Q2 Holdings, Inc. (QTWO)
Digital banking software, one pattern. Read November 9, 2026 from the annual report for the period ending December 31, 2025, filed February 11, 2026. Ranked 72 of the 238 Technology companies read so far, by the share within reach now.
Within reach now
51%
projected from METR's April 2026 measurement and Epoch's November 2026 index
End of 2028
73%
Employees, annual report
2,549
Leading staffing pattern
Software Publishers
Share of the working time within reach, long-run pace, four times in five
Now is projected from METR's April 2026 measurement and Epoch's November 2026 index.
- Now51%
- End of 202768%
- End of 202873%
- End of 203075%
What changes for its people by the end of 2028, by its industries' figures
- Stays with people 25%
- Becomes checking a model's work 63%
- Handed over with lighter checks 10%
The filing states 2,549 employees at December 31, 2025, 1,664 in the United States, and describes one digital banking software business, so the whole workforce is read at software publishers by description.
The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.
What follows from the reading
Share of working time within reach of AI, on the long-run pace at four in five: 51% now, 68% at the end of 2027, 73% at the end of 2028, 75% at the end of 2030. By the patterns, the work is about 75% desk work, 23% people work and 2% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 25% of the working time stays with people (conversation, in-person and hands-on work), 63% becomes checking a model's work and 10% could be handed over with lighter checks, from the industries' own figures, not the company's roles.
Headcount
2,549 employees as of December 31, 2025 (stated). 1,664 of 2,549 employees in the United States and 884 outside (stated).
The filing: “As of December 31, 2025, we had 2,549 employees, of which 2,548 were full time employees, 1,664 of which were employed in the United States, and 884 were employed outside of the United States.”
The workforce as industry patterns
| Pattern | Share | Reason, from the filing |
|---|---|---|
| Software Publishers | 100% | The filing describes a digital banking software company sold by subscription (82% of revenue) to financial institutions, with no count by function, so the whole workforce is read at software publishers by description (c). |
What the filing says about the workforce: 2,549 employees at December 31, 2025, 2,548 full-time, 1,664 in the United States and 884 outside; remote and hybrid employees with campuses in Austin and elsewhere; over 16,000 volunteer hours in 2025; a Greater Austin Top Workplace for 15 years.
Companies read with the same leading pattern
Other companies whose largest staffing pattern is also Software Publishers, largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five. Now is projected from METR's April 2026 measurement and Epoch's November 2026 index.
- Microsoft (MSFT, 223,000 employees)51% now, 73% by 2028
- Oracle (ORCL, 141,000 employees)51% now, 73% by 2028
- Salesforce, Inc. (CRM, 83,334 employees)51% now, 73% by 2028
- Uber Technologies, Inc. (UBER, 34,000 employees)52% now, 71% by 2028
- DoorDash, Inc. (DASH, 31,400 employees)52% now, 71% by 2028
- Adobe Inc. (ADBE, 31,360 employees)51% now, 73% by 2028
- ServiceNow, Inc. (NOW, 29,187 employees)51% now, 73% by 2028
- Synopsys, Inc. (SNPS, 28,000 employees)51% now, 73% by 2028
What the filing says about AI
35 sentences in the filing name AI. The filing says advancements in data analytics, automation and AI are increasing the importance of modern technology platforms for financial institutions, and names the increasing use of AI to facilitate fraud among the risks it and its customers face.
- “Factors that could cause or contribute to such differences include, but are not limited to, the following: the risks associated with cyberattacks, financial transaction fraud, data and privacy breaches and breaches of security measures within our products, systems and infrastructure or the products, systems and infrastructure of third parties upon which we rely and the resultant disruption, cos...”
- “At the same time, advancements in data analytics, automation, and AI are increasing the importance of modern, fast, flexible technology platforms that can support innovation while meeting stringent regulatory, security and resiliency requirements.”
- “The methods by which fraud can be committed are constantly evolving, including the increasing use of AI to facilitate attacks, requiring financial services providers and their technology providers to continually modify their security protocols and architecture.”
