the work is about 71% desk work, 25% people work and 4% body work. Each share has a one-sentence reason on this page that can be checked against the filing.
- What does Arch Capital Group Ltd.'s annual report say about AI?
- 59 sentences in the filing name AI. Its annual reports for fiscal 2021 to 2025 name it in 0, 0, 30, 40 and 59 sentences, year by year. They are counted and quoted on this page, never judged: a count says how much a filing talks about AI, not what the company does with it.
- How is this estimated?
- Claude Fable 5.1 read the annual report under the Index's written rubric (version 1) on October 19, 2026: the stated headcount, the share in the U.S. when stated, and the workforce as a blend of industry staffing patterns. The estimates are the site's industry estimates weighted by those shares, from O*NET tasks with estimated lengths and METR's measurements of how long a task AI models can finish. A company can write to info@stratussc.com to have its reading checked against its filing.
Embed these figures on your site
A small card with the share of working time within reach now and at the end of 2027, 2028 and 2030, the date and a link back. Free under CC BY 4.0; the card carries the credit.