Moody's Corporation (MCO)

Ratings, analytics and shared services, counted. Read October 19, 2026 from the annual report for the period ending December 31, 2025, filed February 18, 2026. Ranked 82 of the 88 Financial Services companies read so far, by the share within reach now.

The filing's table states 16,076 employees, 7,803 in Analytics, 6,128 in Investors Service and 2,145 in Shared Services, with 5,043 in the U.S.

The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.

What follows from the reading

Share of working time within reach of AI, on the long-run pace at four in five: 31% now, 57% at the end of 2027, 69% at the end of 2028, 73% at the end of 2030. By the patterns, the work is about 73% desk work, 22% people work and 5% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 27% of the working time stays with people (conversation, in-person and hands-on work), 60% becomes checking a model's work and 9% could be handed over with lighter checks, from the industries' own figures, not the company's roles.

Headcount

16,076 employees as of December 31, 2025 (stated). 5,043 of 16,076 employees in the U.S. (31%) and 11,033 outside, from the filing's workforce table.

The filing: “Workforce Overview: as of December 31, 2025, the number of Moody's employees was 7,803 in MA (2,822 U.S.), 6,128 in MIS (1,556 U.S.) and 2,145 in MSS (665 U.S.), 5,043 in the U.S. and 11,033 outside, 16,076 in total.”

The workforce as industry patterns

What the filing says about the workforce: 7,803 in Moody's Analytics, 6,128 in Moody's Investors Service, 2,145 in Moody's Shared Services; 5,043 in the U.S.; more than 5,300 in 11 business resource groups; flexible work arrangements; no hourly, part-time or union figure stated.

Companies read with the same leading pattern

Other companies whose largest staffing pattern is also Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services, largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five.

• Fidelity National Information Services, Inc. (FIS, 44,000 employees)29% now, 69% by 2028
• SS&C Technologies Holdings, Inc. (SSNC, 28,800 employees)28% now, 69% by 2028
• Broadridge Financial Solutions, Inc. (BR, 16,000 employees)34% now, 66% by 2028
• Equinix, Inc. (EQIX, 13,716 employees)28% now, 67% by 2028
• Intercontinental Exchange, Inc. (ICE, 12,844 employees)32% now, 70% by 2028
• FactSet Research Systems Inc. (FDS, 12,800 employees)29% now, 69% by 2028
• Akamai Technologies, Inc. (AKAM, 11,000 employees)28% now, 68% by 2028
• Morningstar, Inc. (MORN, 10,973 employees)30% now, 69% by 2028

What the filing says about AI

37 sentences in the filing name AI. Thirty-seven sentences, many of them glossary terms (Gen AI, LLM): the company says it invests in AI-powered technologies for employees' benefits administration and names generative AI across its products, operations and risk factors.

• “FORM 10-K SUMMARY 126 SIGNATURES 127 MOODY'S 2025 10-K 3 Table of Contents GLOSSARY OF TERMS AND ABBREVIATIONS The following terms, abbreviations and acronyms are used to identify frequently used terms in this report: TERM DEFINITION Acquisition-Related Intangible Amortization Expense Amortization expense relating to definite-lived intangible assets acquired by the Company from all business com...”
• “This LOB utilizes components from the Data & Information and Research & Insights LOBs to provide risk assessment solutions Dodd-Frank Act Dodd-Frank Wall Street Reform and Consumer Protection Act DORA The European Union Digital Operational Resilience Act EBITDA Earnings before interest, taxes, depreciation and amortization EMEA Represents countries within Europe, the Middle East and Africa EPS...”
• “GDPR was simultaneously implemented in the U.K., with slight modification to the EU's regulation in 2021 following the withdrawal of the U.K. from the EU Gen AI Generative Artificial Intelligence GLoBE Global Anti-Base Erosion, also known as "Pillar II"; tax model issued by the OECD in 2023 HKD Hong Kong Dollar ICR Chile A domestic credit rating agency with operations in Chile; the Company acqu...”
• “Issue, Originate, Select, Underwrite Identify, Measure, Monitor & Manage Risk Verify, Comply, Plan & Report Leveraging AI, decision-grade data, analytics & domain expertise across...”
• “MA's curated data and analytics transform information into decision-grade intelligence and power its AI-enabled cloud-based workflow tools, helping customers start business relationships, monitor and manage risk, and comply and report based on global laws, rules and regulations.”

Its annual reports, year by year

Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector

• Fiscal 20210median 0
• Fiscal 20220median 0
• Fiscal 202319median 1
• Fiscal 202427median 4
• Fiscal 202537median 10

Headcount by filing year

As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.

Limits of this reading

• The collector's 16,000 is the approximate count in the business overview; the human capital table states 16,076 by segment and region (rule 2).
• Moody's Shared Services (2,145) is a stated corporate and support count, read at management of companies under rule 6.

Source: the company's annual report on EDGAR, accession 0001628280-26-009136, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.