Upbound Group, Inc. (UPBD)

Lease-to-own stores and retail partner leasing. Read October 19, 2026 from the annual report for the period ending December 31, 2025, filed February 23, 2026. Ranked 71 of the 135 Technology companies read so far, by the share within reach now.

Upbound states 12,050 coworkers at December 31, 2025, 10,290 in its U.S. operations, 1,050 in Mexico and 710 at corporate facilities, so the lease-to-own operations take the operating count at consumer goods rental and the stated corporate count goes to management of companies (a).

The figures on this page come from the company's own annual report and from BLS staffing patterns for its industries, never from a roster. They are estimates with a stated method. Nothing here says what the company will do: within reach is not a forecast of jobs lost or of savings.

What follows from the reading

Share of working time within reach of AI, on the long-run pace at four in five: 24% now, 33% at the end of 2027, 35% at the end of 2028, 36% at the end of 2030. By the patterns, the work is about 36% desk work, 20% people work and 44% body work. These are the site's industry estimates weighted by the shares below: estimates with a stated method and range, not a forecast of what the company will do. By the same patterns, at the end of 2028 about 63% of the working time stays with people (conversation, in-person and hands-on work), 26% becomes checking a model's work and 11% could be handed over with lighter checks, from the industries' own figures, not the company's roles.

Headcount

12,050 employees as of December 31, 2025 (stated). The filing counts 10,290 coworkers in its U.S. Operations including Puerto Rico (85%), 1,050 in Mexico and 710 at corporate facilities, whose location the sentence does not state.

The filing: “Human Capital Resources As of December 31, 2025, we employed a total of 12,050 coworkers, the vast majority of which are full time employees.”

The workforce as industry patterns

What the filing says about the workforce: The vast majority are full-time; all coworkers are employed at will; the count is by operation: U.S. Operations 10,290, Mexico 1,050, corporate 710; no union share is stated.

Companies read with the same leading pattern

Other companies whose largest staffing pattern is also Rental and Leasing Services (5322, 5323, and 5324 only), largest first, each read from its own annual report. Within reach now and at the end of 2028, long-run pace, four in five.

• United Rentals, Inc. (URI, 28,500 employees)24% now, 34% by 2028
• Sunbelt Rentals Holdings Inc (SUNB, 26,016 employees)24% now, 34% by 2028
• Herc Holdings Inc. (HRI, 9,600 employees)24% now, 34% by 2028
• EquipmentShare.com Inc. (EQPT, 8,206 employees)24% now, 34% by 2028

What the filing says about AI

19 sentences in the filing name AI. The filing names the integration and use of AI and similar technology in its business as a source of risks and challenges to its business, reputation and results, in its risk factors.

• “Factors that could cause or contribute to these differences include, but are not limited to: difficulties encountered in managing the financial and operational performance of our multiple business segments; risks associated with pricing, value proposition and other changes to our consumer offerings and strategies being deployed in our businesses; our ability to continue to effectively execute o...”
• “The integration and use of AI and similar technology in our business presents risks and challenges that could adversely affect our business, reputation, and results of operations.”
• “The integration and use of AI and similar technology in our business presents risks and challenges that could adversely affect our business, reputation, and results of operations.”
• “We are continuing to integrate AI in our businesses, including machine learning AI and generative AI tools that collect and analyze data to support our business operations and customer-facing interactions.”
• “For example, our Brigit segment offers certain products that depend on the use of AI.”

Its annual reports, year by year

Sentences naming AI in each annual report, counted by one rule, beside the median report in the Index that year. Each count links its filing. Every company, by year and sector

• Fiscal 20210median 0
• Fiscal 20220median 0
• Fiscal 20230median 1
• Fiscal 202413median 4
• Fiscal 202519median 10

Headcount by filing year

As reported in each year's annual report, with the filing. A year marked not read had no figure the reading could take from the report's text.

Limits of this reading

• The data service's segment table (Acima 100%) and geography table (Mexico 100%) are not usable; the split rests on the filing's own counts by operation.
• The Brigit financial app and the Acima lease-to-own business have no counts of their own and are read inside the rental pattern.

Source: the company's annual report on EDGAR, accession 0000933036-26-000008, the filing. Read by Claude Fable 5.1 under rubric version 1, by the method. A company can write to info@stratussc.com to have its reading checked against its filing.