State Street Corporation (STT)

Investment servicing bank, 52,000 employees, 77% abroad. Read October 2, 2026 from the annual report for the period ending December 31, 2025, filed February 19, 2026. Ranked 21 of the 26 Financial Services companies read so far, by the share within reach now.

The filing states one total and the share outside the U.S., nothing by segment, so both investment segments take the securities and investment pattern by description (c).

The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.

What follows from the reading

Share of working time within reach of AI, on the long-run pace at four in five: 34% now, 61% at the end of 2027, 71% at the end of 2028, 74% at the end of 2030. By the patterns, the work is about 74% desk work, 23% people work and 3% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 26% of the working time stays with people (conversation, in-person and hands-on work), 63% becomes checking a model's work and 7% could be handed over with lighter checks, from the industries' own figures, not the company's roles.

Headcount

52,000 employees as of December 31, 2025 (stated). Approximately 77% of employees are located outside the United States.

The filing: “As of December 31, 2025, we had consolidated total assets of $366.05 billion, consolidated total deposits of $274.35 billion, consolidated total shareholders' equity of $27.84 billion and approximately 52,000 employees.”

The workforce as industry patterns

What the filing says about the workforce: About 52,000 employees, down about 2% from 2024, which the filing attributes to efforts to simplify operations through organization design and technology and automation; about 77% outside the United States.

Companies read with the same leading pattern

Other companies whose largest staffing pattern is also Securities, Commodity Contracts, and Other Financial Investments and Related Activities, largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five.

• Morgan Stanley (MS, 83,000 employees)34% now, 71% by 2028
• Bank of New York Mellon Corp (BNY, 48,100 employees)34% now, 71% by 2028
• The Goldman Sachs Group, Inc. (GS, 47,400 employees)34% now, 71% by 2028
• S&P Global Inc. (SPGI, 44,500 employees)31% now, 70% by 2028
• Brookfield Asset Management Ltd. (BAM, 5,800 employees)34% now, 71% by 2028

What the filing says about AI

13 sentences in the filing name AI. Thirteen sentences: AI among the new technologies that the filing says bring increasing and new forms of competition, with the rest in its risk factor summaries on strategy, operations and technology.

• “It does not contain all of the information that may be important to you and should be read together with the more detailed discussion of risks under the heading "Risk Factors," as well as elsewhere in this Form 10-K under the heading "Management's Discussion and Analysis." Strategic Risks We are subject to intense competition, which could negatively affect our profitability; We are subject to s...”
• “Operational, Cyber and Technology Risks Attacks or unauthorized access to our or our business partners' or clients' information technology systems or facilities, such as cyber-attacks or other disruptions to our or their operations, could result in significant costs, reputational damage and impacts on our business activities; Our business may be negatively affected by risks associated with stra...”
• “As our businesses grow and markets and new technologies, including artificial intelligence, evolve, we may encounter increasing and new forms of competition around the world.”
• “Our success and competitive position may depend on our ability to develop and market new and innovative services, to adopt or develop new technologies, including those incorporating artificial intelligence, to implement efficiencies into our operational processes, to bring new services to market in a timely fashion at competitive prices, to integrate existing and future products and services ef...”
• “For example, the adoption and implementation of evolving and emerging technologies, such as artificial intelligence and distributed ledger technology, and related regulatory frameworks, have the potential to disrupt materially the activities of the financial services industry, the operation of financial markets, processes, infrastructure and service providers, including State Street, and the se...”

Its annual reports, year by year

Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector

• Fiscal 20212median 0
• Fiscal 20222median 0
• Fiscal 20238median 1
• Fiscal 20249median 4
• Fiscal 202513median 10

Headcount by filing year

As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.

Limits of this reading

• A bank holding company whose segments are Investment Servicing (81% of revenue) and Investment Management (19%); the securities pattern is used for both, by description (c), rather than banking.
• No count by segment.

Source: the company's annual report on EDGAR, accession 0000093751-26-000124, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.