Brown & Brown, Inc. (BRO)
Insurance broker, 22,888, counted by segment. Read October 19, 2026 from the annual report for the period ending December 31, 2025, filed February 12, 2026. Ranked 9 of the 37 Financial Services companies read so far, by the share within reach now.
Within reach now
39%
End of 2028
62%
Employees, annual report
22,888
Leading staffing pattern
Agencies, Brokerages, and Other Insurance Related Activities
Share of the working time within reach, long-run pace, four times in five
- Now39%
- End of 202756%
- End of 202862%
- End of 203063%
What changes for its people by the end of 2028, by its industries' figures
- Stays with people 36%
- Becomes checking a model's work 53%
- Handed over with lighter checks 8%
An insurance broker whose filing counts its two segments, so the agency pattern is a counted share with the corporate remainder isolated.
The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.
What follows from the reading
Share of working time within reach of AI, on the long-run pace at four in five: 39% now, 56% at the end of 2027, 62% at the end of 2028, 63% at the end of 2030. By the patterns, the work is about 63% desk work, 32% people work and 4% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 36% of the working time stays with people (conversation, in-person and hands-on work), 53% becomes checking a model's work and 8% could be handed over with lighter checks, from the industries' own figures, not the company's roles.
Headcount
22,888 employees as of December 31, 2025 (stated). The filing states no count by country; 89% of revenue is from the United States and 11% from the United Kingdom.
The filing: “Human Capital As of December 31, 2025, Brown & Brown employed 22,888 individuals worldwide.”
The workforce as industry patterns
| Pattern | Share | Reason, from the filing |
|---|---|---|
| Agencies, Brokerages, and Other Insurance Related Activities | 98% | Counted (a): 14,531 employees in the Retail segment and 7,905 in Specialty Distribution, 22,436 of 22,888, sell and service insurance as agents, brokers and wholesalers, the insurance agencies pattern. |
| Management of Companies and Enterprises | 2% | Counted (a): the 452 employees outside the two segments are the corporate staff the segment counts leave, read at management of companies under rule 6 and kept under rule 5 because the filing's counts isolate them. |
What the filing says about the workforce: 22,888 employees worldwide as of December 31, 2025 (17,403 a year earlier): 14,531 in Retail and 7,905 in Specialty Distribution; nearly 5,794 joined through 43 acquisitions in 2025.
Companies read with the same leading pattern
Other companies whose largest staffing pattern is also Agencies, Brokerages, and Other Insurance Related Activities, largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five.
- Marsh & McLennan Companies, Inc. (MRSH, 95,000 employees)35% now, 63% by 2028
- Arthur J. Gallagher & Co. (AJG, 72,000 employees)39% now, 62% by 2028
- Aon plc (AON, 60,000 employees)36% now, 63% by 2028
What the filing says about AI
20 sentences in the filing name AI. The filing names AI 20 times, as a source of new cyber vulnerabilities and as a technology in its operations.
- “Further, the advance of generative artificial intelligence ("AI") may give rise to additional vulnerabilities and potential entry points for cyber threats.”
- “With generative AI tools, threat actors may have additional tools to automate breaches or persistent attacks, evade detection, or generate sophisticated phishing emails or other forms of digital impersonation, doing so quickly and without requiring deep technical understanding of potential exploits.”
- “In addition, increasing use of generative AI models in our internal systems may create new attack methods for adversaries.”
- “Because generative AI is a new field, our understanding of cybersecurity risks resulting from generative AI and protection methods continues to develop, and features that rely on generative AI, including in services provided to us by third parties, may be susceptible to unanticipated cybersecurity threats from sophisticated adversaries and other cybersecurity incidents.”
- “For example, incorporating AI into certain product offerings is becoming more important in our operations, particularly as our competitors, including new entrants focused on using technology and innovation, such as generative AI, digital platforms, data analytics, robotics and blockchain, seek to simplify and improve the customer experience, increase efficiencies, alter business models and effe...”