- “These solutions leverage advanced analytics and machine learning techniques and are embedded within the Q2 digital banking platform and may also be offered on a standalone basis to financial institutions, FinTechs and Alt-FIs, allowing our customers to adopt these capabilities independently or as part of broader platform relationships.”
- “We leverage AI both in our products and in our internal operations to deliver better customer experience.”
Its annual reports, year by year
Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector
- Fiscal 20213median 0
- Fiscal 20229median 0
- Fiscal 202323median 1
- Fiscal 202426median 4
- Fiscal 202535median 10
Headcount by filing year
As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.
| Period | Employees | Filed | Filing |
|---|---|---|---|
| 2025-12-31 | 2,548 | 2026-02-11 | 10-K |
| 2024-12-31 | 2,476 | 2025-02-12 | 10-K |
| 2023-12-31 | 2,312 | 2024-02-21 | 10-K |
| 2022-12-31 | 2,242 | 2023-02-21 | 10-K |
| 2021-12-31 | 2,024 | 2022-02-16 | 10-K |
| 2020-12-31 | 1,749 | 2021-02-19 | 10-K |
| 2019-12-31 | 1,574 | 2020-02-21 | 10-K |
| 2018-12-31 | 1,190 | 2019-02-19 | 10-K |
| 2017-12-31 | 844 | 2018-02-16 | 10-K |
| 2016-12-31 | 742 | 2017-02-21 | 10-K |
| 2015-12-31 | 658 | 2016-02-12 | 10-K |
| 2014-12-31 | 501 | 2015-02-12 | 10-K |
Limits of this reading
- No count by function; one pattern by description (c).
Source: the company's annual report on EDGAR, accession 0001410384-26-000006, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.
The report on Q2 Holdings, Inc., $29
This page as a document to keep, with what it does not show: the share within reach at every date on three paces and two reliabilities, a typical workforce of this shape at the stated headcount role by role and task by task (the industries' staffing, never the company's roster), where to start, what changes for the people and what they would learn, every sentence in the filing that names AI, the headcount by year, the companies read with the same leading pattern, the method and a citation line. To print or save as a PDF, open again in your browser for a year.
See the report, $29See the sample first: Walmart's report is free
Questions about this company
- How much of Q2 Holdings, Inc.'s working time is within reach of AI?
- An estimated 51% now and 73% by the end of 2028, on METR's long-run pace at four in five, from the workforce Q2 Holdings, Inc.'s own annual report describes and BLS staffing patterns for its industries, never from a roster. It is an estimate with a stated method. It is not a forecast of jobs lost or of savings, and it says nothing about what the company will do.
- How many people does Q2 Holdings, Inc. employ?
- 2,549 as of December 31, 2025, as its annual report for the period ending December 31, 2025 states. About 65% in the U.S.
- What kinds of work make up Q2 Holdings, Inc.'s workforce?
- Read from its annual report as a blend of 1 industry staffing pattern, the largest Software Publishers; by those patterns the work is about 75% desk work, 23% people work and 2% body work. Each share has a one-sentence reason on this page that can be checked against the filing.
- What does Q2 Holdings, Inc.'s annual report say about AI?
- 35 sentences in the filing name AI. Its annual reports for fiscal 2021 to 2025 name it in 3, 9, 23, 26 and 35 sentences, year by year. They are counted and quoted on this page, never judged: a count says how much a filing talks about AI, not what the company does with it.
- How is this estimated?
- Claude Fable 5.1 read the annual report under the Index's written rubric (version 1) on November 9, 2026: the stated headcount, the share in the U.S. when stated, and the workforce as a blend of industry staffing patterns. The estimates are the site's industry estimates weighted by those shares, from O*NET tasks with estimated lengths and METR's measurements of how long a task AI models can finish. A company can write to info@stratussc.com to have its reading checked against its filing.
Embed these figures on your site
A small card with the share of working time within reach now and at the end of 2027, 2028 and 2030, the date and a link back. Free under CC BY 4.0; the card carries the credit.