Its annual reports, year by year
Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector
- Fiscal 20210median 0
- Fiscal 20220median 0
- Fiscal 20230median 1
- Fiscal 202410median 4
- Fiscal 202520median 10
Headcount by filing year
As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.
| Period | Employees | Filed | Filing |
|---|---|---|---|
| 2025-12-31 | 22,888 | 2026-02-12 | 10-K |
| 2024-12-31 | 17,403 | 2025-02-13 | 10-K |
| 2023-12-31 | 16,152 | 2024-02-22 | 10-K |
| 2022-12-31 | 15,201 | 2023-02-27 | 10-K |
| 2021-12-31 | 12,023 | 2022-02-23 | 10-K |
| 2020-12-31 | 11,136 | 2021-02-23 | 10-K |
| 2019-12-31 | 10,083 | 2020-02-24 | 10-K |
| 2018-12-31 | 9,590 | 2019-02-26 | 10-K |
| 2017-12-31 | 8,491 | 2018-02-28 | 10-K |
| 2016-12-31 | 8,297 | 2017-02-24 | 10-K |
| 2015-12-31 | 7,807 | 2016-02-26 | 10-K |
| 2014-12-31 | 7,591 | 2015-03-02 | 10-K |
| 2013-12-31 | 6,992 | 2014-02-28 | 10-K |
| 2012-12-31 | 6,438 | 2013-03-01 | 10-K |
| 2011-12-31 | 5,557 | 2012-02-29 | 10-K |
| 2010-12-31 | 5,286 | 2011-03-01 | 10-K |
| 2009-12-31 | 5,206 | 2010-03-01 | 10-K |
| 2008-12-31 | 5,398 | 2009-03-02 | 10-K |
| 2007-12-31 | 5,047 | 2008-02-29 | 10-K |
| 2006-12-31 | 4,733 | 2007-03-01 | 10-K |
| 2005-12-31 | 4,540 | 2006-03-16 | 10-K |
| 2004-12-31 | 3,960 | 2005-03-16 | 10-K |
| 2003-12-31 | 3,517 | 2004-03-15 | 10-K |
| 2002-12-31 | 3,384 | 2003-03-24 | 10-K |
| 2001-12-31 | 3,000 | 2002-02-15 | 10-K |
| 2000-12-31 | 1,720 | 2001-03-14 | 10-K |
| 1999-12-31 | 1,370 | 2000-03-15 | 10-K |
| 1998-12-31 | 1,370 | 1999-03-15 | 10-K |
| 1997-12-31 | 1,082 | 1998-03-24 | 10-K |
| 1996-12-31 | 1,075 | 1997-03-21 | 10-K |
| 1995-12-31 | 1,035 | 1996-03-20 | 10-K |
| 1994-12-31 | 971 | 1995-03-31 | 10-K |
Limits of this reading
- No U.S. share is stated.
Source: the company's annual report on EDGAR, accession 0001193125-26-046984, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.
The report on Brown & Brown, Inc., $29
This page as a document to keep, with what it does not show: the share within reach at every date on three paces and two reliabilities, a typical workforce of this shape at the stated headcount role by role and task by task (the industries' staffing, never the company's roster), where to start, what changes for the people and what they would learn, every sentence in the filing that names AI, the headcount by year, the companies read with the same leading pattern, the method and a citation line. To print or save as a PDF, open again in your browser for a year.
See the report, $29See the sample first: Walmart's report is free
Questions about this company
- How much of Brown & Brown, Inc.'s working time is within reach of AI?
- An estimated 39% now and 62% by the end of 2028, on METR's long-run pace at four in five, from the workforce Brown & Brown, Inc.'s own annual report describes and BLS staffing patterns for its industries, never from a roster. It is an estimate with a stated method. It is not a forecast of jobs lost or of savings, and it says nothing about what the company will do.
- How many people does Brown & Brown, Inc. employ?
- 22,888 as of December 31, 2025, as its annual report for the period ending December 31, 2025 states.
- What kinds of work make up Brown & Brown, Inc.'s workforce?
- Read from its annual report as a blend of 2 industry staffing patterns, the largest Agencies, Brokerages, and Other Insurance Related Activities; by those patterns the work is about 63% desk work, 32% people work and 4% body work. Each share has a one-sentence reason on this page that can be checked against the filing.
- What does Brown & Brown, Inc.'s annual report say about AI?
- 20 sentences in the filing name AI. Its annual reports for fiscal 2021 to 2025 name it in 0, 0, 0, 10 and 20 sentences, year by year. They are counted and quoted on this page, never judged: a count says how much a filing talks about AI, not what the company does with it.
- How is this estimated?
- Claude Fable 5.1 read the annual report under the Index's written rubric (version 1) on October 19, 2026: the stated headcount, the share in the U.S. when stated, and the workforce as a blend of industry staffing patterns. The estimates are the site's industry estimates weighted by those shares, from O*NET tasks with estimated lengths and METR's measurements of how long a task AI models can finish. A company can write to info@stratussc.com to have its reading checked against its filing.
Embed these figures on your site
A small card with the share of working time within reach now and at the end of 2027, 2028 and 2030, the date and a link back. Free under CC BY 4.0; the card carries the credit.